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Consumption is a primary source of economic growth and key indicator of poverty. The establishment of community banks can provide credit resources, unlocking household consumption potential and playing a crucial role in economic…

General Economics · Economics 2025-02-21 Yan Li

We study a model of user decision-making in the context of recommender systems via numerical simulation. Our model provides an explanation for the findings of Nguyen, et. al (2014), where, in environments where recommender systems are…

Computers and Society · Computer Science 2020-07-27 Guy Aridor , Duarte Goncalves , Shan Sikdar

We explore heterogeneous prices as a source of heterogeneous or stochastic demand. Heterogeneous prices could arise either because there is actual price variation among consumers or because consumers (mis)perceive prices differently. Our…

Theoretical Economics · Economics 2026-05-26 John K. -H. Quah , Gerelt Tserenjigmid

In response to calls for open data and growing privacy threats, organizations are increasingly adopting privacy-preserving techniques such as differential privacy (DP) that inject statistical noise when generating published datasets. These…

Human-Computer Interaction · Computer Science 2025-12-09 Harold Triedman , Jayshree Sarathy , Priyanka Nanayakkara , Rachel Cummings , Gabriel Kaptchuk , Sean Kross , Elissa M. Redmiles

Previous works in the differential privacy literature that allow users to choose their privacy levels typically operate under the heterogeneous differential privacy (HDP) framework with the simplifying assumption that user data and privacy…

Cryptography and Security · Computer Science 2025-09-04 Syomantak Chaudhuri , Thomas A. Courtade

Background: Two public defect data, including Jureczko and NASA datasets, have been widely used in cross project defect prediction (CPDP). The quality of defect data have been reported as an important factor influencing the defect…

Software Engineering · Computer Science 2018-05-29 Zhongbin Sun , Junqi Li , Heli Sun

Determining whether a configurable software system has a performance bug or it was misconfigured is often challenging. While there are numerous debugging techniques that can support developers in this task, there is limited empirical…

Software Engineering · Computer Science 2022-03-22 Miguel Velez , Pooyan Jamshidi , Norbert Siegmund , Sven Apel , Christian Kästner

The complex nature of intelligent systems motivates work on supporting users during interaction, for example through explanations. However, as of yet, there is little empirical evidence in regard to specific problems users face when…

Human-Computer Interaction · Computer Science 2020-02-05 Malin Eiband , Sarah Theres Völkel , Daniel Buschek , Sophia Cook , Heinrich Hussmann

In recent years, the magnitude of consumer-to-consumer (C2C) markets have grown significantly, highlighting the increasing significance of trust between buyers and sellers. However, the specific aspects of product information that…

General Economics · Economics 2025-03-28 Jun Sashihara , Teruaki Hayashi

Internet of Things (IoT) applications have the potential to derive sensitive information about individuals. Therefore, developers must exercise due diligence to make sure that data are managed according to the privacy regulations and data…

Cryptography and Security · Computer Science 2022-10-10 Atheer Aljeraisy , Masoud Barati , Omer Rana , Charith Perera

This work analyzes ethical concerns found in users' app store reviews. We performed this study because ethical concerns in mobile applications (apps) are widespread, pose severe threats to end users and society, and lack systematic analysis…

Software Engineering · Computer Science 2024-02-07 Lauren Olson , Neelam Tjikhoeri , Emitzá Guzmán

Software systems are ubiquitous, and their use is ingrained in our everyday lives. They enable us to get in touch with people quickly and easily, support us in gathering information, and help us perform our daily tasks. In return, we…

Software Engineering · Computer Science 2022-10-27 Wasja Brunotte , Alexander Specht , Larissa Chazette , Kurt Schneider

Recommender systems often rely on models which are trained to maximize accuracy in predicting user preferences. When the systems are deployed, these models determine the availability of content and information to different users. The gap…

Machine Learning · Computer Science 2021-02-02 Sarah Dean , Sarah Rich , Benjamin Recht

This paper presents two cases of random banking data generators based on migration matrices and scoring rules. The banking data generator is a new hope in researches of finding the proving method of comparisons of various credit scoring…

Risk Management · Quantitative Finance 2011-05-17 Karol Przanowski

Introduction: The use of chatbots is becoming increasingly important across various aspects of daily life. However, the privacy concerns associated with these communications have not yet been thoroughly addressed. The aim of this study was…

Human-Computer Interaction · Computer Science 2025-08-12 Julia Ive , Vishal Yadav , Mariia Ignashina , Matthew Rand , Paulina Bondaronek

Privacy Policies are the legal documents that describe the practices that an organization or company has adopted in the handling of the personal data of its users. But as policies are a legal document, they are often written in extensive…

Cryptography and Security · Computer Science 2021-02-25 Ayesha Qamar , Tehreem Javed , Mirza Omer Beg

Airbnb is an online marketplace that connects hosts and guests to unique stays and experiences. When guests stay at homes booked on Airbnb, there are a small fraction of stays that lead to support needed from Airbnb's Customer Support (CS),…

Machine Learning · Computer Science 2025-03-24 Do-kyum Kim , Han Zhao , Huiji Gao , Liwei He , Malay Haldar , Sanjeev Katariya

Recommender systems aim to recommend new items to users by learning user and item representations. In practice, these representations are highly entangled as they consist of information about multiple factors, including user's interests,…

Information Retrieval · Computer Science 2022-04-18 Paras Sheth , Ruocheng Guo , Lu Cheng , Huan Liu , K. Selçuk Candan

Understanding consumer behavior is an important task, not only for developing marketing strategies but also for the management of economic policies. Detecting consumption patterns, however, is a high-dimensional problem in which various…

Machine Learning · Computer Science 2020-08-25 Akira Matsui , Teruyoshi Kobayashi , Daisuke Moriwaki , Emilio Ferrara

Comparing ISPs on broadband speed is challenging, since measurements can vary due to subscriber attributes such as operation system and test conditions such as access capacity, server distance, TCP window size, time-of-day, and network…