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The purpose of this research is to see the application of modified TAM model by entering the experiential variable as a moderation variable to see one's intention in the use of technology especially internet banking. Data obtained through…

Human-Computer Interaction · Computer Science 2019-02-01 Harryanto , Muchriana Muchran , Ansari Saleh Ahmar

The mobile device is one of the fasted growing technologies that is widely used in a diversifying sector. Mobile devices are used for everyday life, such as personal information exchange - chatting, email, shopping, and mobile banking,…

Cryptography and Security · Computer Science 2022-03-04 F. Ley Sylvester

The development of electronic commerce is characterized with anonymity, uncertainty, lack of control and potential opportunism. Therefore, the success of electronic commerce significantly depends on providing security and privacy for its…

Computers and Society · Computer Science 2009-09-08 Yi Yi Thaw , Ahmad Kamil Mahmood , P. Dhanapal Durai Dominic

Access to financial institutions is difficult in developing economies and especially for the poor. However, the widespread adoption of mobile phones has enabled the development of mobile money systems that deliver financial services through…

The rapid digitalization of banking services has significantly transformed financial transactions, offering enhanced convenience and efficiency for consumers. However, the increasing reliance on digital banking has also exposed financial…

Cryptography and Security · Computer Science 2025-04-01 Md. Waliullah , Md Zahin Hossain George , Md Tarek Hasan , Md Khorshed Alam , Mosa Sumaiya Khatun Munira , Noor Alam Siddiqui

The ubiquity of mobile applications has increased dramatically in recent years, opening up new opportunities for cyber attackers and heightening security concerns in the mobile ecosystem. As a result, researchers and practitioners have…

Cryptography and Security · Computer Science 2025-04-22 Irdin Pekaric , Clemens Sauerwein , Simon Laichner , Ruth Breu

Mobile applications (apps) have become an essential part of everyday life, offering convenient access to services such as banking, healthcare, and shopping. With these apps handling sensitive personal and financial data, ensuring their…

Cryptography and Security · Computer Science 2024-08-20 Anthony Peruma , Timothy Huo , Ana Catarina Araújo , Jake Imanaka , Rick Kazman

Mobile health (mHealth) applications (apps) have gained significant popularity over the last few years due to its tremendous benefits, such as lowering healthcare cost and increasing patient awareness. However, the sensitivity of healthcare…

Software Engineering · Computer Science 2021-01-19 Bakheet Aljedaani , M. Ali Babar

Nowadays, mobile banking becomes a popular tool which consumers can conduct financial transactions such as shopping, monitoring accounts balance, transferring funds and other payments. Consumers dependency on mobile needs, make people take…

Cryptography and Security · Computer Science 2018-09-17 Dea Saka Kurnia Putra , Mohamad Ali Sadikin , Susila Windarta

Security vulnerabilities of traditional single factor authentication has become a major concern for security practitioners and researchers. To mitigate single point failures, new and technologically advanced Multi-Factor Authentication…

Cryptography and Security · Computer Science 2019-08-19 Sanchari Das , Bingxing Wang , Zachary Tingle , L. Jean Camp

Due to increased security awareness of enterprises for mobile applications operating with sensitive or personal data as well as extended regulations form legislative (the principle of proportionality) various approaches, how to implement…

Networking and Internet Architecture · Computer Science 2013-04-02 Florian G. Furtmueller

Previous work has investigated the particularities of security practices within specific user communities defined based on country of origin, age, prior tech abuse, and economic status. Their results highlight that current security…

Cryptography and Security · Computer Science 2023-01-19 Savino Dambra , Leyla Bilge , Platon Kotzias , Yun Shen , Juan Caballero

As mobile app usage continues to rise, so does the generation of extensive user interaction data, which includes actions such as swiping, zooming, or the time spent on a screen. Apps often collect a large amount of this data and claim to…

Software Engineering · Computer Science 2024-04-24 Feiyang Tang , Bjarte M. Østvold

In this study, we examine the ways in which user attitudes towards privacy and security relating to mobile devices and the data stored thereon may impact the strength of unlock authentication, focusing on Android's graphical unlock…

Cryptography and Security · Computer Science 2018-02-02 Adam J. Aviv , Ravi Kuber

The use of ATMs has become fundamental in the banking industry owing to the values transacted using these systems and their 24/7 usage. Although several researchers have studied the role of biometrics in security applications for financial…

Computers and Society · Computer Science 2016-02-16 Benson M. Onywoki , Elisha T. Opiyo

In this paper we assess how well users know biometric authentication methods, how they perceive them, and if they have misconceptions about them. We present the results of an online survey that we conducted in two rounds (2019, N=57; and…

Human-Computer Interaction · Computer Science 2024-10-17 Lukas Mecke , Alia Saad , Sarah Prange , Uwe Gruenefeld , Stefan Schneegass , Florian Alt

Undeniably, the advent of mobile applications has brought new frontiers to usability engineering. To date, ongoing research has shown significant efforts to adopt and adapt usability principles to the mobile computing environment. One of…

Human-Computer Interaction · Computer Science 2026-04-13 Pawel Weichbroth

The age of technology has created a huge market for smartphones and Apps usage and a new generation has been created based on knowledge sharing. Now knowledge has been made easily accessible by Apps but; are users even aware of the…

Computers and Society · Computer Science 2018-04-19 Akosua Boakyewaa Teye , Ezer Osei Yeboah-Boateng

Due to the convergence of various mobile access technologies like UMTS, WLAN, and WiMax the need for a new supporting infrastructure arises. This infrastructure should be able to support more efficient ways to authenticate users and…

Cryptography and Security · Computer Science 2007-05-23 Nicolai Kuntze , Andreas U. Schmidt

An increasing number of mental health services are offered through mobile systems, a paradigm called mHealth. Although there is an unprecedented growth in the adoption of mHealth systems, partly due to the COVID-19 pandemic, concerns about…

Cryptography and Security · Computer Science 2022-11-09 Leonardo Horn Iwaya , M. Ali Babar , Awais Rashid , Chamila Wijayarathna