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Related papers: Towards Responsible AI for Financial Transactions

200 papers

The financial industry faces a significant challenge modeling and risk portfolios: balancing the predictability of advanced machine learning models, neural network models, and explainability required by regulatory entities (such as Office…

Machine Learning · Computer Science 2025-11-10 Rongbin Ye , Jiaqi Chen

There are inefficiencies in financial markets, with unexploited patterns in price, volume, and cross-sectional relationships. While many approaches use large-scale transformers, we take a domain-focused path: feed-forward and recurrent…

Portfolio Management · Quantitative Finance 2025-10-15 Sid Ghatak , Arman Khaledian , Navid Parvini , Nariman Khaledian

Responsible Artificial Intelligence (AI) proposes a framework that holds all stakeholders involved in the development of AI to be responsible for their systems. It, however, fails to accommodate the possibility of holding AI responsible per…

Computers and Society · Computer Science 2020-04-27 Gabriel Lima , Meeyoung Cha

The premise of this paper is that compliance with Trustworthy AI governance best practices and regulatory frameworks is an inherently fragmented process spanning across diverse organizational units, external stakeholders, and systems of…

Software Engineering · Computer Science 2021-10-07 Andrew Pery , Majid Rafiei , Michael Simon , Wil M. P. van der Aalst

The increasing prevalence of Artificial Intelligence (AI) in safety-critical contexts such as air-traffic control leads to systems that are practical and efficient, and to some extent explainable to humans to be trusted and accepted. The…

Computers and Society · Computer Science 2023-06-28 Sabine Theis , Sophie Jentzsch , Fotini Deligiannaki , Charles Berro , Arne Peter Raulf , Carmen Bruder

The capabilities of artificial intelligence systems have been advancing to a great extent, but these systems still struggle with failure modes, vulnerabilities, and biases. In this paper, we study the current state of the field, and present…

Cryptography and Security · Computer Science 2025-06-12 Xingli Fang , Jianwei Li , Varun Mulchandani , Jung-Eun Kim

As the deployment of artificial intelligence (AI) is changing many fields and industries, there are concerns about AI systems making decisions and recommendations without adequately considering various ethical aspects, such as…

Computers and Society · Computer Science 2023-10-02 Conrad Sanderson , Qinghua Lu , David Douglas , Xiwei Xu , Liming Zhu , Jon Whittle

Deep neural networks have demonstrated remarkable performance across various domains, yet their decision-making processes remain opaque. Although many explanation methods are dedicated to bringing the obscurity of DNNs to light, they…

Computer Vision and Pattern Recognition · Computer Science 2025-12-17 Kanglong Fan , Yunqiao Yang , Chen Ma

When using machine learning techniques in decision-making processes, the interpretability of the models is important. In the present paper, we adopted the Shapley additive explanation (SHAP), which is based on fair profit allocation among…

Machine Learning · Computer Science 2022-03-03 Yasunobu Nohara , Koutarou Matsumoto , Hidehisa Soejima , Naoki Nakashima

As AI systems increasingly rely on training data, assessing dataset trustworthiness has become critical, particularly for properties like fairness or bias that emerge at the dataset level. Prior work has used Subjective Logic to assess…

Machine Learning · Computer Science 2026-05-12 Koffi Ismael Ouattara , Ioannis Krontiris , Theo Dimitrakos , Frank Kargl

As AI models become ever more complex and intertwined in humans' daily lives, greater levels of interactivity of explainable AI (XAI) methods are needed. In this paper, we propose the use of belief change theory as a formal foundation for…

Artificial Intelligence · Computer Science 2024-08-15 Antonio Rago , Maria Vanina Martinez

In the last years, Artificial Intelligence (AI) has achieved a notable momentum that may deliver the best of expectations over many application sectors across the field. For this to occur, the entire community stands in front of the barrier…

Explaining AI systems is fundamental both to the development of high performing models and to the trust placed in them by their users. The Shapley framework for explainability has strength in its general applicability combined with its…

Machine Learning · Statistics 2021-12-21 Christopher Frye , Colin Rowat , Ilya Feige

Explainable AI (XAI) has a counterpart in analytical modeling which we refer to as model explainability. We tackle the issue of model explainability in the context of prediction models. We analyze a dataset of loans from a credit card…

Machine Learning · Computer Science 2024-06-03 Donald Kridel , Jacob Dineen , Daniel Dolk , David Castillo

We propose that future AI transparency and accountability regulations are based on an open global standard for exchanging information about AI systems, which allows co-existence of potentially conflicting local regulations. Then, we discuss…

Computers and Society · Computer Science 2026-01-22 Warren Buckley , Adrian Byrne , Nicholas Perello , Cyrus Cousins , Taha Yasseri , Yair Zick , Przemyslaw Grabowicz

As artificial intelligence plays an increasingly important role in our society, there are ethical and moral obligations for both businesses and researchers to ensure that their machine learning models are designed, deployed, and maintained…

Machine Learning · Computer Science 2020-07-07 Shubham Sharma , Jette Henderson , Joydeep Ghosh

Explainable AI (XAI) holds significant promise for enhancing the transparency and trustworthiness of AI-driven threat detection in Security Operations Centers (SOCs). However, identifying the appropriate level and format of explanation,…

Cryptography and Security · Computer Science 2025-07-22 Nidhi Rastogi , Shirid Pant , Devang Dhanuka , Amulya Saxena , Pranjal Mairal

The use of Artificial Intelligence (AI) in high-risk, decision-making scenarios presents technical, safety, and normative challenges; problems that may only be ameliorated by human oversight. However, notions of human oversight lack a…

The growing societal reliance on artificial intelligence necessitates robust frameworks for ensuring its security, accountability, and trustworthiness. This thesis addresses the complex interplay between privacy, verifiability, and…

Cryptography and Security · Computer Science 2025-09-03 Tobin South

Algorithmic fairness and explainability are foundational elements for achieving responsible AI. In this paper, we focus on their interplay, a research area that is recently receiving increasing attention. To this end, we first present two…

Artificial Intelligence · Computer Science 2024-02-19 Christos Fragkathoulas , Vasiliki Papanikou , Danae Pla Karidi , Evaggelia Pitoura
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