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Rapid development of advanced modelling techniques gives an opportunity to develop tools that are more and more accurate. However as usually, everything comes with a price and in this case, the price to pay is to loose interpretability of a…

Agents powered by Large Language Models (LLMs) have recently demonstrated impressive capabilities in various tasks. Still, they face limitations in tasks requiring specific, structured knowledge, flexibility, or accountable decision-making.…

Artificial Intelligence · Computer Science 2025-04-14 Kostas Hatalis , Despina Christou , Vyshnavi Kondapalli

The underlying hypothesis of knowledge-based explainable artificial intelligence is the data required for data-centric artificial intelligence agents (e.g., neural networks) are less diverse in contents than the data required to explain the…

Artificial Intelligence · Computer Science 2021-08-25 Rosina Weber , Manil Shrestha , Adam J Johs

We expect an increase in the frequency and severity of cyber-attacks that comes along with the need for efficient security countermeasures. The process of attributing a cyber-attack helps to construct efficient and targeted mitigating and…

Cryptography and Security · Computer Science 2020-01-22 Erisa Karafili , Linna Wang , Emil C. Lupu

Credit assessments activities are essential for financial institutions and allow the global economy to grow. Building robust, solid and accurate models that estimate the probability of a default of a company is mandatory for credit…

Machine Learning · Computer Science 2021-03-16 Ayoub El Qadi , Natalia Diaz-Rodriguez , Maria Trocan , Thomas Frossard

Financial forecasting increasingly uses large neural network models, but their opacity raises challenges for trust and regulatory compliance. We present several approaches to explainable and reliable AI in finance. \emph{First}, we describe…

Machine Learning · Computer Science 2025-10-31 Albi Isufaj , Pablo Mollá , Helmut Prendinger

Case-based reasoning (CBR) as a methodology for problem-solving can use any appropriate computational technique. This position paper argues that CBR researchers have somewhat overlooked recent developments in deep learning and large…

Artificial Intelligence · Computer Science 2024-05-08 Ian Watson

The lack of explainability of a decision from an Artificial Intelligence (AI) based "black box" system/model, despite its superiority in many real-world applications, is a key stumbling block for adopting AI in many high stakes applications…

Artificial Intelligence · Computer Science 2021-01-26 Sheikh Rabiul Islam , William Eberle , Sheikh Khaled Ghafoor , Mohiuddin Ahmed

The financial industry faces a significant challenge modeling and risk portfolios: balancing the predictability of advanced machine learning models, neural network models, and explainability required by regulatory entities (such as Office…

Machine Learning · Computer Science 2025-11-10 Rongbin Ye , Jiaqi Chen

The forecasting of the credit default risk has been an important research field for several decades. Traditionally, logistic regression has been widely recognized as a solution due to its accuracy and interpretability. As a recent trend,…

Computational Finance · Quantitative Finance 2022-09-22 Dangxing Chen , Weicheng Ye , Jiahui Ye

Human lives are increasingly influenced by algorithms, which therefore need to meet higher standards not only in accuracy but also with respect to explainability. This is especially true for high-stakes areas such as real estate valuation.…

Neural and Evolutionary Computing · Computer Science 2022-04-07 Sebastian Angrick , Ben Bals , Niko Hastrich , Maximilian Kleissl , Jonas Schmidt , Vanja Doskoč , Maximilian Katzmann , Louise Molitor , Tobias Friedrich

Driver reaction is of vital importance in risk scenarios. Drivers can take correct evasive maneuver at proper cushion time to avoid the potential traffic crashes, but this reaction process is highly experience-dependent and requires various…

Computers and Society · Computer Science 2022-11-24 Wenbin Gan , Minh-Son Dao , Koji Zettsu

In the pursuit of enhancing the efficacy and flexibility of interpretable, data-driven classification models, this work introduces a novel incorporation of user-defined preferences with Abstract Argumentation and Case-Based Reasoning (CBR).…

Artificial Intelligence · Computer Science 2024-08-06 Adam Gould , Guilherme Paulino-Passos , Seema Dadhania , Matthew Williams , Francesca Toni

Artificial Intelligence (AI) has created the single biggest technology revolution the world has ever seen. For the finance sector, it provides great opportunities to enhance customer experience, democratize financial services, ensure…

Risk Management · Quantitative Finance 2021-03-02 Branka Hadji Misheva , Joerg Osterrieder , Ali Hirsa , Onkar Kulkarni , Stephen Fung Lin

The application of machine learning to support the processing of large datasets holds promise in many industries, including financial services. However, practical issues for the full adoption of machine learning remain with the focus being…

Machine Learning · Computer Science 2021-05-14 Ismini Psychoula , Andreas Gutmann , Pradip Mainali , S. H. Lee , Paul Dunphy , Fabien A. P. Petitcolas

Driving in safety-critical scenarios requires quick, context-aware decision-making grounded in both situational understanding and experiential reasoning. Large Language Models (LLMs), with their powerful general-purpose reasoning…

Artificial Intelligence · Computer Science 2025-06-26 Wenbin Gan , Minh-Son Dao , Koji Zettsu

Robotic systems are more present in our society everyday. In human-robot environments, it is crucial that end-users may correctly understand their robotic team-partners, in order to collaboratively complete a task. To increase action…

Artificial Intelligence · Computer Science 2021-09-03 Francisco Cruz , Richard Dazeley , Peter Vamplew , Ithan Moreira

With the availability of large databases and recent improvements in deep learning methodology, the performance of AI systems is reaching or even exceeding the human level on an increasing number of complex tasks. Impressive examples of this…

Artificial Intelligence · Computer Science 2017-08-29 Wojciech Samek , Thomas Wiegand , Klaus-Robert Müller

Of late, in order to have better acceptability among various domain, researchers have argued that machine intelligence algorithms must be able to provide explanations that humans can understand causally. This aspect, also known as…

Machine Learning · Computer Science 2022-08-24 Satyam Kumar , Vadlamani Ravi

Although "black box" models such as Artificial Neural Networks, Support Vector Machines, and Ensemble Approaches continue to show superior performance in many disciplines, their adoption in the sensitive disciplines (e.g., finance,…

Artificial Intelligence · Computer Science 2019-05-31 Sheikh Rabiul Islam , William Eberle , Sid Bundy , Sheikh Khaled Ghafoor