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In the era of big data, the utilization of credit-scoring models to determine the credit risk of applicants accurately becomes a trend in the future. The conventional machine learning on credit scoring data sets tends to have poor…

Machine Learning · Statistics 2021-02-10 Xiaofan Liua , Zuoquan Zhanga , Di Wanga

We present novel active learning strategies dedicated to providing a solution to the cold start stage, i.e. initializing the classification of a large set of data with no attached labels. Moreover, proposed strategies are designed to handle…

Machine Learning · Computer Science 2022-01-26 Etienne Brangbour , Pierrick Bruneau , Thomas Tamisier , Stéphane Marchand-Maillet

Learning classifiers using skewed or imbalanced datasets can occasionally lead to classification issues; this is a serious issue. In some cases, one class contains the majority of examples while the other, which is frequently the more…

Machine Learning · Computer Science 2022-11-11 Satyendra Singh Rawat , Amit Kumar Mishra

Active learning aims to optimize the dataset annotation process when resources are constrained. Most existing methods are designed for balanced datasets. Their practical applicability is limited by the fact that a majority of real-life…

Machine Learning · Computer Science 2022-02-02 Umang Aggarwal , Adrian Popescu , Céline Hudelot

This research addresses the challenges of handling unbalanced datasets for binary classification tasks. In such scenarios, standard evaluation metrics are often biased by the disproportionate representation of the minority class. Conducting…

Machine learning (ML) is playing an increasingly important role in rendering decisions that affect a broad range of groups in society. ML models inform decisions in criminal justice, the extension of credit in banking, and the hiring…

Machine Learning · Computer Science 2022-07-14 Damien Dablain , Bartosz Krawczyk , Nitesh Chawla

Due to the over-fitting problem caused by imbalance samples, there is still room to improve the performance of data-driven automatic modulation classification (AMC) in noisy scenarios. By fully considering the signal characteristics, an AMC…

Signal Processing · Electrical Eng. & Systems 2022-03-08 Hao Shi , Qi Peng , Yiqi Zhuang

We consider active, semi-supervised learning in an offline transductive setting. We show that a previously proposed error bound for active learning on undirected weighted graphs can be generalized by replacing graph cut with an arbitrary…

Machine Learning · Computer Science 2012-02-20 Andrew Guillory , Jeff A. Bilmes

Learning from imbalanced data is one of the most significant challenges in real-world classification tasks. In such cases, neural networks performance is substantially impaired due to preference towards the majority class. Existing…

Machine Learning · Computer Science 2022-11-13 Bronislav Yasinnik , Moshe Salhov , Ofir Lindenbaum , Amir Averbuch

Class imbalance poses a challenge for developing unbiased, accurate predictive models. In particular, in image segmentation neural networks may overfit to the foreground samples from small structures, which are often heavily…

Computer Vision and Pattern Recognition · Computer Science 2021-02-23 Zeju Li , Konstantinos Kamnitsas , Ben Glocker

Automatic target recognition (ATR) is an important use case for synthetic aperture radar (SAR) image interpretation. Recent years have seen significant advancements in SAR ATR technology based on semi-supervised learning. However, existing…

Computer Vision and Pattern Recognition · Computer Science 2024-11-07 Xinzheng Zhang , Yuqing Luo , Guopeng Li

In this paper, the credit scoring problem is studied by incorporating networked information, where the advantages of such incorporation are investigated theoretically in two scenarios. Firstly, a Bayesian optimal filter is proposed to…

Theoretical Economics · Economics 2019-11-01 Yibei Li , Ximei Wang , Boualem Djehiche , Xiaoming Hu

Pattern recognition applications often suffer from skewed data distributions between classes, which may vary during operations w.r.t. the design data. Two-class classification systems designed using skewed data tend to recognize the…

Machine Learning · Computer Science 2019-12-02 Roghayeh Soleymani , Eric Granger , Giorgio Fumera

Data imbalance remains one of the factors negatively affecting the performance of contemporary machine learning algorithms. One of the most common approaches to reducing the negative impact of data imbalance is preprocessing the original…

Machine Learning · Computer Science 2021-04-20 Michał Koziarski

We investigate how asymmetrizing an impurity function affects the choice of optimal node splits when growing a decision tree for binary classification. In particular, we relax the usual axioms of an impurity function and show how skewing an…

Machine Learning · Computer Science 2019-04-30 David Zimmermann

This study examines credit default prediction by comparing three techniques, namely SMOTE, SMOTE-Tomek, and ADASYN, that are commonly used to address the class imbalance problem in credit default situations. Recognizing that credit default…

Machine Learning · Computer Science 2025-09-25 Obu-Amoah Ampomah , Edmund Agyemang , Kofi Acheampong , Louis Agyekum

Many real-world applications reveal difficulties in learning classifiers from imbalanced data. The rising big data era has been witnessing more classification tasks with large-scale but extremely imbalance and low-quality datasets. Most of…

Machine Learning · Computer Science 2020-10-20 Zhining Liu , Wei Cao , Zhifeng Gao , Jiang Bian , Hechang Chen , Yi Chang , Tie-Yan Liu

Semi-Supervised Learning (SSL) has achieved great success in overcoming the difficulties of labeling and making full use of unlabeled data. However, SSL has a limited assumption that the numbers of samples in different classes are balanced,…

Machine Learning · Computer Science 2020-02-18 Minsung Hyun , Jisoo Jeong , Nojun Kwak

Machine learning has opened up new tools for financial fraud detection. Using a sample of annotated transactions, a machine learning classification algorithm learns to detect frauds. With growing credit card transaction volumes and rising…

Machine Learning · Computer Science 2022-08-26 Gayan K. Kulatilleke

Due to the imbalanced and limited data, semi-supervised medical image segmentation methods often fail to produce superior performance for some specific tailed classes. Inadequate training for those particular classes could introduce more…

Computer Vision and Pattern Recognition · Computer Science 2022-09-02 Hritam Basak , Sagnik Ghosal , Ram Sarkar