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Related papers: Insights From Insurance for Fair Machine Learning

200 papers

Despite the rapid development and great success of machine learning models, extensive studies have exposed their disadvantage of inheriting latent discrimination and societal bias from the training data. This phenomenon hinders their…

Machine Learning · Computer Science 2021-12-30 Tianxiang Zhao , Enyan Dai , Kai Shu , Suhang Wang

We propose measurement modeling from the quantitative social sciences as a framework for understanding fairness in computational systems. Computational systems often involve unobservable theoretical constructs, such as socioeconomic status,…

Computers and Society · Computer Science 2021-03-16 Abigail Z. Jacobs , Hanna Wallach

Fairness is a growing concern for high-risk decision-making using Artificial Intelligence (AI) but ensuring it through purely technical means is challenging: there is no universally accepted fairness measure, fairness is context-dependent,…

Artificial Intelligence · Computer Science 2024-10-07 Evdoxia Taka , Yuri Nakao , Ryosuke Sonoda , Takuya Yokota , Lin Luo , Simone Stumpf

Deep learning has produced big advances in artificial intelligence, but trained neural networks often reflect and amplify bias in their training data, and thus produce unfair predictions. We propose a novel measure of individual fairness,…

Artificial Intelligence · Computer Science 2020-09-30 Krystal Maughan , Joseph P. Near

While our understanding of fairness in machine learning has significantly progressed, our understanding of fairness in reinforcement learning (RL) remains nascent. Most of the attention has been on fairness in one-shot classification tasks;…

Machine Learning · Computer Science 2024-05-14 Anka Reuel , Devin Ma

Bias is known to be an impediment to fair decisions in many domains such as human resources, the public sector, health care etc. Recently, hope has been expressed that the use of machine learning methods for taking such decisions would…

Machine Learning · Computer Science 2019-09-05 Jindong Gu , Daniela Oelke

A central goal of algorithmic fairness is to reduce bias in automated decision making. An unavoidable tension exists between accuracy gains obtained by using sensitive information (e.g., gender or ethnic group) as part of a statistical…

Machine Learning · Statistics 2020-02-03 Luca Oneto , Michele Donini , Amon Elders , Massimiliano Pontil

Machine learning algorithms have been increasingly deployed in critical automated decision-making systems that directly affect human lives. When these algorithms are only trained to minimize the training/test error, they could suffer from…

Machine Learning · Computer Science 2023-09-14 Sina Baharlouei , Maher Nouiehed , Ahmad Beirami , Meisam Razaviyayn

Artificial Intelligence (AI) models are now being utilized in all facets of our lives such as healthcare, education and employment. Since they are used in numerous sensitive environments and make decisions that can be life altering,…

Artificial Intelligence · Computer Science 2024-03-27 Tahsin Alamgir Kheya , Mohamed Reda Bouadjenek , Sunil Aryal

Machine learning and data mining algorithms have been increasingly used recently to support decision-making systems in many areas of high societal importance such as healthcare, education, or security. While being very efficient in their…

Machine Learning · Computer Science 2020-11-02 Charlotte Laclau , Ievgen Redko , Manvi Choudhary , Christine Largeron

Machine learning based predictions are increasingly used in sensitive decision-making applications that directly affect our lives. This has led to extensive research into ensuring the fairness of classifiers. Beyond just fair…

Machine Learning · Computer Science 2025-11-19 Ainhize Barrainkua , Giovanni De Toni , Jose Antonio Lozano , Novi Quadrianto

This paper addresses the identification of insurance models with multidimensional screening where insurees have private information about their risk and risk aversion. The model includes a random damage and the possibility of several…

Mathematical Finance · Quantitative Finance 2016-01-18 Gaurab Aryal , Isabelle Perrigne , Quang Vuong

This thesis scrutinizes common assumptions underlying traditional machine learning approaches to fairness in consequential decision making. After challenging the validity of these assumptions in real-world applications, we propose ways to…

Machine Learning · Computer Science 2021-02-01 Niki Kilbertus

The rapid developments of various machine learning models and their deployments in several applications has led to discussions around the importance of looking beyond the accuracies of these models. Fairness of such models is one such…

Machine Learning · Computer Science 2024-04-16 Biswajit Rout , Ananya B. Sai , Arun Rajkumar

Training fair machine learning models, aiming for their interpretability and solving the problem of domain shift has gained a lot of interest in the last years. There is a vast amount of work addressing these topics, mostly in separation.…

Machine Learning · Computer Science 2021-01-22 Linda H. Boedi , Helmut Grabner

Federated learning involves training statistical models over remote devices such as mobile phones while keeping data localized. Training in heterogeneous and potentially massive networks introduces opportunities for privacy-preserving data…

Machine Learning · Computer Science 2022-01-21 Afra Mashhadi , Alex Kyllo , Reza M. Parizi

Deploying an algorithmically informed policy is a significant intervention in society. Prominent methods for algorithmic fairness focus on the distribution of predictions at the time of training, rather than the distribution of social goods…

Computers and Society · Computer Science 2024-06-18 Sebastian Zezulka , Konstantin Genin

The rapid trend of deploying artificial intelligence (AI) and machine learning (ML) systems in socially consequential domains has raised growing concerns about their trustworthiness, including potential discriminatory behaviours. Research…

Machine Learning · Computer Science 2025-09-22 Yijun Bian , Lei You , Yuya Sasaki , Haruka Maeda , Akira Igarashi

Machine learning (ML) is playing an increasing role in decision-making tasks that directly affect individuals, e.g., loan approvals, or job applicant screening. Significant concerns arise that, without special provisions, individuals from…

Machine Learning · Computer Science 2023-02-07 Sina Shaham , Gabriel Ghinita , Cyrus Shahabi

This handbook presents a systematic treatment of the foundations and architectures of artificial intelligence for motor insurance, grounded in large-scale real-world deployment. It formalizes a vertically integrated AI paradigm that unifies…

Computer Vision and Pattern Recognition · Computer Science 2026-03-20 Teerapong Panboonyuen