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Modern algorithms for binary classification rely on an intermediate regression problem for computational tractability. In this paper, we establish a geometric distinction between classification and regression that allows risk in these two…

Machine Learning · Statistics 2022-05-19 Suhas Vijaykumar , Claire Lazar Reich

As organisations increasingly recognise data as a strategic resource, they face the challenge of translating informational assets into measurable business value. Existing valuation approaches remain fragmented, often separating economic,…

Computers and Society · Computer Science 2025-12-09 Eduardo Vyhmeister , Bastien Pietropaoli , UdoBub , Rob Schneider , Andrea Visentin

This study contributes to understanding Valuation Adjustments (xVA) by focussing on the dynamic hedging of Credit Valuation Adjustment (CVA), corresponding Profit & Loss (P&L) and the P&L explain. This is done in a Monte Carlo simulation…

Computational Finance · Quantitative Finance 2022-04-07 T. van der Zwaard , L. A. Grzelak , C. W. Oosterlee

Classification, a heavily-studied data-driven machine learning task, drives an increasing number of prediction systems involving critical human decisions such as loan approval and criminal risk assessment. However, classifiers often…

Machine Learning · Computer Science 2022-04-12 Maliha Tashfia Islam , Anna Fariha , Alexandra Meliou , Babak Salimi

The net-premium principle is considered to be the most genuine and fair premium principle in actuarial applications. However, an insurance company, applying the net-premium principle, goes bankrupt with probability one in the long run, even…

Risk Management · Quantitative Finance 2013-04-03 Alois Pichler

We discuss the binary nature of funding impact in derivative valuation. Under some conditions, funding is either a cost or a benefit, i.e., one of the lending/borrowing rates does not play a role in pricing derivatives. When derivatives are…

Mathematical Finance · Quantitative Finance 2020-08-25 Junbeom Lee , Chao Zhou

Financial structures such as securitisations, insurance contracts, and other hierarchical claims systems can be interpreted as deterministic allocation mechanisms acting on stochastic inflow processes. This paper develops a general…

Computational Finance · Quantitative Finance 2026-02-17 Antonio Scala

We present a new approach to the problems of evaluating and learning personalized decision policies from observational data of past contexts, decisions, and outcomes. Only the outcome of the enacted decision is available and the historical…

Machine Learning · Statistics 2019-06-04 Nathan Kallus

Given a training set with binary classification, the Support Vector Machine identifies the hyperplane maximizing the margin between the two classes of training data. This general formulation is useful in that it can be applied without…

Machine Learning · Statistics 2017-02-13 Matt Parker , Colin Parker

In this paper, we interpret disentanglement as the discovery of local charts of the data manifold and trace how this definition naturally leads to an equivalent condition for disentanglement: commutativity between factors of variation. We…

Machine Learning · Statistics 2023-12-19 Frank Qiu

Interpreting the decisions of complex computer vision models is crucial to establish trust and accountability, especially in safety-critical domains. An established approach to interpretability is generating visual attribution maps that…

Computer Vision and Pattern Recognition · Computer Science 2026-04-08 David Schinagl , Christian Fruhwirth-Reisinger , Alexander Prutsch , Samuel Schulter , Horst Possegger

Information theory can be used to analyze the cost-benefit of visualization processes. However, the current measure of benefit contains an unbounded term that is neither easy to estimate nor intuitive to interpret. In this work, we propose…

Information Theory · Computer Science 2022-04-05 Min Chen , Mateu Sbert

In this paper, we argue that the prevailing approach to training and evaluating machine learning models often fails to consider their real-world application within organizational or societal contexts, where they are intended to create…

Machine Learning · Computer Science 2025-04-24 Burcu Sayin , Jie Yang , Xinyue Chen , Andrea Passerini , Fabio Casati

This paper presents the first general (supervised) statistical learning framework for point processes in general spaces. Our approach is based on the combination of two new concepts, which we define in the paper: i) bivariate innovations,…

Methodology · Statistics 2021-03-03 Ottmar Cronie , Mehdi Moradi , Christophe A. N. Biscio

Large-scale, two-sided matching platforms must find market outcomes that align with user preferences while simultaneously learning these preferences from data. Classical notions of stability (Gale and Shapley, 1962; Shapley and Shubik,…

Machine Learning · Computer Science 2023-02-02 Meena Jagadeesan , Alexander Wei , Yixin Wang , Michael I. Jordan , Jacob Steinhardt

The basic financial purpose of an enterprise is maximization of its value. Trade credit management should also contribute to realization of this fundamental aim. Many of the current asset management models that are found in financial…

Portfolio Management · Quantitative Finance 2013-01-17 Grzegorz Michalski

Contextual bandit and reinforcement learning algorithms have been successfully used in various interactive learning systems such as online advertising, recommender systems, and dynamic pricing. However, they have yet to be widely adopted in…

Machine Learning · Computer Science 2022-09-23 Sorawit Saengkyongam , Nikolaj Thams , Jonas Peters , Niklas Pfister

Financial networks help firms manage risk but also enable financial shocks to spread. Despite their importance, existing models of financial networks have several limitations. Prior works often consider a static network with a simple…

Optimization and Control · Mathematics 2024-02-06 Akhil Jalan , Deepayan Chakrabarti , Purnamrita Sarkar

Bank financial performance encapsulates an institution's capacity to effectively manage its assets, capital, and operational activities to generate profits and ensure stability. Evaluating this performance necessitates the integration of…

Other Statistics · Statistics 2025-09-11 Dong Trung Chinh , Nguyen Thi Thu Hien , Pham Huong Quynh , Vu Quang Minh

Self-supervised learning is a powerful paradigm for representation learning on unlabelled images. A wealth of effective new methods based on instance matching rely on data-augmentation to drive learning, and these have reached a rough…

Computer Vision and Pattern Recognition · Computer Science 2022-10-11 Linus Ericsson , Henry Gouk , Timothy M. Hospedales