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Related papers: CFPB Consumer Complaints Analysis Using Hadoop

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This paper introduces the Consumer Feedback Insight & Prediction Platform, a system leveraging machine learning to analyze the extensive Consumer Financial Protection Bureau (CFPB) Complaint Database, a publicly available resource exceeding…

Distributed, Parallel, and Cluster Computing · Computer Science 2024-07-10 Dhwani Vaishnav , Manimozhi Neethinayagam , Akanksha Khaire , Jongwook Woo

A text mining approach is proposed based on latent Dirichlet allocation (LDA) to analyze the Consumer Financial Protection Bureau (CFPB) consumer complaints. The proposed approach aims to extract latent topics in the CFPB complaint…

Information Retrieval · Computer Science 2018-07-20 Kaveh Bastani , Hamed Namavari , Jeffry Shaffer

We develop an NLP-based procedure for detecting systematic nonmeritorious consumer complaints, simply called systematic anomalies, among complaint narratives. While classification algorithms are used to detect pronounced anomalies, in the…

Methodology · Statistics 2024-03-28 Peiheng Gao , Ning Sun , Xuefeng Wang , Chen Yang , Ričardas Zitikis

Data brokers collect and sell the personal information of millions of individuals, often without their knowledge or consent. The California Consumer Privacy Act (CCPA) grants consumers the legal right to request access to, or deletion of,…

Cryptography and Security · Computer Science 2025-11-17 Elina van Kempen , Isita Bagayatkar , Pavel Frolikov , Chloe Georgiou , Gene Tsudik

Today, web-based companies use user data to provide and enhance services to users, both individually and collectively. Some also analyze user data for other purposes, for example to select advertisements or price offers for users. Some even…

Computers and Society · Computer Science 2019-06-28 Eric Bax , John Donald , Melissa Gerber , Lisa Giaffo , Tanisha Sharma , Nikki Thompson , Kimberly Williams

Data aggregators collect large amount of information about individual users and create detailed online behavioral profiles of individuals. Behavioral profiles benefit users by improving products and services. However, they have also raised…

Computers and Society · Computer Science 2015-06-12 Ashwini Rao , Florian Schaub , Norman Sadeh

The digital revolution has led to the digitization of human behavior, creating unprecedented opportunities to understand observable actions on an unmatched scale. Emerging phenomena such as crowdfunding and crowdsourcing have further…

Machine Learning · Computer Science 2023-06-27 Hannah H. Chang , Anirban Mukherjee

The online environment has provided a great opportunity for insurance policyholders to share their complaints with respect to different services. These complaints can reveal valuable information for insurance companies who seek to improve…

Applications · Statistics 2018-06-27 Amir Karami , Noelle M. Pendergraft

Yelp has served and will continue to serve as a data-driven application. Yelp has published a dataset containing business information, reviews, user information, and check-in information. This paper will examine this dataset to provide…

Distributed, Parallel, and Cluster Computing · Computer Science 2021-04-20 Mohsen Alam , Benjamin Cevallos , Oscar Flores , Randall Lunetto , Kotaro Yayoshi , Jongwook Woo

Vagueness and ambiguity in privacy policies threaten the ability of consumers to make informed choices about how businesses collect, use, and share their personal information. The California Consumer Privacy Act (CCPA) of 2018 was intended…

Computers and Society · Computer Science 2022-07-26 Rex Chen , Fei Fang , Thomas Norton , Aleecia M. McDonald , Norman Sadeh

California's consumer privacy law is widely deemed to be the most protected in the United States, one of the few to expressly regulate third party entities that buy and sell consumer data (data brokers). We offer the first empirical…

Computers and Society · Computer Science 2026-05-21 Anna-Maria Gueorguieva , Jennifer King , Apoorva Panidapu , Daniel E Ho

With the development of e-commerce, many products are now being sold worldwide, and manufacturers are eager to obtain a better understanding of customer behavior in various regions. To achieve this goal, most previous efforts have focused…

Computers and Society · Computer Science 2016-10-04 Qingqing Zhou , Rui Xia , Chengzhi Zhang

Customer product reviews play a role in improving the quality of products and services for business organizations or their brands. Complaining is an attitude that expresses dissatisfaction with an event or a product not meeting customer…

Computation and Language · Computer Science 2021-07-06 Nhung Thi-Hong Nguyen , Phuong Phan-Dieu Ha , Luan Thanh Nguyen , Kiet Van Nguyen , Ngan Luu-Thuy Nguyen

Location data collection has become widespread with smart phones becoming ubiquitous. Smart phone apps often collect precise location data from users by offering \textit{free} services and then monetize it for advertising and marketing…

Computers and Society · Computer Science 2025-02-11 Naman Awasthi , Saad Mohammad Abrar , Daniel Smolyak , Vanessa Frias-Martinez

On January 1, 2020, California passed the California Consumer Privacy Act (CCPA) by more than 56% of voters intended to enhance privacy rights and consumer protection for residents of California, United States. Since then, more conditions…

Computers and Society · Computer Science 2022-09-13 Trong Nguyen

The rise of mobile apps has brought greater convenience and customization for users. However, many apps use analytics services to collect a wide range of user interaction data purportedly to improve their service, while presenting app users…

Software Engineering · Computer Science 2023-03-14 Feiyang Tang , Bjarte M. Østvold

The investigation of the browsing behavior of users provides useful information to optimize web site design, web browser design, search engines offerings, and online advertisement. This has been a topic of active research since the Web…

Human-Computer Interaction · Computer Science 2013-07-08 Christian von der Weth , Manfred Hauswirth

Various studies on consumer purchasing behaviors have been presented and used in real problems. Data mining techniques are expected to be a more effective tool for analyzing consumer behaviors. However, the data mining method has…

Databases · Computer Science 2011-09-07 Abhijit Raorane , R. V. Kulkarni

The California Consumer Privacy Act (CCPA) secures the right to Opt-Out for consumers in California. However, websites may implement complex consent mechanisms that potentially do not capture the user's true choices. We investigated the…

Cryptography and Security · Computer Science 2023-09-06 Torsha Mazumdar , Daniel Timko , Muhammad Lutfor Rahman

Personal data related to a user's activities, preferences and services, is considered to be a valuable commodity not only for a wide range of technology-oriented companies like Google, Amazon and Apple but also for more traditional…

Cryptography and Security · Computer Science 2018-05-15 James Tapsell , Raja Naeem Akram , Konstantinos Markantonakis
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