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Related papers: Insights From Insurance for Fair Machine Learning

200 papers

Indirect discrimination is an issue of major concern in algorithmic models. This is particularly the case in insurance pricing where protected policyholder characteristics are not allowed to be used for insurance pricing. Simply…

Machine Learning · Computer Science 2022-09-05 Mathias Lindholm , Ronald Richman , Andreas Tsanakas , Mario V. Wüthrich

Fairness is becoming a rising concern w.r.t. machine learning model performance. Especially for sensitive fields such as criminal justice and loan decision, eliminating the prediction discrimination towards a certain group of population…

Machine Learning · Computer Science 2019-09-09 Xiaoqian Wang , Heng Huang

Optimizing prediction accuracy can come at the expense of fairness. Towards minimizing discrimination against a group, fair machine learning algorithms strive to equalize the behavior of a model across different groups, by imposing a…

Machine Learning · Statistics 2020-06-17 Hongyan Chang , Ta Duy Nguyen , Sasi Kumar Murakonda , Ehsan Kazemi , Reza Shokri

The advent of AI and ML algorithms has led to opportunities as well as challenges. In this paper, we provide an overview of bias and fairness issues that arise with the use of ML algorithms. We describe the types and sources of data bias,…

Machine Learning · Statistics 2021-05-17 Nengfeng Zhou , Zach Zhang , Vijayan N. Nair , Harsh Singhal , Jie Chen , Agus Sudjianto

Machine learning systems are increasingly used to make decisions about people's lives, such as whether to give someone a loan or whether to interview someone for a job. This has led to considerable interest in making such machine learning…

Machine Learning · Computer Science 2017-10-13 Daniel McNamara , Cheng Soon Ong , Robert C. Williamson

Algorithms learned from data are increasingly used for deciding many aspects in our life: from movies we see, to prices we pay, or medicine we get. Yet there is growing evidence that decision making by inappropriately trained algorithms may…

Artificial Intelligence · Computer Science 2017-08-03 Indre Zliobaite

Artificial Intelligence (AI) algorithms are increasingly providing decision making and operational support across multiple domains. AI includes a wide library of algorithms for different problems. One important notion for the adoption of AI…

Artificial Intelligence · Computer Science 2021-11-16 Feras A. Batarseh , Laura Freeman

Algorithmic fairness has become a central concern in computational decision-making systems, where ensuring equitable outcomes is essential for both ethical and legal reasons. Two dominant notions of fairness have emerged in the literature:…

Machine Learning · Computer Science 2026-02-03 Sandra Benítez-Peña , Blas Kolic , Victoria Menendez , Belén Pulido

Differences in data distributions between demographic groups, known as the problem of infra-marginality, complicate how people evaluate fairness in machine learning models. We present a user study with 85 participants in a hypothetical…

Human-Computer Interaction · Computer Science 2026-03-09 Schrasing Tong , Minseok Jung , Ilaria Liccardi , Lalana Kagal

A supervised machine learning algorithm determines a model from a learning sample that will be used to predict new observations. To this end, it aggregates individual characteristics of the observations of the learning sample. But this…

Econometrics · Economics 2022-02-21 Samuele Centorrino , Jean-Pierre Florens , Jean-Michel Loubes

In recent years, there has been an increasing awareness of both the public and scientific community that algorithmic systems can reproduce, amplify, or even introduce unfairness in our societies. These lecture notes provide an introduction…

Computers and Society · Computer Science 2021-05-13 Hilde J. P. Weerts

Machine learning (ML) is playing an increasingly important role in rendering decisions that affect a broad range of groups in society. ML models inform decisions in criminal justice, the extension of credit in banking, and the hiring…

Machine Learning · Computer Science 2022-07-14 Damien Dablain , Bartosz Krawczyk , Nitesh Chawla

Recent work has explored how to train machine learning models which do not discriminate against any subgroup of the population as determined by sensitive attributes such as gender or race. To avoid disparate treatment, sensitive attributes…

Machine Learning · Statistics 2018-09-06 Niki Kilbertus , Adrià Gascón , Matt J. Kusner , Michael Veale , Krishna P. Gummadi , Adrian Weller

One of the difficulties of artificial intelligence is to ensure that model decisions are fair and free of bias. In research, datasets, metrics, techniques, and tools are applied to detect and mitigate algorithmic unfairness and bias. This…

We address the critical issue of biased algorithms and unfair rankings, which have permeated various sectors, including search engines, recommendation systems, and workforce management. These biases can lead to discriminatory outcomes in a…

Computers and Society · Computer Science 2025-02-11 Chiara Criscuolo , Davide Martinenghi , Giuseppe Piccirillo

As financial institutions increasingly rely on machine learning models to automate lending decisions, concerns about algorithmic fairness have risen. This paper explores the tradeoff between enforcing fairness constraints (such as…

Computers and Society · Computer Science 2025-06-05 Aayam Bansal

Fairness is increasingly recognized as a critical component of machine learning systems. However, it is the underlying data on which these systems are trained that often reflects discrimination, suggesting a data management problem. In this…

Databases · Computer Science 2019-10-02 Babak Salimi , Bill Howe , Dan Suciu

Algorithmic decision making systems are ubiquitous across a wide variety of online as well as offline services. These systems rely on complex learning methods and vast amounts of data to optimize the service functionality, satisfaction of…

Machine Learning · Statistics 2017-03-27 Muhammad Bilal Zafar , Isabel Valera , Manuel Gomez Rodriguez , Krishna P. Gummadi

Fairness in both Machine Learning (ML) predictions and human decision-making is essential, yet both are susceptible to different forms of bias, such as algorithmic and data-driven in ML, and cognitive or subjective in humans. In this study,…

Computation and Language · Computer Science 2025-08-28 Junhua Liu , Roy Ka-Wei Lee , Kwan Hui Lim

Training ML models which are fair across different demographic groups is of critical importance due to the increased integration of ML in crucial decision-making scenarios such as healthcare and recruitment. Federated learning has been…

Machine Learning · Computer Science 2022-11-28 Yahya H. Ezzeldin , Shen Yan , Chaoyang He , Emilio Ferrara , Salman Avestimehr