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Predicting default is essential for banks to ensure profitability and financial stability. While modern machine learning methods often outperform traditional regression techniques, their lack of transparency limits their use in regulated…

Machine Learning · Computer Science 2025-09-16 Sagi Schwartz , Qinling Wang , Fang Fang

Machine learning (ML) is increasingly often used to inform high-stakes decisions. As complex ML models (e.g., deep neural networks) are often considered black boxes, a wealth of procedures has been developed to shed light on their inner…

Machine Learning · Statistics 2023-06-23 Rick Wilming , Céline Budding , Klaus-Robert Müller , Stefan Haufe

Methods of artificial intelligence (AI) and especially machine learning (ML) have been growing ever more complex, and at the same time have more and more impact on people's lives. This leads to explainable AI (XAI) manifesting itself as an…

Quantum Physics · Physics 2025-03-04 Raoul Heese , Thore Gerlach , Sascha Mücke , Sabine Müller , Matthias Jakobs , Nico Piatkowski

Explainable AI (XAI) has a counterpart in analytical modeling which we refer to as model explainability. We tackle the issue of model explainability in the context of prediction models. We analyze a dataset of loans from a credit card…

Machine Learning · Computer Science 2024-06-03 Donald Kridel , Jacob Dineen , Daniel Dolk , David Castillo

In industrial applications, nearly half the failures of motors are caused by the degradation of rolling element bearings (REBs). Therefore, accurately estimating the remaining useful life (RUL) for REBs are of crucial importance to ensure…

Machine Learning · Computer Science 2022-08-31 Cheng Cheng , Guijun Ma , Yong Zhang , Mingyang Sun , Fei Teng , Han Ding , Ye Yuan

Reinforcement learning (RL) has shown great promise in simulated environments, such as games, where failures have minimal consequences. However, the deployment of RL agents in real-world systems such as autonomous vehicles, robotics, UAVs,…

Artificial Intelligence · Computer Science 2024-12-30 Risal Shahriar Shefin , Md Asifur Rahman , Thai Le , Sarra Alqahtani

The recent O-RAN specifications promote the evolution of RAN architecture by function disaggregation, adoption of open interfaces, and instantiation of a hierarchical closed-loop control architecture managed by RAN Intelligent Controllers…

Networking and Internet Architecture · Computer Science 2024-11-28 Bouziane Brik , Hatim Chergui , Lanfranco Zanzi , Francesco Devoti , Adlen Ksentini , Muhammad Shuaib Siddiqui , Xavier Costa-Pérez , Christos Verikoukis

This paper presents a novel application of explainable AI (XAI) for root-causing performance degradation in machine learning models that learn continuously from user engagement data. In such systems a single feature corruption can cause…

Machine Learning · Computer Science 2024-03-06 Ramanathan Vishnampet , Rajesh Shenoy , Jianhui Chen , Anuj Gupta

Recent success in Artificial Intelligence (AI) and Machine Learning (ML) allow problem solving automatically without any human intervention. Autonomous approaches can be very convenient. However, in certain domains, e.g., in the medical…

Artificial Intelligence · Computer Science 2021-03-03 Andreas Holzinger , André Carrington , Heimo Müller

Nowadays, deep neural networks are widely used in mission critical systems such as healthcare, self-driving vehicles, and military which have direct impact on human lives. However, the black-box nature of deep neural networks challenges its…

Computer Vision and Pattern Recognition · Computer Science 2020-06-24 Arun Das , Paul Rad

Interactive Artificial Intelligence (AI) agents are becoming increasingly prevalent in society. However, application of such systems without understanding them can be problematic. Black-box AI systems can lead to liability and…

Computers and Society · Computer Science 2023-01-16 Pradyumna Tambwekar , Matthew Gombolay

This paper presents a comprehensive theoretical investigation into the parameterized complexity of explanation problems in various machine learning (ML) models. Contrary to the prevalent black-box perception, our study focuses on models…

Artificial Intelligence · Computer Science 2024-07-23 Sebastian Ordyniak , Giacomo Paesani , Mateusz Rychlicki , Stefan Szeider

Machine learning (ML) has seen significant growth in both popularity and importance. The high prediction accuracy of ML models is often achieved through complex black-box architectures that are difficult to interpret. This interpretability…

Machine Learning · Statistics 2024-07-29 David Köhler , David Rügamer , Matthias Schmid

The significant advances in autonomous systems together with an immensely wider application domain have increased the need for trustable intelligent systems. Explainable artificial intelligence is gaining considerable attention among…

Artificial Intelligence · Computer Science 2020-06-02 Sule Anjomshoae , Kary Främling , Amro Najjar

The support of artificial intelligence (AI) based decision-making is a key element in future 6G networks, where the concept of native AI will be introduced. Moreover, AI is widely employed in different critical applications such as…

Artificial Intelligence · Computer Science 2025-04-08 Abdul Karim Gizzini , Yahia Medjahdi , Ali J. Ghandour , Laurent Clavier

Explainable artificial intelligence (XAI) enables data-driven understanding of factor associations with response variables, yet communicating XAI outputs to laypersons remains challenging, hindering trust in AI-based predictions. Large…

Artificial Intelligence · Computer Science 2026-03-13 Tomoaki Yamaguchi , Yutong Zhou , Masahiro Ryo , Keisuke Katsura

Deep Reinforcement Learning (DRL) is a frequently employed technique to solve scheduling problems. Although DRL agents ace at delivering viable results in short computing times, their reasoning remains opaque. We conduct a case study where…

Artificial Intelligence · Computer Science 2024-09-02 Daniel Fischer , Hannah M. Hüsener , Felix Grumbach , Lukas Vollenkemper , Arthur Müller , Pascal Reusch

Artificial Intelligence (AI) models have reached a very significant level of accuracy. While their superior performance offers considerable benefits, their inherent complexity often decreases human trust, which slows their application in…

Machine Learning · Computer Science 2025-04-25 Pierre-Daniel Arsenault , Shengrui Wang , Jean-Marc Patenande

The field explainable artificial intelligence (XAI) has brought about an arsenal of methods to render Machine Learning (ML) predictions more interpretable. But how useful explanations provided by transparent ML methods are for humans…

Human-Computer Interaction · Computer Science 2021-07-06 Felix Biessmann , Dionysius Refiano

The increasing complexity of AI systems has led to the growth of the field of Explainable Artificial Intelligence (XAI), which aims to provide explanations and justifications for the outputs of AI algorithms. While there is considerable…

Artificial Intelligence · Computer Science 2024-06-21 Maryam Hashemi , Ali Darejeh , Francisco Cruz