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In many practical applications of AI, an AI model is used as a decision aid for human users. The AI provides advice that a human (sometimes) incorporates into their decision-making process. The AI advice is often presented with some measure…

Artificial Intelligence · Computer Science 2022-10-31 Kailas Vodrahalli , Tobias Gerstenberg , James Zou

A key aspect of human cognition is metacognition - the ability to assess one's own knowledge and judgment reliability. While deep learning models can express confidence in their predictions, they often suffer from poor calibration, a…

Machine Learning · Computer Science 2025-12-12 Le Tuan Minh Trinh , Le Minh Vu Pham , Thi Minh Anh Pham , An Duc Nguyen

The topic of comprehensibility of machine-learned theories has recently drawn increasing attention. Inductive Logic Programming (ILP) uses logic programming to derive logic theories from small data based on abduction and induction…

Artificial Intelligence · Computer Science 2024-10-01 Lun Ai , Johannes Langer , Stephen H. Muggleton , Ute Schmid

In this work we build a stack of machine learning models aimed at composing a state-of-the-art credit rating and default prediction system, obtaining excellent out-of-sample performances. Our approach is an excursion through the most recent…

Statistical Finance · Quantitative Finance 2020-08-05 A. R. Provenzano , D. Trifirò , A. Datteo , L. Giada , N. Jean , A. Riciputi , G. Le Pera , M. Spadaccino , L. Massaron , C. Nordio

As reliance on AI systems for decision-making grows, it becomes critical to ensure that human users can appropriately balance trust in AI suggestions with their own judgment, especially in high-stakes domains like healthcare. However, human…

Human-Computer Interaction · Computer Science 2025-01-29 Zichen Chen , Yunhao Luo , Misha Sra

In this paper we address imbalanced binary classification (IBC) tasks. Applying resampling strategies to balance the class distribution of training instances is a common approach to tackle these problems. Many state-of-the-art methods find…

Machine Learning · Computer Science 2022-05-31 Vitor Cerqueira , Luis Torgo , Paula Branco , Colin Bellinger

An important goal in artificial intelligence is to create agents that can both interact naturally with humans and learn from their feedback. Here we demonstrate how to use reinforcement learning from human feedback (RLHF) to improve upon…

Large Language Model (LLM)-based search agents trained with reinforcement learning (RL) have significantly improved the performance of knowledge-intensive tasks. However, existing methods encounter critical challenges in long-horizon credit…

Artificial Intelligence · Computer Science 2026-05-13 Dongyi Liu , Yifan Niu , Qinwen Wang , Han Xiao , Jia Li

As AI systems advance beyond human capabilities, scalable oversight becomes critical: how can we supervise AI that exceeds our abilities? A key challenge is that human evaluators may form incorrect beliefs about AI behavior in complex…

Artificial Intelligence · Computer Science 2025-10-22 Leon Lang , Patrick Forré

Temporal difference (TD) methods constitute a class of methods for learning predictions in multi-step prediction problems, parameterized by a recency factor lambda. Currently the most important application of these methods is to temporal…

Artificial Intelligence · Computer Science 2008-02-03 P. Cichosz

Credit assessments activities are essential for financial institutions and allow the global economy to grow. Building robust, solid and accurate models that estimate the probability of a default of a company is mandatory for credit…

Machine Learning · Computer Science 2021-03-16 Ayoub El Qadi , Natalia Diaz-Rodriguez , Maria Trocan , Thomas Frossard

Large Language Models (LLMs) are increasingly used in decision-making, yet their susceptibility to cognitive biases remains a pressing challenge. This study explores how personality traits influence these biases and evaluates the…

Artificial Intelligence · Computer Science 2025-02-21 Jiangen He , Jiqun Liu

Reinforcement learning from verifiable rewards (RLVR) is a promising paradigm for improving large language model (LLM) agents on long-horizon interactive tasks. However, in partially observable environments, incomplete observations cause…

Computation and Language · Computer Science 2026-05-20 Wenjie Tang , Minne Li , Sijie Huang , Liquan Xiao , Yuan Zhou

Biological as well as advanced artificial intelligences (AIs) need to decide which goals to pursue. We review nature's solution to the time allocation problem, which is based on a continuously readjusted categorical weighting mechanism we…

Neurons and Cognition · Quantitative Biology 2021-12-01 Claudius Gros

How to attribute responsibility for autonomous artificial intelligence (AI) systems' actions has been widely debated across the humanities and social science disciplines. This work presents two experiments ($N$=200 each) that measure…

Computers and Society · Computer Science 2021-02-02 Gabriel Lima , Nina Grgić-Hlača , Meeyoung Cha

Financial markets are influenced by human behavior that deviates from rationality due to cognitive biases. Traditional reinforcement learning (RL) models for financial decision-making assume rational agents, potentially overlooking the…

Machine Learning · Computer Science 2026-01-14 Liu He

Reinforcement learning for multi-step reasoning with large language models (LLMs) typically relies on sparse terminal rewards, which creates a poorly conditioned credit-assignment problem: the final feedback is propagated uniformly across…

Machine Learning · Computer Science 2026-05-26 Fei Ding , Yongkang Zhang , Youwei Wang , Zijian Zeng

AI has the potential to augment human decision making. However, even high-performing models can produce inaccurate predictions when deployed. These inaccuracies, combined with automation bias, where humans overrely on AI predictions, can…

Human-Computer Interaction · Computer Science 2025-08-12 Sarah Jabbour , David Fouhey , Nikola Banovic , Stephanie D. Shepard , Ella Kazerooni , Michael W. Sjoding , Jenna Wiens

State-of-the-art meta reinforcement learning algorithms typically assume the setting of a single agent interacting with its environment in a sequential manner. A negative side-effect of this sequential execution paradigm is that, as the…

Artificial Intelligence · Computer Science 2019-03-08 Emilio Parisotto , Soham Ghosh , Sai Bhargav Yalamanchi , Varsha Chinnaobireddy , Yuhuai Wu , Ruslan Salakhutdinov

Comprehending natural language and following human instructions are critical capabilities for intelligent agents. However, the flexibility of linguistic instructions induces substantial ambiguity across language-conditioned tasks, severely…

Artificial Intelligence · Computer Science 2025-10-24 Runpeng Xie , Quanwei Wang , Hao Hu , Zherui Zhou , Ni Mu , Xiyun Li , Yiqin Yang , Shuang Xu , Qianchuan Zhao , Bo XU