Related papers: FinTech E-Commerce Payment Application User Experi…
Due to the rapid development of non-face-to-face services due to the corona virus, commerce through the Internet, such as sales and reservations, is increasing very rapidly. Consumers also post reviews, suggestions, or judgments about goods…
The management of third-party package dependencies is crucial to most technology stacks, with package managers acting as brokers to ensure that a verified package is correctly installed, configured, or removed from an application. Diversity…
The rise of smartphones has led to a significant increase in the usage of mobile payments. Mobile payments allow individuals to access financial resources and make transactions through their mobile devices while on the go. However, the…
Automated fraud behaviors detection on electronic payment platforms is a tough problem. Fraud users often exploit the vulnerability of payment platforms and the carelessness of users to defraud money, steal passwords, do money laundering,…
Data constraints are widely used in FinTech systems for monitoring data consistency and diagnosing anomalous data manipulations. However, many equivalent data constraints are created redundantly during the development cycle, slowing down…
With the advancement of self-driving technology, the commercialization of Robo-taxi services is just a matter of time. However, there is some skepticism regarding whether such taxi services will be successfully accepted by real customers…
The COVID-19 pandemic has prompted countries around the world to introduce smartphone apps to support disease control efforts. Their purposes range from digital contact tracing to quarantine enforcement to vaccination passports, and their…
As quick commerce (Q-Commerce) platforms in India redefine urban consumption, the use of deceptive design dark patterns to inflate order values has become a systemic concern. This paper investigates the 'Awareness-Action Gap' among Indian…
The growing use of machine learning in cloud environments raises critical concerns about data security and privacy, especially in finance. Fully Homomorphic Encryption (FHE) offers a solution by enabling computations on encrypted data, but…
The development of electronic commerce is characterized with anonymity, uncertainty, lack of control and potential opportunism. Therefore, the success of electronic commerce significantly depends on providing security and privacy for its…
High-fidelity pedestrian tracking in real-life conditions has been an important tool in fundamental crowd dynamics research allowing to quantify statistics of relevant observables including walking velocities, mutual distances and body…
Software analytics in augmented reality (AR) is said to have great potential. One reason why this potential is not yet fully exploited may be usability problems of the AR user interfaces. We present an iterative and qualitative usability…
In the digital age, it is crucial to make sure that financial transactions are as secure and reliable as possible. This abstract offers a ground-breaking method that combines smart contracts, blockchain technology, FaceNet512 for improved…
FinTech platforms facilitated by digital payments are watching growth rapidly, which enable the distribution of mutual funds personalized to individual investors via mobile Apps. As the important intermediation of financial products…
Digital payment systems have become a cornerstone of consumer finance in Africa. Prominent payment categories include money transfer applications, mobile money, cryptocurrencies, stablecoins, and central bank digital currencies (CBDCs).…
In this paper, we show that the tap gesture, performed when a user 'taps' a smartwatch onto an NFC-enabled terminal to make a payment, is a biometric capable of implicitly authenticating the user and simultaneously recognising…
Biometric payment, i.e., biometric authentication implemented in digital payment systems, can reduce memory demands and streamline payment for older adults. However, older adults' perceptions and practices regarding biometric payment remain…
Regulatory technology (RegTech) is transforming financial compliance by integrating advanced information technologies to strengthen anti money laundering and countering the financing of terrorism (AML CFT) frameworks. Recent literature…
Applications of Reinforcement Learning in the Finance Technology (Fintech) have acquired a lot of admiration lately. Undoubtedly Reinforcement Learning, through its vast competence and proficiency, has aided remarkable results in the field…
The aesthetics of e-commerce websites have a big influence on purchasing decisions and customers' satisfaction. Webpage complexity and high cognitive load are responsible for causing an unpleasant experience while shopping online. This…