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There has been intensive research regarding machine learning models for predicting bankruptcy in recent years. However, the lack of interpretability limits their growth and practical implementation. This study proposes a data-driven…

Risk Management · Quantitative Finance 2022-11-03 Wei Li , Wolfgang Karl Härdle , Stefan Lessmann

In many contexts, it can be useful for domain experts to understand to what extent predictions made by a machine learning model can be trusted. In particular, estimates of trustworthiness can be useful for fraud analysts who process machine…

Machine Learning · Computer Science 2019-07-09 Hilde J. P. Weerts , Werner van Ipenburg , Mykola Pechenizkiy

A case-based reasoning (CBR) system solves a new problem by retrieving `cases' that are similar to the given problem. If such a system can achieve high accuracy, it is appealing owing to its simplicity, interpretability, and scalability. In…

Computation and Language · Computer Science 2020-10-12 Rajarshi Das , Ameya Godbole , Nicholas Monath , Manzil Zaheer , Andrew McCallum

Measuring a machine's understanding of human language often involves assessing its reasoning skills, i.e. logical process of deriving answers to questions. While recent language models have shown remarkable proficiency in text based tasks,…

Computation and Language · Computer Science 2024-05-24 Yikyung Kim , Jay-Yoon Lee

Artificial intelligence (AI) has been used in various areas to support system optimization and find solutions where the complexity makes it challenging to use algorithmic and heuristics. Case-based Reasoning (CBR) is an AI technique…

Artificial Intelligence · Computer Science 2020-09-10 Eliseu M. Oliveira , Rafael F. Reale , Joberto S. B. Martins

Rule based reasoning (RBR) and case based reasoning (CBR) have emerged as two important and complementary reasoning methodologies in artificial intelligence (Al). For problem solving in complex, real world situations, it is useful to…

Artificial Intelligence · Computer Science 2013-04-05 Soumitra Dutta , Piero P. Bonissone

Case-Based Reasoning (CBR) is an artificial intelligence approach to problem-solving with a good record of success. This article proposes using Quantum Computing to improve some of the key processes of CBR, such that a Quantum Case-Based…

Artificial Intelligence · Computer Science 2022-01-12 Parfait Atchade-Adelomou , Daniel Casado-Fauli , Elisabet Golobardes-Ribe , Xavier Vilasis-Cardona

Modern data analytics underpinned by machine learning techniques has become a key enabler to the automation of data-led decision making. As an important branch of state-of-the-art data analytics, business process predictions are also faced…

Artificial Intelligence · Computer Science 2021-07-22 Chun Ouyang , Renuka Sindhgatta , Catarina Moreira

Case Based Reasoning (CBR) is an intelligent way of thinking based on experience and capitalization of already solved cases (source cases) to find a solution to a new problem (target case). Retrieval phase consists on identifying source…

Artificial Intelligence · Computer Science 2012-11-20 Ibrahim El Bitar , Fatima-Zahra Belouadha , Ounsa Roudies

The explainability of black-box machine learning algorithms, commonly known as Explainable Artificial Intelligence (XAI), has become crucial for financial and other regulated industrial applications due to regulatory requirements and the…

Machine Learning · Computer Science 2024-08-14 Gregory Yampolsky , Dhruv Desai , Mingshu Li , Stefano Pasquali , Dhagash Mehta

This study provides an overview of heart disease prediction using an intelligent system. Predicting disease accurately is crucial in the medical field, but traditional methods relying solely on a doctor's experience often lack precision. To…

Computer Vision and Pattern Recognition · Computer Science 2025-12-16 Mohaiminul Islam Bhuiyan , Chan Hue Wah , Nur Shazwani Kamarudin , Nur Hafieza Ismail , Ahmad Fakhri Ab Nasir

In the global economy, credit companies play a central role in economic development, through their activity as money lenders. This important task comes with some drawbacks, mainly the risk of the debtors not being able to repay the provided…

Machine Learning · Computer Science 2021-01-01 Giorgio Visani , Federico Chesani , Enrico Bagli , Davide Capuzzo , Alessandro Poluzzi

This paper presents an intelligent and transparent AI-driven system for Credit Risk Assessment using three state-of-the-art ensemble machine learning models combined with Explainable AI (XAI) techniques. The system leverages XGBoost,…

Machine Learning · Computer Science 2025-06-25 Shreya , Harsh Pathak

The study is from a base of accident scenarii in rail transport (feedback) in order to develop a tool to share build and sustain knowledge and safety and secondly to exploit the knowledge stored to prevent the reproduction of accidents /…

Artificial Intelligence · Computer Science 2012-03-07 Ahmed Maalel , Habib Hadj-Mabrouk

Interpretability has become an essential topic for artificial intelligence in some high-risk domains such as healthcare, bank and security. For commonly-used tabular data, traditional methods trained end-to-end machine learning models with…

Artificial Intelligence · Computer Science 2022-08-18 Haixiao Chi , Dawei Wang , Gaojie Cui , Feng Mao , Beishui Liao

Significant digitalization of financial services in a short period of time has led to an urgent demand to have autonomous, transparent and real-time credit risk decision making systems. The traditional machine learning models are effective…

Artificial Intelligence · Computer Science 2026-01-06 Chandra Sekhar Kubam

The lack of transparency in the decision-making processes of deep learning systems presents a significant challenge in modern artificial intelligence (AI), as it impairs users' ability to rely on and verify these systems. To address this…

Artificial Intelligence · Computer Science 2024-11-18 David Debot , Pietro Barbiero , Francesco Giannini , Gabriele Ciravegna , Michelangelo Diligenti , Giuseppe Marra

Case-Bsed Reasoning (CBR) is a recent theory for problem-solving and learning in computers and people.Broadly construed it is the process of solving new problems based on the solution of similar past problems. In the present paper we…

Artificial Intelligence · Computer Science 2014-01-07 Michael Gr. Voskoglou

Recent advancements in AI applications to healthcare have shown incredible promise in surpassing human performance in diagnosis and disease prognosis. With the increasing complexity of AI models, however, concerns regarding their opacity,…

Machine Learning · Computer Science 2023-08-17 Munib Mesinovic , Peter Watkinson , Tingting Zhu

The success of artificial intelligence (AI), and deep learning models in particular, has led to their widespread adoption across various industries due to their ability to process huge amounts of data and learn complex patterns. However,…

Artificial Intelligence · Computer Science 2023-09-22 Wei Jie Yeo , Wihan van der Heever , Rui Mao , Erik Cambria , Ranjan Satapathy , Gianmarco Mengaldo
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