Related papers: Credit and Voting
Online voting is attractive for convenience and accessibility, but is more susceptible to voter coercion and vote buying than in-person voting. One mitigation is to give voters fake voting credentials that they can yield to a coercer. Fake…
There is bountiful evidence that political uncertainty stemming from presidential elections or doubt about the direction of future policy make financial markets significantly volatile, especially in proximity to close elections or elections…
Analyses of voting algorithms often overlook informational externalities shaping individual votes. For example, pre-polling information often skews voters towards candidates who may not be their top choice, but who they believe would be a…
We develop a method suitable for detecting whether racial homophily is on the rise and also whether the economic divide (i.e., the gap between individuals with different education levels and thereby with different abilities to generate…
In this study, we seek to understand how macroeconomic factors such as GDP, inflation, Unemployment Insurance, and S&P 500 index; as well as microeconomic factors such as health, race, and educational attainment impacted the unemployment…
X's Community Notes is a crowdsourced fact-checking system. To improve its scalability, X introduced ``Request Community Note'' feature, enabling users to solicit fact-checks from contributors on specific posts. Yet, its implications for…
Election data represent a precious source of information to study human behavior at a large scale. In proportional elections with open lists, the number of votes received by a candidate, rescaled by the average performance of all…
Politics around the world exhibits increasing polarization, demonstrated in part by rigid voting configurations in institutions like legislatures or courts. A crux of polarization is separation along a unidimensional ideological axis, but…
We study the distributional implications of uncertainty shocks by developing a model that links macroeconomic aggregates to the US distribution of earnings and consumption. We find that: initially, the fraction of low-earning workers…
Post-election audits use the discrepancy between machine counts and a hand tally of votes in a random sample of precincts to infer whether error affected the electoral outcome. The maximum relative overstatement of pairwise margins (MRO)…
Consumption is a primary source of economic growth and key indicator of poverty. The establishment of community banks can provide credit resources, unlocking household consumption potential and playing a crucial role in economic…
For more than a half-century, credit risk management has used credit scoring models in each of its well-defined stages to manage credit risk. Application scoring is used to decide whether to grant a credit or not, while behavioral scoring…
Representative democracy in the United States relies on election systems that transmit votes into representatives in three key bodies: the two chambers of the federal legislature (House of Representatives and Senate) and the Electoral…
Data sharing by researchers is a centerpiece of Open Science principles and scientific progress. For a sample of 6019 researchers, we analyze the extent/frequency of their data sharing. Specifically, the relationship with the following four…
Has ideological polarization actually increased in the last decades, or have voters simply sorted themselves into parties matching their ideology more closely? We present a novel methodology to quantify multidimensional ideological…
Political polarization can be beneficial to competing political parties. I study how electoral competition itself generates incentives to polarize voters, even when parties are ex ante identical and motivated purely by political power,…
Voting power determines the "power" of individuals who cast votes; their power is based on their ability to influence the winning-ness of a coalition. Usually each individual acts alone, casting either all or none of their votes and is…
This paper investigates a novel behavioral feature of recursive preferences: aversion to risks that persist over time, or simply \textit{correlation aversion}. Greater persistence provides information about future consumption but reduces…
We study voting rules with respect to how they allow or limit a majority from dominating minorities: whether a voting rule makes a majority powerful, and whether minorities can veto the candidates they do not prefer. For a given voting…
Precise information is essential for making good policies, especially those regarding reform decisions. However, decision-makers may hesitate to gather such information if certain decisions could have negative impacts on their future…