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Traditional ML inference is evolving toward modeless inference, which abstracts the complexity of model selection from users, allowing the system to automatically choose the most appropriate model for each request based on accuracy and…

Systems and Control · Electrical Eng. & Systems 2025-01-16 ChonLam Lao , Jiaqi Gao , Ganesh Ananthanarayanan , Aditya Akella , Minlan Yu

Economic incentives encourage malware authors to constantly develop new, increasingly complex malware to steal sensitive data or blackmail individuals and companies into paying large ransoms. In 2017, the worldwide economic impact of…

Cryptography and Security · Computer Science 2021-06-02 Michal Piskozub , Fabio De Gaspari , Frederick Barr-Smith , Luigi V. Mancini , Ivan Martinovic

Since the 1990s, there have been significant advances in the technology space and the e-Commerce area, leading to an exponential increase in demand for cashless payment solutions. This has led to increased demand for credit cards, bringing…

Risk Management · Quantitative Finance 2021-10-06 K. S. Naik

Improper health insurance payments resulting from fraud and upcoding result in tens of billions of dollars in excess health care costs annually in the United States, motivating machine learning researchers to build anomaly detection models…

Machine Learning · Computer Science 2022-06-17 Jesse B. Crawford , Nicholas Petela

Money laundering presents a persistent challenge for financial institutions worldwide, while criminal organizations constantly evolve their tactics to bypass detection systems. Traditional anti-money laundering approaches mainly rely on…

Machine Learning · Computer Science 2026-04-06 Haseeb Tariq , Marwan Hassani

In model extraction attacks, adversaries can steal a machine learning model exposed via a public API by repeatedly querying it and adjusting their own model based on obtained predictions. To prevent model stealing, existing defenses focus…

Cryptography and Security · Computer Science 2022-12-13 Adam Dziedzic , Muhammad Ahmad Kaleem , Yu Shen Lu , Nicolas Papernot

Medicare fraud poses a substantial challenge to healthcare systems, resulting in significant financial losses and undermining the quality of care provided to legitimate beneficiaries. This study investigates the use of machine learning (ML)…

Machine Learning · Computer Science 2025-02-25 Dorsa Farahmandazad , Kasra Danesh

Objectives: To combat money laundering, banks raise and review alerts on transactions that exceed confidential thresholds. However, the thresholds may be leaked to criminals, allowing them to break up large transactions into amounts under…

General Economics · Economics 2025-07-22 Rasmus Ingemann Tuffveson Jensen , Joras Ferwerda , Christian Remi Wewer

Tracking financial investments in climate adaptation is a complex and expertise-intensive task, particularly for Early Warning Systems (EWS), which lack standardized financial reporting across multilateral development banks (MDBs) and…

Computation and Language · Computer Science 2025-05-29 Saeid Ario Vaghefi , Aymane Hachcham , Veronica Grasso , Jiska Manicus , Nakiete Msemo , Chiara Colesanti Senni , Markus Leippold

More personal consumer loan products are emerging in mobile banking APP. For ease of use, application process is always simple, which means that few application information is requested for user to fill when applying for a loan, which is…

Machine Learning · Computer Science 2020-08-19 Hao Guo , Xintao Ren , Rongrong Wang , Zhun Cai , Kai Shuang , Yue Sun

The Ripple credit network has emerged as a payment backbone with key advantages for financial institutions and the remittance industry. Its path-based IOweYou (IOU) settlements across different (crypto)currencies conceptually distinguishes…

Social and Information Networks · Computer Science 2018-03-13 Pedro Moreno-Sanchez , Navin Modi , Raghuvir Songhela , Aniket Kate , Sonia Fahmy

Mapping a dataflow-graph of an ML model onto a reconfigurable system is difficult, as different mappings have different throughputs and consume resource constraints differently. To solve this, a model to evaluate the throughput of mappings…

Distributed, Parallel, and Cluster Computing · Computer Science 2025-11-05 Etash Guha , Tianxiao Jiang , Andrew Deng , Jian Zhang , Muthu Annamalai

In industry 4.0, predictive maintenance(PM) is one of the most important applications pertaining to the Internet of Things(IoT). Machine learning is used to predict the possible failure of a machine before the actual event occurs. However,…

Signal Processing · Electrical Eng. & Systems 2018-11-05 Sumon Kumar Bose , Bapi Kar , Mohendra Roy , Pradeep Kumar Gopalakrishnan , Arindam Basu

In the face of large-scale automated social engineering attacks to large online services, fast detection and remediation of compromised accounts are crucial to limit the spread of new attacks and to mitigate the overall damage to users,…

Cryptography and Security · Computer Science 2018-01-29 Hassan Halawa , Matei Ripeanu , Konstantin Beznosov , Baris Coskun , Meizhu Liu

The prosperity of Decentralized Finance (DeFi) unveils underlying risks, with reported losses surpassing 3.2 billion USD between 2018 and 2022 due to vulnerabilities in Decentralized Applications (DApps). One significant threat is the Price…

Cryptography and Security · Computer Science 2024-06-18 Dabao Wang , Bang Wu , Xingliang Yuan , Lei Wu , Yajin Zhou , Helei Cui

The extensive use of the internet is continuously drifting businesses to incorporate their services in the online environment. One of the first spectrums to embrace this evolution was the banking sector. In fact, the first known online…

Machine Learning · Computer Science 2020-09-15 Arianit Mehana , Krenare Pireva Nuci

Offline reinforcement learning (RL), a technology that offline learns a policy from logged data without the need to interact with online environments, has become a favorable choice in decision-making processes like interactive…

Information Retrieval · Computer Science 2023-07-11 Chongming Gao , Kexin Huang , Jiawei Chen , Yuan Zhang , Biao Li , Peng Jiang , Shiqi Wang , Zhong Zhang , Xiangnan He

This study investigates the effectiveness of multifactor authentication (MFA) in protecting commercial accounts from unauthorized access, with an additional focus on accounts with known credential leaks. We employ the benchmark-multiplier…

Cryptography and Security · Computer Science 2023-05-02 Lucas Augusto Meyer , Sergio Romero , Gabriele Bertoli , Tom Burt , Alex Weinert , Juan Lavista Ferres

Machine learning models have widely been used in fraud detection systems. Most of the research and development efforts have been concentrated on improving the performance of the fraud scoring models. Yet, the downstream fraud alert systems…

Machine Learning · Computer Science 2020-10-22 Hongda Shen , Eren Kurshan

In recent years, financial fraud detection systems have become very efficient at detecting fraud, which is a major threat faced by e-commerce platforms. Such systems often include machine learning-based algorithms aimed at detecting and…

Cryptography and Security · Computer Science 2023-12-05 Chen Doytshman , Satoru Momiyama , Inderjeet Singh , Yuval Elovici , Asaf Shabtai