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Digital Financial Services continue to expand and replace the delivery of traditional banking services to the customers through innovative technologies to meet the growing complex needs and globalization challenges. These diversified…
With the rapid increase in the use of social media in the last decade, the conspicuous consumption lifestyle within society has been now transferred to the social media. Along with the changing culture of consumption, the consumer who…
Financial inclusion and inclusive growth are the buzzwords today. Inclusive growth empowers people belonging to vulnerable sections. This in turn depends upon a variety of factors, the most important being financial inclusion, which plays a…
Influencing (and being influenced by) others through social networks is fundamental to all human societies. Whether this happens through the diffusion of rumors, opinions, or viruses, identifying the diffusion source (i.e., the person that…
The internet promised to democratize access to knowledge and make the world more open and understanding. The reality of today's internet, however, is far from this ideal. Misinformation, lies, and conspiracies dominate many social media…
Financial crimes like money laundering and terrorism financing can have significant impacts on society, including loss of trust in the integrity of the financial system, misuse and mismanagement of public funds, increase in societal…
Recognition of a user's influence level has attracted much attention as human interactions move online. Influential users have the ability to sway others' opinions to achieve some goals. As a result, predicting users' level of influence can…
The sudden emergence of large-scale riots in otherwise unconnected cities across the UK in summer 2024 came as a shock for both government officials and citizens. Irrespective of these riots' specific trigger, a key question is how the…
As the rate of content production grows, we must make a staggering number of daily decisions about what information is worth acting on. For any flourishing online social media system, users can barely keep up with the new content shared by…
Social media have quickly become a prevalent channel to access information, spread ideas, and influence opinions. However, it has been suggested that social and algorithmic filtering may cause exposure to less diverse points of view, and…
An ability to infer the political leaning of social media users can help in gathering opinion polls thereby leading to a better understanding of public opinion. While there has been a body of research attempting to infer the political…
Fact-checking in financial domain is under explored, and there is a shortage of quality dataset in this domain. In this paper, we propose Fin-Fact, a benchmark dataset for multimodal fact-checking within the financial domain. Notably, it…
Postgraduate taught degrees in financial mathematics have been booming in popularity in the UK for the last 20 years. The fees for these courses are considerably higher than other comparable masters-level courses. Why? Vendors stipulate…
In this new era of social media, social networks are becoming increasingly important sources of user-generated content on the internet. These kinds of information resources, which include a lot of people's feelings, opinions, feedback, and…
This literature review elucidates the implications of behavioral biases, particularly those stemming from overconfidence and framing, on the intertemporal choices made by students on their underline demand preferences for student loans. A…
The rise of digital platforms has enabled the large scale observation of individual and collective behavior through high resolution interaction data. This development has opened new analytical pathways for investigating how information…
The rise of social media platforms has fundamentally altered the public discourse by providing easy to use and ubiquitous forums for the exchange of ideas and opinions. Elected officials often use such platforms for communication with the…
The presence of Super-Apps have changed the way we think about the interactions between users and commerce. It then comes as no surprise that it is also redefining the way banking is done. The paper investigates how different interactions…
With the advancement of information technology, more people, especially young adults, are getting addicted to the use of different social media platforms. Despite immense useful applications in communication and interactions, the habit of…
This is a short position paper drawing on experience working with the UK banking industry and their disabled and ageing customers in the Business Disability Forum, a UK non-profit member organisation funded by a large body of UK private and…