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Related papers: Towards Responsible AI for Financial Transactions

200 papers

The rapid growth of Artificial Intelligence (AI) has underscored the urgent need for responsible AI practices. Despite increasing interest, a comprehensive AI risk assessment toolkit remains lacking. This study introduces our Responsible AI…

Computers and Society · Computer Science 2025-01-23 Sung Une Lee , Harsha Perera , Yue Liu , Boming Xia , Qinghua Lu , Liming Zhu , Olivier Salvado , Jon Whittle

Researchers in explainable artificial intelligence have developed numerous methods for helping users understand the predictions of complex supervised learning models. By contrast, explaining the $\textit{uncertainty}$ of model outputs has…

Machine Learning · Statistics 2023-11-01 David S. Watson , Joshua O'Hara , Niek Tax , Richard Mudd , Ido Guy

Responsible AI is widely considered as one of the greatest scientific challenges of our time and is key to increase the adoption of AI. Recently, a number of AI ethics principles frameworks have been published. However, without further…

Artificial Intelligence · Computer Science 2023-09-29 Qinghua Lu , Liming Zhu , Xiwei Xu , Jon Whittle , Didar Zowghi , Aurelie Jacquet

There has recently been a surge of work in explanatory artificial intelligence (XAI). This research area tackles the important problem that complex machines and algorithms often cannot provide insights into their behavior and thought…

Artificial Intelligence · Computer Science 2019-02-05 Leilani H. Gilpin , David Bau , Ben Z. Yuan , Ayesha Bajwa , Michael Specter , Lalana Kagal

The success of OpenAI's ChatGPT in 2023 has spurred financial enterprises into exploring Generative AI applications to reduce costs or drive revenue within different lines of businesses in the Financial Industry. While these applications…

Risk Management · Quantitative Finance 2025-03-21 Anwesha Bhattacharyya , Ye Yu , Hanyu Yang , Rahul Singh , Tarun Joshi , Jie Chen , Kiran Yalavarthy

The ability to understand and trust the fairness of model predictions, particularly when considering the outcomes of unprivileged groups, is critical to the deployment and adoption of machine learning systems. SHAP values provide a unified…

Machine Learning · Computer Science 2020-06-29 James M. Hickey , Pietro G. Di Stefano , Vlasios Vasileiou

Large-scale AI models such as GPT-4 have accelerated the deployment of artificial intelligence across critical domains including law, healthcare, and finance, raising urgent questions about trust and transparency. This study investigates…

Artificial Intelligence · Computer Science 2025-10-20 Allen Daniel Sunny

Deep reinforcement learning (RL) has shown remarkable success in complex domains, however, the inherent black box nature of deep neural network policies raises significant challenges in understanding and trusting the decision-making…

Machine Learning · Computer Science 2025-01-20 Peilang Li , Umer Siddique , Yongcan Cao

The study of complex adaptive systems, pioneered in physics, biology, and the social sciences, offers important lessons for AI governance. Contemporary AI systems and the environments in which they operate exhibit many of the properties…

Computers and Society · Computer Science 2025-03-04 Noam Kolt , Michal Shur-Ofry , Reuven Cohen

Research on fairness, accountability, transparency and ethics of AI-based interventions in society has gained much-needed momentum in recent years. However it lacks an explicit alignment with a set of normative values and principles that…

Artificial Intelligence · Computer Science 2022-10-07 Vinodkumar Prabhakaran , Margaret Mitchell , Timnit Gebru , Iason Gabriel

Safety and responsibility evaluations of advanced AI models are a critical but developing field of research and practice. In the development of Google DeepMind's advanced AI models, we innovated on and applied a broad set of approaches to…

The unprecedented performance of machine learning models in recent years, particularly Deep Learning and transformer models, has resulted in their application in various domains such as finance, healthcare, and education. However, the…

Human-Computer Interaction · Computer Science 2023-12-20 Milad Rogha

Explainable Artificial Intelligence (XAI) aims to make machine learning models transparent and trustworthy, yet most current approaches communicate explanations visually or through text. This paper introduces an information theoretic…

Human-Computer Interaction · Computer Science 2026-02-10 Mona Rajhans , Vishal Khawarey

The need for AI systems to provide explanations for their behaviour is now widely recognised as key to their adoption. In this paper, we examine the problem of trustworthy AI and explore what delivering this means in practice, with a focus…

Artificial Intelligence · Computer Science 2022-11-30 Rob Procter , Peter Tolmie , Mark Rouncefield

Deep Neural Networks have become the dominant solution for Autonomous Driving perception, but their opacity conflicts with emerging Trustworthy AI guidelines and complicates safety assurance, debugging, and human oversight. While…

Robotics · Computer Science 2026-05-25 Till Beemelmanns , Shayan Sharifi , Manas Mehrotra , Ayushman Choudhuri , Lutz Eckstein

As AI systems enter high-stakes domains, evaluation must extend beyond predictive accuracy to include explainability, fairness, robustness, and sustainability. We introduce RAISE (Responsible AI Scoring and Evaluation), a unified framework…

Machine Learning · Computer Science 2025-10-22 Loc Phuc Truong Nguyen , Hung Thanh Do

There exist several methods that aim to address the crucial task of understanding the behaviour of AI/ML models. Arguably, the most popular among them are local explanations that focus on investigating model behaviour for individual…

Machine Learning · Computer Science 2023-01-04 Saumitra Mishra , Sanghamitra Dutta , Jason Long , Daniele Magazzeni

The rapid growth of distributed energy resources (DERs), such as renewable energy sources, generators, consumers, and prosumers in the smart grid infrastructure, poses significant cybersecurity and trust challenges to the grid controller.…

Cryptography and Security · Computer Science 2023-06-16 Md. Shirajum Munir , Sachin Shetty , Danda B. Rawat

Artificial Intelligence (AI), particularly through the advent of large-scale generative AI (GenAI) models such as Large Language Models (LLMs), has become a transformative element in contemporary technology. While these models have unlocked…

Software Engineering · Computer Science 2024-01-19 Boming Xia , Qinghua Lu , Liming Zhu , Sung Une Lee , Yue Liu , Zhenchang Xing

The interconnected nature of the economic variables influencing a firm's performance makes the prediction of a company's earning trend a challenging task. Existing methodologies often rely on simplistic models and financial ratios failing…

Machine Learning · Computer Science 2025-01-30 Marco Piazza , Mauro Passacantando , Francesca Magli , Federica Doni , Andrea Amaduzzi , Enza Messina