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Anomaly detection algorithms are often thought to be limited because they don't facilitate the process of validating results performed by domain experts. In Contrast, deep learning algorithms for anomaly detection, such as autoencoders,…

Machine Learning · Computer Science 2020-07-02 Liat Antwarg , Ronnie Mindlin Miller , Bracha Shapira , Lior Rokach

Algorithmic decisions in critical domains such as hiring, college admissions, and lending are often based on rankings. Given the impact of these decisions on individuals, organizations, and population groups, it is essential to understand…

Artificial Intelligence · Computer Science 2025-07-29 Venetia Pliatsika , Joao Fonseca , Kateryna Akhynko , Ivan Shevchenko , Julia Stoyanovich

Interpretability analysis methods for artificial intelligence models, such as LIME and SHAP, are widely used, though they primarily serve as post-model for analyzing model outputs. While it is commonly believed that the transparency and…

General Finance · Quantitative Finance 2025-02-28 Yan Zhang , Lin Chen , Yixiang Tian

Reject inference comprises techniques to infer the possible repayment behavior of rejected cases. In this paper, we model credit in a brand new view by capturing the sequential pattern of interactions among multiple stages of loan business…

Risk Management · Quantitative Finance 2022-09-19 Mengnan Song , Jiasong Wang , Suisui Su

A binary decision task, like yes-no questions or answer verification, reflects a significant real-world scenario such as where users look for confirmation about the correctness of their decisions on specific issues. In this work, we observe…

Computation and Language · Computer Science 2025-04-30 Sangwon Yu , Jongyoon Song , Bongkyu Hwang , Hoyoung Kang , Sooah Cho , Junhwa Choi , Seongho Joe , Taehee Lee , Youngjune L. Gwon , Sungroh Yoon

Explainable AI (XAI) has a counterpart in analytical modeling which we refer to as model explainability. We tackle the issue of model explainability in the context of prediction models. We analyze a dataset of loans from a credit card…

Machine Learning · Computer Science 2024-06-03 Donald Kridel , Jacob Dineen , Daniel Dolk , David Castillo

Most methods in explainable AI (XAI) focus on providing reasons for the prediction of a given set of features. However, we solve an inverse explanation problem, i.e., given the deviation of a label, find the reasons of this deviation. We…

Machine Learning · Computer Science 2024-11-06 Quan Long

The lack of explainability of a decision from an Artificial Intelligence (AI) based "black box" system/model, despite its superiority in many real-world applications, is a key stumbling block for adopting AI in many high stakes applications…

Artificial Intelligence · Computer Science 2021-01-26 Sheikh Rabiul Islam , William Eberle , Sheikh Khaled Ghafoor , Mohiuddin Ahmed

Assumption-based Argumentation (ABA) is advocated as a unifying formalism for various forms of non-monotonic reasoning, including logic programming. It allows capturing defeasible knowledge, subject to argumentative debate. While, in much…

Artificial Intelligence · Computer Science 2024-11-11 Emanuele De Angelis , Maurizio Proietti , Francesca Toni

Many decision making systems deployed in the real world are not static - a phenomenon known as model adaptation takes place over time. The need for transparency and interpretability of AI-based decision models is widely accepted and thus…

Machine Learning · Computer Science 2021-04-08 André Artelt , Fabian Hinder , Valerie Vaquet , Robert Feldhans , Barbara Hammer

Counterfactual analysis is central to education market design and provides a foundation for credible policy recommendations. We develop a novel methodology for counterfactual analysis in Gale-Shapley deferred-acceptance (DA) assignment…

Econometrics · Economics 2025-12-10 Lixiong Li , Ismaël Mourifié

Recent work demonstrated the existence of critical flaws in the current use of Shapley values in explainable AI (XAI), i.e. the so-called SHAP scores. These flaws are significant in that the scores provided to a human decision-maker can be…

Artificial Intelligence · Computer Science 2025-02-18 Joao Marques-Silva , Xuanxiang Huang , Olivier Letoffe

We present a new methodology for handling AI errors by introducing weakly supervised AI error correctors with a priori performance guarantees. These AI correctors are auxiliary maps whose role is to moderate the decisions of some previously…

Explaining machine learning (ML) predictions has become crucial as ML models are increasingly deployed in high-stakes domains such as healthcare. While SHapley Additive exPlanations (SHAP) is widely used for model interpretability, it fails…

Machine Learning · Computer Science 2025-09-03 Woon Yee Ng , Li Rong Wang , Siyuan Liu , Xiuyi Fan

Decision analysis deals with modeling and enhancing decision processes. A principal challenge in improving behavior is in obtaining a transparent description of existing behavior in the first place. In this paper, we develop an expressive,…

Machine Learning · Statistics 2023-10-31 Daniel Jarrett , Alihan Hüyük , Mihaela van der Schaar

Visual search, recommendation, and contrastive similarity learning power technologies that impact billions of users worldwide. Modern model architectures can be complex and difficult to interpret, and there are several competing techniques…

Machine Learning · Computer Science 2022-03-17 Mark Hamilton , Scott Lundberg , Lei Zhang , Stephanie Fu , William T. Freeman

Despite their ubiquitous use, Shapley value feature attributions can be misleading due to feature interaction in both model and data. We propose an alternative attribution approach, Shapley Sets, which awards value to sets of features.…

Machine Learning · Computer Science 2023-07-06 Torty Sivill , Peter Flach

In this paper we propose a method to obtain global explanations for trained black-box classifiers by sampling their decision function to learn alternative interpretable models. The envisaged approach provides a unified solution to…

Machine Learning · Computer Science 2018-11-26 Irene Unceta , Jordi Nin , Oriol Pujol

Of late, in order to have better acceptability among various domain, researchers have argued that machine intelligence algorithms must be able to provide explanations that humans can understand causally. This aspect, also known as…

Machine Learning · Computer Science 2022-08-24 Satyam Kumar , Vadlamani Ravi

The increasing complexity of foundational models underscores the necessity for explainability, particularly for fine-tuning, the most widely used training method for adapting models to downstream tasks. Instance attribution, one type of…

Machine Learning · Computer Science 2024-06-10 Jingtan Wang , Xiaoqiang Lin , Rui Qiao , Chuan-Sheng Foo , Bryan Kian Hsiang Low