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The People's Bank of China (PBOC) has launched an ambitious project to develop a digital currency for use in domestic, retail transactions, and is, by far, the most advanced globally in this regard. In addition to involving a diverse set of…

Computers and Society · Computer Science 2021-10-26 Geoffrey Goodell , Hazem Danny Al Nakib

Electronic cash (e-cash) is a digital alternative to physical currency that allows anonymous transactions between users and merchants. Typically, coins in an e-cash scheme are only dispensed through a central bank. A drawback of this…

Cryptography and Security · Computer Science 2026-04-14 Anrin Chakraborti , Qingzhao Zhang , Jingjia Peng , Morley Mao , Michael K. Reiter

This paper introduces peer to peer (P2P) trading mechanisms based on decentralized Blockchain to facilitate retail electricity market for ever-increasing distributed energy resources (DERs). The Blockchain network supports fast and secure…

Systems and Control · Electrical Eng. & Systems 2024-03-12 Masoud H. Nazari , Antar Kumar Biswas

Contact tracing has been proven an effective approach to control the virus spread in pandemics like COVID-19 pandemic. As an emerging powerful decentralized technique, blockchain has been explored to ensure data privacy and security in…

Cryptography and Security · Computer Science 2022-05-24 Xiao Li , Weili Wu , Tiantian Chen

Decentralized finance, powered by blockchain technology, is growing day by day. This field, which emerged a few years ago, today manages $70 billion in assets. In this study, the concept of decentralized finance is discussed and explained…

General Finance · Quantitative Finance 2023-04-05 Mansur Bestas

Bitcoin is the world's first decentralized digital currency. Its main technical innovation is the use of a blockchain and hash-based proof of work to synchronize transactions and prevent double-spending the currency. While the qualitative…

Cryptography and Security · Computer Science 2014-02-12 Meni Rosenfeld

Cellular networking is advancing as a wireless technology to support diverse applications in vehicular communication, enabling vehicles to interact with various applications to enhance the driving experience, even when managed by different…

Cryptography and Security · Computer Science 2025-02-24 SangHyun Byun , Arijet Sarker , Sang-Yoon Chang , Jugal Kalita

Current digital payment solutions are fragile and offer less privacy than traditional cash. Their critical dependency on an online service used to perform and validate transactions makes them void if this service is unreachable. Moreover,…

Cryptography and Security · Computer Science 2024-07-22 Leon Kempen , Johan Pouwelse

We characterize digital cash as the digital equivalent of physical cash: secure, fungible, decentralized, directly controlled, privacy-preserving; but enhanced with qualitatively new functionality. It is extremely efficiently transferable…

Cryptography and Security · Computer Science 2022-11-29 Søren Debois , Fritz Henglein , Morten C. Nielsen , Christian Olesen , Gert Sylvest

The internet era has generated a requirement for low cost, anonymous and rapidly verifiable transactions to be used for online barter, and fast settling money have emerged as a consequence. For the most part, e-money has fulfilled this…

Cryptography and Security · Computer Science 2015-08-19 Gareth W. Peters , Efstathios Panayi , Ariane Chapelle

Central banks are actively exploring central bank digital currencies (CBDCs) by conducting research, proofs of concept and pilots. However, adoption of a CBDC can risk fragmenting both payments markets and retail deposits. In this paper, we…

Computers and Society · Computer Science 2025-01-20 Lee Braine , Shreepad Shukla

This paper describes how Distributed Ledger Technologies can be used to design a class of cyber-physical systems, as well as to enforce social contracts and to orchestrate the behaviour of agents trying to access a shared resource. The…

Systems and Control · Computer Science 2019-11-12 Pietro Ferraro , Christopher King , Robert Shorten

Cheque Truncation System(CTS) is an automatic cheque clearance system implemented by RBI.CTS uses cheque image, instead of the physical cheque itself, for cheque clearance thus reducing the turn around time drastically. This approach holds…

Cryptography and Security · Computer Science 2015-03-02 S. R. Sreela , G. Santhosh Kumar , V. P. Binu

We have entered an era where the importance of decentralized solutions has become more obvious. Blockchain technology and its derivatives are distributed ledger technologies that keep the registry of data between peers of a network. This…

Cryptography and Security · Computer Science 2020-12-21 E. Karaarslan , E. Konacaklı

Decentralized Finance (DeFi), in which digital assets are exchanged without trusted intermediaries, has grown rapidly in value in recent years. The global DeFi ecosystem is fragmented into multiple blockchains, fueling the demand for…

Cryptography and Security · Computer Science 2024-10-16 Daniël Reijsbergen , Bretislav Hajek , Tien Tuan Anh Dinh , Jussi Keppo , Henry F. Korth , Anwitaman Datta

Many proposals for the design and implementation of digital wallets assume that the purpose of the wallet is to enable offline payments via custodial accounts, ignoring the real problems faced by individuals and businesses that engage in…

Computers and Society · Computer Science 2026-03-20 Geoffrey Goodell

A Merkle tree is an information construction that is used in Blockchain to verify data or transactions in a large content pool in a safe manner. The role of the Merkle tree is crucial in Bitcoin and other cryptocurrencies in a Blockchain…

Cryptography and Security · Computer Science 2022-09-28 M. Gracy , B. Rebecca Jeyavadhanam

Classical monetary systems regularly subject the most vulnerable majority of the world's population to debilitating financial shocks, and have manifestly allowed uncontrolled global inequality over the long term. Given these basic failures,…

Computers and Society · Computer Science 2020-03-30 Bryan Ford

The use of blockchains for data certification and traceability is now well established in both the literature and practical applications. However, while blockchain-based certification of individual data is clear and straightforward, the use…

Cryptography and Security · Computer Science 2025-11-07 Giacomo Zonneveld , Giulia Rafaiani , Massimo Battaglioni , Marco Baldi

Authentication in TLS is predominately carried out with X.509 digital certificates issued by certificate authorities (CA). The centralized nature of current public key infrastructures, however, comes along with severe risks, such as single…

Cryptography and Security · Computer Science 2025-01-14 Sandro Rodriguez Garzon , Dennis Natusch , Artur Philipp , Axel Küpper , Hans Joachim Einsiedler , Daniela Schneider
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