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Predicting default is essential for banks to ensure profitability and financial stability. While modern machine learning methods often outperform traditional regression techniques, their lack of transparency limits their use in regulated…

Machine Learning · Computer Science 2025-09-16 Sagi Schwartz , Qinling Wang , Fang Fang

The widespread adoption of black-box models in Artificial Intelligence has enhanced the need for explanation methods to reveal how these obscure models reach specific decisions. Retrieving explanations is fundamental to unveil possible…

Artificial Intelligence · Computer Science 2021-02-26 Francesco Bodria , Fosca Giannotti , Riccardo Guidotti , Francesca Naretto , Dino Pedreschi , Salvatore Rinzivillo

Most of the work on interpretable machine learning has focused on designing either inherently interpretable models, which typically trade-off accuracy for interpretability, or post-hoc explanation systems, whose explanation quality can be…

Machine Learning · Computer Science 2020-11-10 Gregory Plumb , Maruan Al-Shedivat , Angel Alexander Cabrera , Adam Perer , Eric Xing , Ameet Talwalkar

This study proposes an innovative explainable predictive quality analytics solution to facilitate data-driven decision-making for process planning in manufacturing by combining process mining, machine learning, and explainable artificial…

Machine Learning · Computer Science 2021-06-11 Nijat Mehdiyev , Peter Fettke

With the increased deployment of machine learning models in various real-world applications, researchers and practitioners alike have emphasized the need for explanations of model behaviour. To this end, two broad strategies have been…

Machine Learning · Computer Science 2024-02-19 Usha Bhalla , Suraj Srinivas , Himabindu Lakkaraju

Artificial Intelligence has emerged as a useful aid in numerous clinical applications for diagnosis and treatment decisions. Deep neural networks have shown same or better performance than clinicians in many tasks owing to the rapid…

Image and Video Processing · Electrical Eng. & Systems 2021-11-05 Zohaib Salahuddin , Henry C Woodruff , Avishek Chatterjee , Philippe Lambin

Interpretability is essential for machine learning algorithms in high-stakes application fields such as medical image analysis. However, high-performing black-box neural networks do not provide explanations for their predictions, which can…

Computer Vision and Pattern Recognition · Computer Science 2023-08-09 Susu Sun , Stefano Woerner , Andreas Maier , Lisa M. Koch , Christian F. Baumgartner

Understanding the decision-making process of black-box models has become not just a legal requirement, but also an additional way to assess their performance. However, the state of the art post-hoc explanation approaches for regression…

Machine Learning · Computer Science 2025-08-13 Nedeljko Radulovic , Albert Bifet , Fabian Suchanek

We often see the term explainable in the titles of papers that describe applications based on artificial intelligence (AI). However, the literature in explainable artificial intelligence (XAI) indicates that explanations in XAI are…

Artificial Intelligence · Computer Science 2023-08-30 Mallika Mainali , Rosina O Weber

Counterfactual post-hoc interpretability approaches have been proven to be useful tools to generate explanations for the predictions of a trained blackbox classifier. However, the assumptions they make about the data and the classifier make…

Machine Learning · Computer Science 2019-06-13 Thibault Laugel , Marie-Jeanne Lesot , Christophe Marsala , Marcin Detyniecki

The application of deep learning models in medical diagnosis has showcased considerable efficacy in recent years. Nevertheless, a notable limitation involves the inherent lack of explainability during decision-making processes. This study…

Image and Video Processing · Electrical Eng. & Systems 2024-05-01 Konstantinos Pasvantis , Eftychios Protopapadakis

Post-hoc importance attribution methods are a popular tool for "explaining" Deep Neural Networks (DNNs) and are inherently based on the assumption that the explanations can be applied independently of how the models were trained.…

Computer Vision and Pattern Recognition · Computer Science 2025-03-04 Siddhartha Gairola , Moritz Böhle , Francesco Locatello , Bernt Schiele

Post-hoc explanations for black box models have been studied extensively in classification and regression settings. However, explanations for models that output similarity between two inputs have received comparatively lesser attention. In…

Machine Learning · Computer Science 2022-02-03 Karthikeyan Natesan Ramamurthy , Amit Dhurandhar , Dennis Wei , Zaid Bin Tariq

Recent work in Natural Language Processing has focused on developing approaches that extract faithful explanations, either via identifying the most important tokens in the input (i.e. post-hoc explanations) or by designing inherently…

Computation and Language · Computer Science 2022-03-02 George Chrysostomou , Nikolaos Aletras

A critical problem in the field of post hoc explainability is the lack of a common foundational goal among methods. For example, some methods are motivated by function approximation, some by game theoretic notions, and some by obtaining…

Machine Learning · Computer Science 2023-01-02 Tessa Han , Suraj Srinivas , Himabindu Lakkaraju

The emergence of large-scale pretrained language models has posed unprecedented challenges in deriving explanations of why the model has made some predictions. Stemmed from the compositional nature of languages, spurious correlations have…

Computation and Language · Computer Science 2023-05-04 Ruochen Zhao , Shafiq Joty , Yongjie Wang , Tan Wang

There have been several research works proposing new Explainable AI (XAI) methods designed to generate model explanations having specific properties, or desiderata, such as fidelity, robustness, or human-interpretability. However,…

Artificial Intelligence · Computer Science 2021-01-25 Sérgio Jesus , Catarina Belém , Vladimir Balayan , João Bento , Pedro Saleiro , Pedro Bizarro , João Gama

The contemporary process-aware information systems possess the capabilities to record the activities generated during the process execution. To leverage these process specific fine-granular data, process mining has recently emerged as a…

Machine Learning · Computer Science 2021-05-12 Nijat Mehdiyev , Peter Fettke

In this paper I argue that the search for explainable models and interpretable decisions in AI must be reformulated in terms of the broader project of offering a pragmatic and naturalistic account of understanding in AI. Intuitively, the…

Artificial Intelligence · Computer Science 2020-06-23 Andrés Páez

With the ongoing development of deep learning, an increasing number of AI models have surpassed the performance levels of human clinical practitioners. However, the prevalence of AI diagnostic products in actual clinical practice remains…

Computer Vision and Pattern Recognition · Computer Science 2024-03-11 Chenglong Wang , Yinqiao Yi , Yida Wang , Chengxiu Zhang , Yun Liu , Kensaku Mori , Mei Yuan , Guang Yang