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Digital money tokens have attracted the attention of financial institutions, central banks, regulators, international associations and fintechs. Their research and experimentation with digital money tokens has included creating innovative…

Computers and Society · Computer Science 2020-08-26 Shreepad Shukla

The European Central Bank is preparing for the potential issuance of a central bank digital currency (CBDC), called the digital euro. A recent regulatory proposal by the European Commission defines several requirements for the digital euro,…

Cryptography and Security · Computer Science 2024-08-14 Carolin Beer , Sheila Zingg , Kari Kostiainen , Karl Wüst , Vedran Capkun , Srdjan Capkun

This paper explores the coexistence possibilities of Central Bank Digital Currencies (CBDCs) and blockchain-based cryptocurrencies within a post-quantum computing landscape. It examines the implications of emerging quantum algorithms and…

Cryptography and Security · Computer Science 2024-11-12 Abraham Itzhak Weinberg , Pythagoras Petratos , Alessio Faccia

Cryptocurrency can be understood as a digital asset transacted among participants in the crypto economy. Every cryptocurrency must have an associated Blockchain. Blockchain is a Distributed Ledger Technology (DLT) which supports…

Computers and Society · Computer Science 2024-05-20 Carlos Alberto Durigan Junior , Fernando Jose Barbin Laurindo

Decentralized cryptocurrency exchanges offer compelling security benefits over centralized exchanges: users control their funds and avoid the risk of an exchange hack or malicious operator. However, because user assets are fully accessible…

Cryptography and Security · Computer Science 2021-06-22 Robert Annessi , Ethan Fast

Blockchain systems face significant scalability challenges due to growing data volumes and increasing transaction demands, necessitating more efficient data structures and verification mechanisms. Verkle trees, a novel data structure…

Distributed, Parallel, and Cluster Computing · Computer Science 2026-05-12 Zhikai Li , Xuekai Liu , Boyuan Xu , Eric Chen , Bhaskar Krishnamachari

Blockchain technology has emerged as a revolutionary tool in ensuring data integrity and security in digital transactions. However, the current approaches to data verification in blockchain systems, particularly in Ethereum, face challenges…

Cryptography and Security · Computer Science 2024-04-11 Oleksandr Kuznetsov , Alex Rusnak , Anton Yezhov , Dzianis Kanonik , Kateryna Kuznetsova , Stanislav Karashchuk

This paper presents an optimal peer-to-peer (P2P) energy transaction mechanism leveraging decentralized blockchain technology to enable a secure and scalable retail electricity market for the increasing penetration of distributed energy…

Systems and Control · Electrical Eng. & Systems 2026-01-01 Antar Kumar Biswas , Masoud H. Nazari

With market capitalization exceeding USD250 billion by mid-2025, stablecoins have evolved from a crypto-focused innovation into a vital component of the global monetary structure. This paper identifies the characteristics of stablecoins…

General Finance · Quantitative Finance 2025-10-14 Hongzhe Wen , Songbai Li , R. S. M. Lau , Jamie Zhang

A variety of mobile devices and applications have spread the usability of blockchain solutions to over 5.27 billion unique mobile phone users. The rising of Bitcoin price up to USD 50,000 in March 2021 has made many blockchain mobile…

Cryptography and Security · Computer Science 2021-08-10 Mohd Anuar Mat Isa , Muzaffar Hamzah , Daimler Benz Alebaba

This paper takes the development of China's Central bank digital currencies as a perspective, theoretically analyses the impact mechanism of the issuance and circulation of Central bank digital currencies on China's monetary policy and…

General Economics · Economics 2023-10-12 Ruimin Song , TIntian Zhao , Chunhui Zhou

Blockchain is a decentralized ledger used to securely exchange digital currency, perform deals and transactions efficient manner, each user of the network has access to the least copy of the encrypted ledger so that they can validate a new…

Cryptography and Security · Computer Science 2022-01-03 Bosubabu Sambana

Digital currencies primarily operate online, but there is growing interest in enabling offline transactions to improve digital inclusion. Existing offline methods struggle with double-spending risks, often limiting transaction amounts. In…

Quantum Physics · Physics 2025-02-26 Yichi Zhang , Siyuan Jin , Yuhan Huang , Qiming Shao

Blockchain or Distributed Ledger Technology is a disruptive technology that provides the infrastructure for developing decentralized applications enabling the implementation of novel business models even in traditionally centralized…

Distributed, Parallel, and Cluster Computing · Computer Science 2021-03-22 Claudia Pop , Tudor Cioara , Ionut Anghel , Marcel Antal , Ioan Salomie

Blockchain technology has been envisaged to commence an era of decentralised applications and services (DApps) without the need for a trusted intermediary. Such DApps open a marketplace in which services are delivered to end-users by…

Cryptography and Security · Computer Science 2021-01-27 Nguyen Truong , Gyu Myoung Lee , Kai Sun , Florian Guitton , Yike Guo

Although the decentralized storage technology based on the blockchain can effectively realize secure data storage on cloud services. However, there are still some problems in the existing schemes, such as low storage capacity and low…

Cryptography and Security · Computer Science 2024-04-03 Zijian Zhou , Caimei Wang , Xiaoheng Deng , Jianhao Lu , Qilue Wen , Chen Zhang , Hong Li

In most websites, the online rating system provides the ratings of products and services to users. Lack of trust in data integrity and its manipulation has hindered fulfilling user satisfaction. Since existing online rating systems deal…

Cryptography and Security · Computer Science 2021-01-13 Monir Shaker , Fereidoon Shams Aliee , Reza Fotohi

We propose a Central Bank Digital Currency Evaluation and Verification (CEV) Framework for recommending and verifying technical solutions in the central bank digital currency (CBDC) system. We demonstrate two sub-frameworks: an evaluation…

Computational Engineering, Finance, and Science · Computer Science 2022-06-28 Si Yuan Jin , Yong Xia

Can the general structure of a mortgage-backed security (MBS) contract be programmatically represented through the use of decentralized autonomous organizations (DAOs)? Such an approach could allow for the portfolio of loans to be managed…

General Economics · Economics 2025-07-17 Timothy Dombrowski , V. Carlos Slawson

The necessity of blockchain systems to remain decentralised limits current solutions to blockchain governance and dynamic management, forcing a trade-off between control and decentralisation. In light of the above, this work proposes a…

Cryptography and Security · Computer Science 2025-10-10 Georgios Diamantopoulos , Nikos Tziritas , Rami Bahsoon , Georgios Theodoropoulos
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