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Explainable Artificial Intelligence (XAI) research gained prominence in recent years in response to the demand for greater transparency and trust in AI from the user communities. This is especially critical because AI is adopted in…

Artificial Intelligence · Computer Science 2022-08-19 Satyam Kumar , Mendhikar Vishal , Vadlamani Ravi

Explainable AI (XAI) methods like SHAP and LIME produce numerical feature attributions that remain inaccessible to non expert users. Prior work has shown that Large Language Models (LLMs) can transform these outputs into natural language…

Computation and Language · Computer Science 2026-03-16 Fabian Lukassen , Jan Herrmann , Christoph Weisser , Benjamin Saefken , Thomas Kneib

Deep learning models are being increasingly applied to imbalanced data in high stakes fields such as medicine, autonomous driving, and intelligence analysis. Imbalanced data compounds the black-box nature of deep networks because the…

Machine Learning · Computer Science 2022-12-16 Damien A. Dablain , Colin Bellinger , Bartosz Krawczyk , David W. Aha , Nitesh V. Chawla

The field of eXplainable Artificial Intelligence faces challenges due to the absence of a widely accepted taxonomy that facilitates the quantitative evaluation of explainability in Machine Learning algorithms. In this paper, we propose a…

Information Retrieval · Computer Science 2023-11-07 Riccardo Porcedda

Many important questions about a model cannot be answered just by explaining how much each feature contributes to its output. To answer a broader set of questions, we generalize a popular, mathematically well-grounded explanation technique,…

Machine Learning · Computer Science 2020-06-16 Dillon Bowen , Lyle Ungar

Explainable Artificial Intelligence (XAI) has recently gained a swell of interest, as many Artificial Intelligence (AI) practitioners and developers are compelled to rationalize how such AI-based systems work. Decades back, most XAI systems…

Artificial Intelligence · Computer Science 2024-03-05 Muhammad Suffian , Muhammad Yaseen Khan , Alessandro Bogliolo

A longstanding challenge surrounding deep learning algorithms is unpacking and understanding how they make their decisions. Explainable Artificial Intelligence (XAI) offers methods to provide explanations of internal functions of algorithms…

Artificial Intelligence · Computer Science 2022-08-16 Amin Nayebi , Sindhu Tipirneni , Brandon Foreman , Chandan K. Reddy , Vignesh Subbian

Practitioners and researchers trying to strike a balance between accuracy and transparency center Explainable Artificial Intelligence (XAI) at the junction of finance. This paper offers a thorough overview of the changing scene of XAI…

General Finance · Quantitative Finance 2025-11-12 Md Talha Mohsin , Nabid Bin Nasim

A main drawback of eXplainable Artificial Intelligence (XAI) approaches is the feature independence assumption, hindering the study of potential variable dependencies. This leads to approximating black box behaviors by analyzing the effects…

Artificial Intelligence · Computer Science 2024-10-16 Martina Cinquini , Riccardo Guidotti

Explainable Artificial Intelligence (XAI) has become an increasingly important area of research, particularly as machine learning models are deployed in high-stakes domains. Among various XAI approaches, SHAP (SHapley Additive exPlanations)…

Artificial Intelligence · Computer Science 2026-04-15 Latifa Dwiyanti , Sergio Ryan Wibisono , Hidetaka Nambo

Explainable AI (XAI) has been investigated for decades and, together with AI itself, has witnessed unprecedented growth in recent years. Among various approaches to XAI, argumentative models have been advocated in both the AI and social…

Artificial Intelligence · Computer Science 2021-05-25 Kristijonas Čyras , Antonio Rago , Emanuele Albini , Pietro Baroni , Francesca Toni

Explainable AI (XAI) is paramount in industry-grade AI; however existing methods fail to address this necessity, in part due to a lack of standardisation of explainability methods. The purpose of this paper is to offer a perspective on the…

Machine Learning · Computer Science 2020-10-26 Othman Benchekroun , Adel Rahimi , Qini Zhang , Tetiana Kodliuk

In this work, we apply and compare two state-of-the-art eXplainability Artificial Intelligence (XAI) methods, the Integrated Gradients (IG) and the SHapley Additive exPlanations (SHAP), that explain the fault diagnosis decisions of a highly…

Although modern machine learning and deep learning methods allow for complex and in-depth data analytics, the predictive models generated by these methods are often highly complex, and lack transparency. Explainable AI (XAI) methods are…

Machine Learning · Computer Science 2021-06-17 Mythreyi Velmurugan , Chun Ouyang , Catarina Moreira , Renuka Sindhgatta

Detecting accounting anomalies is a recurrent challenge in financial statement audits. Recently, novel methods derived from Deep-Learning (DL) have been proposed to audit the large volumes of a statement's underlying accounting records.…

Machine Learning · Computer Science 2022-09-20 Ricardo Müller , Marco Schreyer , Timur Sattarov , Damian Borth

With the advances in artificial intelligence (AI), data-driven algorithms are becoming increasingly popular in the medical domain. However, due to the nonlinear and complex behavior of many of these algorithms, decision-making by such…

Quantitative Methods · Quantitative Biology 2024-07-18 Amirehsan Ghasemi , Soheil Hashtarkhani , David L Schwartz , Arash Shaban-Nejad

Explainable AI (XAI) methods focus on explaining what a neural network has learned - in other words, identifying the features that are the most influential to the prediction. In this paper, we call them "distinguishing features". However,…

Computer Vision and Pattern Recognition · Computer Science 2021-04-19 Kaili Wang , Jose Oramas , Tinne Tuytelaars

The growing need for trustworthy machine learning has led to the blossom of interpretability research. Numerous explanation methods have been developed to serve this purpose. However, these methods are deficiently and inappropriately…

Machine Learning · Computer Science 2022-03-29 Yipei Wang , Xiaoqian Wang

The development of machine learning applications has increased significantly in recent years, motivated by the remarkable ability of learning-powered systems to discover and generalize intricate patterns hidden in massive datasets. Modern…

Machine Learning · Computer Science 2025-04-25 Evandro S. Ortigossa , Fábio F. Dias , Brian Barr , Claudio T. Silva , Luis Gustavo Nonato

This paper explores the integration of Explainable Automated Machine Learning (AutoML) in the realm of financial engineering, specifically focusing on its application in credit decision-making. The rapid evolution of Artificial Intelligence…

Risk Management · Quantitative Finance 2024-02-07 Marc Schmitt