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Credit card fraud remains a significant challenge due to class imbalance and fraudsters mimicking legitimate behavior. This study evaluates five machine learning models - Logistic Regression, Random Forest, XGBoost, K-Nearest Neighbors…

Machine Learning · Computer Science 2025-09-19 Iva Popova , Hamza A. A. Gardi

Machine learning techniques help to understand patterns of a dataset to create a defense mechanism against cyber attacks. However, it is difficult to construct a theoretical model due to the imbalances in the dataset for discriminating…

Machine Learning · Computer Science 2019-12-11 Ibrahim Yilmaz , Rahat Masum

The number of credit card fraud has been growing as technology grows and people can take advantage of it. Therefore, it is very important to implement a robust and effective method to detect such frauds. The machine learning algorithms are…

Machine Learning · Computer Science 2022-06-14 Sairamvinay Vijayaraghavan , Terry Guan , Jason , Song

The use of credit cards has recently increased, creating an essential need for credit card assessment methods to minimize potential risks. This study investigates the utilization of machine learning (ML) models for credit card default…

Machine Learning · Computer Science 2023-10-17 Anas Arram , Masri Ayob , Musatafa Abbas Abbood Albadr , Alaa Sulaiman , Dheeb Albashish

Cyber security can be enhanced through application of machine learning by recasting network attack data into an image format, then applying supervised computer vision and other machine learning techniques to detect malicious specimens.…

Machine Learning · Computer Science 2021-11-04 Erik Larsen , Korey MacVittie , John Lilly

Credit card has become popular mode of payment for both online and offline purchase, which leads to increasing daily fraud transactions. An Efficient fraud detection methodology is therefore essential to maintain the reliability of the…

Machine Learning · Computer Science 2019-04-25 Xuetong Niu , Li Wang , Xulei Yang

In this paper we compare traditional machine learning and deep learning models trained on a malware dataset when subjected to adversarial attack based on label-flipping. Specifically, we investigate the robustness of Support Vector Machines…

Machine Learning · Computer Science 2025-01-23 Sarvagya Bhargava , Mark Stamp

With growing credit card transaction volumes, the fraud percentages are also rising, including overhead costs for institutions to combat and compensate victims. The use of machine learning into the financial sector permits more effective…

Machine Learning · Computer Science 2022-08-26 Gayan K. Kulatilleke , Sugandika Samarakoon

In the era of the digitally driven economy, where there has been an exponential surge in digital payment systems and other online activities, various forms of fraudulent activities have accompanied the digital growth, out of which credit…

Machine Learning · Computer Science 2025-09-23 Ganesh Khekare , Shivam Sunda , Yash Bothra

Given that disturbances to the stable and normal operation of power systems have grown phenomenally, particularly in terms of unauthorized access to confidential and critical data, injection of malicious software, and exploitation of…

Machine Learning · Computer Science 2025-01-27 Mofe O. Jeje

Cybersecurity has become essential worldwide and at all levels, concerning individuals, institutions, and governments. A basic principle in cybersecurity is to be always alert. Therefore, automation is imperative in processes where the…

Machine Learning · Computer Science 2025-05-08 Mateo Lopez-Ledezma , Gissel Velarde

Credit card fraud detection remains a critical challenge in financial security, with machine learning models like XGBoost(eXtreme gradient boosting) emerging as powerful tools for identifying fraudulent transactions. However, the inherent…

Machine Learning · Computer Science 2024-12-11 Siyaxolisa Kabane

This study investigates the performance of various classification models for a malware classification task using different feature sets and data configurations. Six models-Logistic Regression, K-Nearest Neighbors (KNN), Support Vector…

Machine Learning · Computer Science 2025-03-05 Areej Dweib , Montaser Tanina , Shehab Alawi , Mohammad Dyab , Huthaifa I. Ashqar

Among the various types of cyberattacks, identifying zero-day attacks is problematic because they are unknown to security systems as their pattern and characteristics do not match known blacklisted attacks. There are many Machine Learning…

Cryptography and Security · Computer Science 2025-12-09 Zahra Lotfi , Mostafa Lotfi

This paper evaluates XGboost's performance given different dataset sizes and class distributions, from perfectly balanced to highly imbalanced. XGBoost has been selected for evaluation, as it stands out in several benchmarks due to its…

Machine Learning · Computer Science 2023-03-28 Gissel Velarde , Anindya Sudhir , Sanjay Deshmane , Anuj Deshmunkh , Khushboo Sharma , Vaibhav Joshi

The widespread adoption of smartphones dramatically increases the risk of attacks and the spread of mobile malware, especially on the Android platform. Machine learning-based solutions have been already used as a tool to supersede…

Cryptography and Security · Computer Science 2020-03-03 Rahim Taheri , Reza Javidan , Mohammad Shojafar , Vinod P , Mauro Conti

Fraud detection is a challenging task due to the changing nature of fraud patterns over time and the limited availability of fraud examples to learn such sophisticated patterns. Thus, fraud detection with the aid of smart versions of…

Machine Learning · Computer Science 2022-09-07 Mary Isangediok , Kelum Gajamannage

Since the 1990s, there have been significant advances in the technology space and the e-Commerce area, leading to an exponential increase in demand for cashless payment solutions. This has led to increased demand for credit cards, bringing…

Risk Management · Quantitative Finance 2021-10-06 K. S. Naik

This study conducts a benchmarking study, comparing 23 different statistical and machine learning methods in a credit scoring application. In order to do so, the models' performance is evaluated over four different data sets in combination…

Econometrics · Economics 2019-07-31 Anna Stelzer

Churn prediction in credit cards, fraud detection in insurance, and loan default prediction are important analytical customer relationship management (ACRM) problems. Since frauds, churns and defaults happen less frequently, the datasets…

Machine Learning · Computer Science 2022-02-11 Prateek Kate , Vadlamani Ravi , Akhilesh Gangwar
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