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As financial fraud becomes increasingly complex, effective detection methods are essential. Quantum Machine Learning (QML) introduces certain capabilities that may enhance both accuracy and efficiency in this area. This study examines how…

Quantum Physics · Physics 2026-02-12 Mansour El Alami , Nouhaila Innan , Muhammad Shafique , Mohamed Bennai

This review paper examines state-of-the-art algorithms and techniques in quantum machine learning with potential applications in finance. We discuss QML techniques in supervised learning tasks, such as Quantum Variational Classifiers,…

This study introduces the Quantum Federated Neural Network for Financial Fraud Detection (QFNN-FFD), a cutting-edge framework merging Quantum Machine Learning (QML) and quantum computing with Federated Learning (FL) for financial fraud…

Quantum Physics · Physics 2025-09-03 Nouhaila Innan , Alberto Marchisio , Mohamed Bennai , Muhammad Shafique

Social financial technology focuses on trust, sustainability, and social responsibility, which require advanced technologies to address complex financial tasks in the digital era. With the rapid growth in online transactions, automating…

This paper presents a first end-to-end application of a Quantum Support Vector Machine (QSVM) algorithm for a classification problem in the financial payment industry using the IBM Safer Payments and IBM Quantum Computers via the Qiskit…

Machine learning and quantum machine learning (QML) have gained significant importance, as they offer powerful tools for tackling complex computational problems across various domains. This work gives an extensive overview of QML uses in…

Financial fraud detection is essential for preventing significant financial losses and maintaining the reputation of financial institutions. However, conventional methods of detecting financial fraud have limited effectiveness,…

Financial services is a prospect industry where unlocked near-term quantum utility could yield profitable potential, and, in particular, quantum machine learning algorithms could potentially benefit businesses by improving the quality of…

Quantum Machine Learning (QML) offers a new paradigm for addressing complex financial problems intractable for classical methods. This work specifically tackles the challenge of few-shot credit risk assessment, a critical issue in inclusive…

The increasing complexity and volume of financial transactions pose significant challenges to traditional fraud detection systems. This technical report investigates and compares the efficacy of classical, quantum, and quantum-hybrid…

Predicting loan eligibility with high accuracy remains a significant challenge in the finance sector. Accurate predictions enable financial institutions to make informed decisions, mitigate risks, and effectively adapt services to meet…

Quantum Physics · Physics 2025-12-04 Nouhaila Innan , Alberto Marchisio , Mohamed Bennai , Muhammad Shafique

Quantum machine learning (QML) is a cross-disciplinary subject made up of two of the most exciting research areas: quantum computing and classical machine learning (ML), with ML and artificial intelligence (AI) being projected as the first…

Quantum Physics · Physics 2025-02-27 Santanu Ganguly

Financial crimes fast proliferation and sophistication require novel approaches that provide robust and effective solutions. This paper explores the potential of quantum algorithms in combating financial crimes. It highlights the advantages…

Machine Learning · Computer Science 2024-03-28 Abraham Itzhak Weinberg , Alessio Faccia

Quantum machine learning (QML) is an emerging field of research that leverages quantum computing to improve the classical machine learning approach to solve complex real world problems. QML has the potential to address cybersecurity related…

This study explores the application of quantum machine learning (QML) algorithms to enhance cybersecurity threat detection, particularly in the classification of malware and intrusion detection within high-dimensional datasets. Classical…

Cryptography and Security · Computer Science 2025-09-09 Tanya Joshi , Krishnendu Guha

This paper investigates whether hybrid quantum-classical machine learning can deliver practical improvements in financial fraud detection performance for card-based and other payment transactions. Building on a Guided Quantum Compressor…

Quantum Physics · Physics 2026-05-05 Rodrigo Chaves , Kunal Kumar , Bruno Chagas , Rory Linerud , Brannen Sorem , Javier Mancilla , Bryn Bell

The increasing number of cyber threats and rapidly evolving tactics, as well as the high volume of data in recent years, have caused classical machine learning, rules, and signature-based defence strategies to fail, rendering them unable to…

Machine Learning · Computer Science 2025-12-18 Siva Sai , Ishika Goyal , Shubham Sharma , Sri Harshita Manuri , Vinay Chamola , Rajkumar Buyya

Credit card fraud remains a significant challenge due to class imbalance and fraudsters mimicking legitimate behavior. This study evaluates five machine learning models - Logistic Regression, Random Forest, XGBoost, K-Nearest Neighbors…

Machine Learning · Computer Science 2025-09-19 Iva Popova , Hamza A. A. Gardi

This paper presents a systematic comparative analysis of Variational Quantum Classifier (VQC) configurations for financial fraud detection, encompassing three distinct quantum encoding techniques and comprehensive architectural variations.…

Software defect prediction is a critical aspect of software quality assurance, as it enables early identification and mitigation of defects, thereby reducing the cost and impact of software failures. Over the past few years, quantum…

Software Engineering · Computer Science 2024-12-11 Md Nadim , Mohammad Hassan , Ashis Kumar Mandal , Chanchal K. Roy
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