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Risk-based Authentication (RBA) is an adaptive security measure to strengthen password-based authentication. RBA monitors additional features during login, and when observed feature values differ significantly from previously seen ones,…

Cryptography and Security · Computer Science 2020-10-02 Stephan Wiefling , Markus Dürmuth , Luigi Lo Iacono

Mobile devices have access to personal, potentially sensitive data, and there is a large number of mobile applications and third-party libraries that transmit this information over the network to remote servers (including app developer…

Cryptography and Security · Computer Science 2022-06-07 Evita Bakopoulou , Anastasia Shuba , Athina Markopoulou

Today, almost all banks have adopted ICT as a means of enhancing their banking service quality. These banks provide ICT based electronic service which is also called electronic banking, internet banking or online banking etc to their…

General Finance · Quantitative Finance 2021-05-28 Esther Enoch Yusuf , Abubakar Bala

Passwords remain a widely-used authentication mechanism, despite their well-known security and usability limitations. To improve on this situation, next-generation authentication mechanisms, based on behavioral biometric factors such as eye…

Cryptography and Security · Computer Science 2025-05-06 Matin Fallahi , Patricia Arias Cabarcos , Thorsten Strufe

In this study, we enhance the Unified Theory of Acceptance and Use of Technology (UTAUT2) by incorporating the warm-glow phenomenon to clarify its impact on user decisions regarding the adoption of technology. We introduce two additional…

Human-Computer Interaction · Computer Science 2025-09-09 Antonios Saravanos , Neil Stott , Dongnanzi Zheng , Stavros Zervoudakis

The proliferation of mobile applications and the subsequent sharing of personal data with service and application providers have given rise to substantial privacy concerns. Application marketplaces have introduced mechanisms to conform to…

Cryptography and Security · Computer Science 2023-11-02 Joao Marono , Catarina Silva , Joao P. Barraca , Vitor Cunha , Paulo Salvador

E-commerce mobile applications are central to global financial transactions, making their security and privacy crucial. In this study, we analyze 92 top-grossing Android e-commerce apps (58 U.S.-based and 34 international) using MobSF,…

Cryptography and Security · Computer Science 2025-10-15 Urvashi Kishnani , Sanchari Das

This study investigates the effectiveness of multifactor authentication (MFA) in protecting commercial accounts from unauthorized access, with an additional focus on accounts with known credential leaks. We employ the benchmark-multiplier…

Cryptography and Security · Computer Science 2023-05-02 Lucas Augusto Meyer , Sergio Romero , Gabriele Bertoli , Tom Burt , Alex Weinert , Juan Lavista Ferres

Mobile money can facilitate financial inclusion in developing countries, which usually have high mobile phone use and steady remittance activity. Many countries in Latin America meet the minimum technological requirements to use mobile…

With the rapid growth of mobile applications and cloud computing, mobile cloud computing has attracted great interest from both academia and industry. However, mobile cloud applications are facing security issues such as data integrity,…

Cryptography and Security · Computer Science 2017-12-19 Khoi Khac Nguyen , Dinh Thai Hoang , Dusit Niyato , Ping Wang , Diep Nguyen , Eryk Dutkiewicz

Smartphones' cameras, microphones, and device displays enable users to capture and view memorable moments of their lives. However, adversaries can trick users into authorizing malicious apps that exploit weaknesses in current mobile…

Operating Systems · Computer Science 2016-04-11 Giuseppe Petracca , Ahmad Atamli , Yuqiong Sun , Jens Grossklags , Trent Jaeger

Risk-based authentication (RBA) extends authentication mechanisms to make them more robust against account takeover attacks, such as those using stolen passwords. RBA is recommended by NIST and NCSC to strengthen password-based…

Cryptography and Security · Computer Science 2023-01-05 Stephan Wiefling , Jan Tolsdorf , Luigi Lo Iacono

In today's world the use of computer and telecommunications networking is essential for human life. Among these, mobile tools and devices due to availability, have found a special impact on everyone life. This feature addition to providing…

Cryptography and Security · Computer Science 2014-04-21 Mona Pourghasem , Elham Ghare Sheikhloo , Reza Ebrahimi Atani

Biometric systems involve security assurance to make our system highly secured and robust. Nowadays, biometric technology has been fixed into new systems with the aim of enforcing strong privacy and security. Several innovative system have…

Cryptography and Security · Computer Science 2022-05-24 Jones Yeboah , Victor Adewopo , Sylvia Azumah , Izunna Okpala

Large-scale AI models such as GPT-4 have accelerated the deployment of artificial intelligence across critical domains including law, healthcare, and finance, raising urgent questions about trust and transparency. This study investigates…

Artificial Intelligence · Computer Science 2025-10-20 Allen Daniel Sunny

Protecting personal information privacy has become a controversial issue among online social network providers and users. Most social network providers have developed several techniques to decrease threats and risks to the users privacy.…

Social and Information Networks · Computer Science 2013-05-14 Nahier Aldhafferi , Charles Watson , A. S. M Sajeev

Given the ubiquity of mobile applications (apps) in daily lives, understanding and reflecting end-users' human values (e.g., transparency, privacy, social recognition etc.) in apps has become increasingly important. Violations of end users'…

Software Engineering · Computer Science 2021-10-12 Rifat Ara Shams , Mojtaba Shahin , Gillian Oliver , Jon Whittle , Waqar Hussain , Harsha Perera , Arif Nurwidyantoro

As digital government platforms become central to public service delivery, understanding citizen assessment is crucial for enhancing usability, trust, and inclusivity. This study investigates citizen satisfaction with the e-government…

Software Engineering · Computer Science 2025-08-26 Mohammed O. Alannsary

This paper investigates the determinants of end-user adoption of the DuckDuckGo search engine coupling the standard UTAUT model with factors to reflect reputation, risk, and trust. An experimental approach was taken to validate our model,…

Cloud Computing services are increasingly being made available by the UK Government through the Government digital marketplace to reduce costs and improve IT efficiency; however, little is known about factors influencing the decision-making…

Computers and Society · Computer Science 2015-09-23 Gianfranco Elena , Christopher W. Johnson
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