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As the fundamental capability behind decision-making in finance, financial reasoning poses distinct challenges for LLMs. Although reinforcement learning (RL) have boosted generic reasoning, the progress in finance is hindered by the absence…

Computation and Language · Computer Science 2025-06-17 Lingfei Qian , Weipeng Zhou , Yan Wang , Xueqing Peng , Han Yi , Yilun Zhao , Jimin Huang , Qianqian Xie , Jian-yun Nie

Generative Artificial Intelligence (GenAI) is rapidly reshaping the global financial landscape, offering unprecedented opportunities to enhance customer engagement, automate complex workflows, and extract actionable insights from vast…

Cryptography and Security · Computer Science 2025-05-01 Bikash Saha , Nanda Rani , Sandeep Kumar Shukla

Identifying and then implementing an effective response to disruptive new AI technologies is enormously challenging for any business looking to integrate AI into their operations, as well as regulators looking to leverage AI-related…

General Economics · Economics 2024-07-30 Mark Fenwick , Erik P. M. Vermeulen , Marcelo Corrales Compagnucci

Large language models (LLMs) have demonstrated notable potential in conducting complex tasks and are increasingly utilized in various financial applications. However, high-quality sequential financial investment decision-making remains…

Artificial intelligence (AI) is transforming financial planning by expanding access, lowering costs, and enabling dynamic, data-driven advice. Yet without clear safeguards, digital platforms risk reproducing longstanding market…

General Economics · Economics 2025-09-15 Runhuan Feng , Hong Li , Ming Liu

Recent advancements in large language models (LLMs) have demonstrated remarkable general reasoning capabilities, holding significant potential for applications in the financial domain, a field that requires robust and reliable reasoning. It…

Computational Engineering, Finance, and Science · Computer Science 2025-11-11 Xiaoke Zhao , Zhaowen Zhou , Lin Chen , Lihong Wang , Zhiyi Huang , Kaiyuan Zheng , Yanjun Zheng , Xiyang Du , Longfei Liao , Jiawei Liu , Xiang Qi , Bo Zhang , Peng Zhang , Wei Wang , Zhe Li

Recent advances in large language models (LLMs) have enabled multi-agent reasoning systems capable of collaborative decision-making. However, in financial analysis, most frameworks remain narrowly focused on either isolated single-agent…

Computational Engineering, Finance, and Science · Computer Science 2025-10-28 Chen-Che Lu , Yun-Cheng Chou , Teng-Ruei Chen

With the widespread application of large AI models in various fields, the automation level of multi-agent systems has been continuously improved. However, in high-risk decision-making scenarios such as healthcare and finance, human…

Human-Computer Interaction · Computer Science 2025-05-13 Senhao Yang , Qiwen Cheng , Ruiqi Ma , Liangzhe Zhao , Zhenying Wu , Guangqiang Yu

Recent advances in Large Language Models (LLMs) have shown remarkable capabilities in financial reasoning and market understanding. Multi-agent LLM frameworks such as TradingAgent and FINMEM augment these models to long-horizon investment…

Computational Engineering, Finance, and Science · Computer Science 2025-09-30 Fei Xiong , Xiang Zhang , Aosong Feng , Siqi Sun , Chenyu You

Generative and agentic artificial intelligence is entering financial markets faster than existing governance can adapt. Current model-risk frameworks assume static, well-specified algorithms and one-time validations; large language models…

Computers and Society · Computer Science 2025-12-16 Eren Kurshan , Tucker Balch , David Byrd

The outlook for the future of artificial intelligence (AI) in the financial sector, especially in financial forecasting, the challenges and implications. The dynamics of AI technology, including deep learning, reinforcement learning, and…

Statistical Finance · Quantitative Finance 2024-11-22 Shuochen Bi , Tingting Deng , Jue Xiao

Large reasoning models have demonstrated strong problem-solving abilities, yet real-world tasks often require external tools and long-horizon interactions. Existing agent frameworks typically follow predefined workflows, which limit…

Artificial Intelligence · Computer Science 2026-02-06 Xiaoxi Li , Wenxiang Jiao , Jiarui Jin , Guanting Dong , Jiajie Jin , Yinuo Wang , Hao Wang , Yutao Zhu , Ji-Rong Wen , Yuan Lu , Zhicheng Dou

Large language models (LLMs) excel at generating human-like responses but often struggle with interactive tasks that require access to real-time information. This limitation poses challenges in finance, where models must access up-to-date…

Information Retrieval · Computer Science 2026-03-02 Ankur Sinha , Chaitanya Agarwal , Pekka Malo

Large language models (LLMs) are increasingly deployed in financial research workflows, where their role is evolving from single-model assistance for human analysts toward autonomous collaboration among multiple agents. Yet real-world…

Computation and Language · Computer Science 2026-05-11 Yiyun Zhu , Yidong Jiang , Ziwen Xu , Yinsheng Yao , Dawei Cheng , Jinru Ding , Jie Xu

This paper presents FinCoT, a structured chain-of-thought (CoT) prompting framework that embeds domain-specific expert financial reasoning blueprints to guide large language models' behaviors. We identify three main prompting styles in…

Large Language Models (LLMs), such as ChatGPT, Phi3 and Llama-3, are leading a significant leap in AI, as they can generalize knowledge from their training to new tasks without fine-tuning. However, their application in the financial domain…

Computation and Language · Computer Science 2024-11-11 Yue Yu , Prayag Tiwari

Large language models are increasingly used for financial analysis and investment research, yet systematic evaluation of their financial reasoning capabilities remains limited. In this work, we introduce the AI Financial Intelligence…

The integration of Large Language Models (LLMs) into the financial domain is driving a paradigm shift from passive information retrieval to dynamic, agentic interaction. While general-purpose tool learning has witnessed a surge in…

Artificial Intelligence · Computer Science 2026-03-10 Jiaxuan Lu , Kong Wang , Yemin Wang , Qingmei Tang , Hongwei Zeng , Xiang Chen , Jiahao Pi , Shujian Deng , Lingzhi Chen , Yi Fu , Kehua Yang , Xiao Sun

Traditional workflow-based agents exhibit limited intelligence when addressing real-world problems requiring tool invocation. Tool-integrated reasoning (TIR) agents capable of autonomous reasoning and tool invocation are rapidly emerging as…

FinOps (Finance + Operations) represents an operational framework and cultural practice which maximizes cloud business value through collaborative financial accountability across engineering, finance, and business teams. FinOps…

Artificial Intelligence · Computer Science 2025-10-31 Ngoc Phuoc An Vo , Manish Kesarwani , Ruchi Mahindru , Chandrasekhar Narayanaswami