Related papers: FRAUDability: Estimating Users' Susceptibility to …

As software becomes more complex and assumes an even greater role in our lives, formal verification is set to become the gold standard in securing software systems into the future, since it can guarantee the absence of errors and entire…

Credit scoring is vital in the financial industry, assessing the risk of lending to credit card applicants. Traditional credit scoring methods face challenges with large datasets and data imbalance between creditworthy and non-creditworthy…

The Internet has become an indispensable part of our life, However, It also has provided opportunities to anonymously perform malicious activities like Phishing. Phishers try to deceive their victims by social engineering or creating…

Matrix factorization (MF) is extensively used to mine the user preference from explicit ratings in recommender systems. However, the reliability of explicit ratings is not always consistent, because many factors may affect the user's final…

Artificial intelligence systems, which are designed with a capability to learn from the data presented to them, are used throughout society. These systems are used to screen loan applicants, make sentencing recommendations for criminal…

Machine learning has become one of the main components for task automation in many application domains. Despite the advancements and impressive achievements of machine learning, it has been shown that learning algorithms can be compromised…

This paper surveys the landscape of security and data attacks on machine unlearning, with a focus on financial and e-commerce applications. We discuss key privacy threats such as Membership Inference Attacks and Data Reconstruction Attacks,…

In the contemporary era, online social networks have become integral to social life, revolutionizing the way individuals manage their social connections. While enhancing accessibility and immediacy, these networks have concurrently given…

As online fraudsters invest more resources, including purchasing large pools of fake user accounts and dedicated IPs, fraudulent attacks become less obvious and their detection becomes increasingly challenging. Existing approaches such as…

Recommender systems play an important role in modern information and e-commerce applications. While increasing research is dedicated to improving the relevance and diversity of the recommendations, the potential risks of state-of-the-art…

Multi-agent systems have demonstrated the ability to improve performance on a variety of predictive tasks by leveraging collaborative decision making. However, the lack of effective evaluation methodologies has made it difficult to estimate…

Auditing fairness of decision-makers is now in high demand. To respond to this social demand, several fairness auditing tools have been developed. The focus of this study is to raise an awareness of the risk of malicious decision-makers who…

Adversarial data can lead to malfunction of deep learning applications. It is essential to develop deep learning models that are robust to adversarial data while accurate on standard, clean data. In this study, we proposed a novel…

The emergence of mobile platforms with increased storage and computing capabilities and the pervasive use of these platforms for sensitive applications such as online banking, e-commerce and the storage of sensitive information on these…

We develop a model to predict consumer default based on deep learning. We show that the model consistently outperforms standard credit scoring models, even though it uses the same data. Our model is interpretable and is able to provide a…

In the financial field of the United States, the application of big data technology has become one of the important means for financial institutions to enhance competitiveness and reduce risks. The core objective of this article is to…

Federated learning (FL), as a powerful learning paradigm, trains a shared model by aggregating model updates from distributed clients. However, the decoupling of model learning from local data makes FL highly vulnerable to backdoor attacks,…

Malicious advertisement URLs pose a security risk since they are the source of cyber-attacks, and the need to address this issue is growing in both industry and academia. Generally, the attacker delivers an attack vector to the user by…

Federated Learning is an emerging distributed collaborative learning paradigm adopted by many of today's applications, e.g., keyboard prediction and object recognition. Its core principle is to learn from large amount of users data while…

Fraud is a prevalent offence that extends beyond financial loss, causing psychological and physical harm to victims. The advancements in online communication technologies alowed for online fraud to thrive in this vast network, with…