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At online retail platforms, it is crucial to actively detect the risks of transactions to improve customer experience and minimize financial loss. In this work, we propose xFraud, an explainable fraud transaction prediction framework which…

Machine Learning · Computer Science 2022-05-26 Susie Xi Rao , Shuai Zhang , Zhichao Han , Zitao Zhang , Wei Min , Zhiyao Chen , Yinan Shan , Yang Zhao , Ce Zhang

The detection of fraud in accounting data is a long-standing challenge in financial statement audits. Nowadays, the majority of applied techniques refer to handcrafted rules derived from known fraud scenarios. While fairly successful, these…

Machine Learning · Computer Science 2019-08-05 Marco Schreyer , Timur Sattarov , Christian Schulze , Bernd Reimer , Damian Borth

Since the inception of permissionless blockchains with Bitcoin in 2008, it became apparent that their most well-suited use case is related to making the financial system and its advantages available to everyone seamlessly without depending…

General Finance · Quantitative Finance 2023-06-16 Georgios Palaiokrassas , Sandro Scherrers , Iason Ofeidis , Leandros Tassiulas

Financial systems have a growing reliance on computer-based and distributed systems, making FinTech systems vulnerable to advanced and quickly emerging cyber-criminal threats. Traditional security systems and fixed machine learning systems…

Cryptography and Security · Computer Science 2026-03-26 Gunjan Mishra , Yash Mishra

Financial crime detection using graph learning improves financial safety and efficiency. However, criminals may commit financial crimes across different institutions to avoid detection, which increases the difficulty of detection for…

Cryptography and Security · Computer Science 2023-10-13 Zhirui Pan , Guangzhong Wang , Zhaoning Li , Lifeng Chen , Yang Bian , Zhongyuan Lai

Money laundering is the crucial mechanism utilized by criminals to inject proceeds of crime to the financial system. The primary responsibility of the detection of suspicious activity related to money laundering is with the financial…

Machine Learning · Computer Science 2020-11-18 Utku Görkem Ketenci , Tolga Kurt , Selim Önal , Cenk Erbil , Sinan Aktürkoğlu , Hande Şerban İlhan

Identity theft is a major problem for credit lenders when there's not enough data to corroborate a customer's identity. Among super-apps large digital platforms that encompass many different services this problem is even more relevant;…

Fraudulent behaviors in Google Android app market fuel search rank abuse and malware proliferation. We present FairPlay, a novel system that uncovers both malware and search rank fraud apps, by picking out trails that fraudsters leave…

Social and Information Networks · Computer Science 2017-03-07 Mahmudur Rahman , Mizanur Rahman , Bogdan Carbunar , Duen Horng Chau

E-commerce platforms and payment solution providers face increasingly sophisticated fraud schemes, ranging from identity theft and account takeovers to complex money laundering operations that exploit the speed and anonymity of digital…

Artificial Intelligence · Computer Science 2026-01-12 Cooper Lin , Yanting Zhang , Maohao Ran , Wei Xue , Hongwei Fan , Yibo Xu , Zhenglin Wan , Sirui Han , Yike Guo , Jun Song

Product feature recommendations are critical for online customers to purchase the right products based on the right features. For a customer, selecting the product that has the best trade-off between price and functionality is a…

Information Retrieval · Computer Science 2021-05-04 Mingming Guo , Nian Yan , Xiquan Cui , Simon Hughes , Khalifeh Al Jadda

Large-scale online service platforms face severe challenges from organized platform abuse: multiple forms such as credit card fraud and promotion abuse continually emerge, characterized by large numbers of involved accounts, rapid…

Cryptography and Security · Computer Science 2026-05-11 Meng He , Jia Long Loh

For the highly imbalanced credit card fraud detection problem, most existing methods either use data augmentation methods or conventional machine learning models, while neural network-based anomaly detection approaches are lacking.…

Machine Learning · Computer Science 2022-06-30 Tungyu Wu , Youting Wang

In the face of global economic uncertainty, financial auditing has become essential for regulatory compliance and risk mitigation. Traditional manual auditing methods are increasingly limited by large data volumes, complex business…

Risk Management · Quantitative Finance 2026-01-09 Tingyu Yuan , Xi Zhang , Xuanjing Chen

Banks routinely use neural networks to make decisions. While these models offer higher accuracy, they are susceptible to adversarial attacks, a risk often overlooked in the context of event sequences, particularly sequences of financial…

Graph embedding technics are studied with interest on public datasets, such as BlogCatalog, with the common practice of maximizing scoring on graph reconstruction, link prediction metrics etc. However, in the financial sector the important…

Social and Information Networks · Computer Science 2019-03-15 Sida Zhou

This study explores the use of Generative Adversarial Networks (GANs) to detect AI deepfakes and fraudulent activities in online payment systems. With the growing prevalence of deepfake technology, which can manipulate facial features in…

Machine Learning · Computer Science 2026-01-01 Zong Ke , Shicheng Zhou , Yining Zhou , Chia Hong Chang , Rong Zhang

Public dataset limitations have significantly hindered the development and benchmarking of learning to defer (L2D) algorithms, which aim to optimally combine human and AI capabilities in hybrid decision-making systems. In such systems,…

Affiliate Marketing (AM) has become an important and cost effective tool for e-commerce. There are numerous risks and vulnerabilities that are typically associated with AM. Though a well-planned AM model can greatly benefit the e-commerce…

Computers and Society · Computer Science 2016-06-07 Bede Amarasekara , Anuradha Mathrani

The impressive growth of smartphone devices in combination with the rising ubiquity of using mobile platforms for sensitive applications such as Internet banking, have triggered a rapid increase in mobile malware. In recent literature, many…

Cryptography and Security · Computer Science 2023-12-20 Harris Papadopoulos , Nestoras Georgiou , Charalambos Eliades , Andreas Konstantinidis

The popularity of e-commerce has given rise to fake advertisements that can expose users to financial and data risks while damaging the reputation of these e-commerce platforms. For these reasons, detecting and removing such fake…

Machine Learning · Computer Science 2025-01-22 Duy Nguyen , Trung T. Nguyen , Cuong V. Nguyen