Related papers: Creating a unique mobile financial services framew…
As access to digital platforms in Africa is mostly through 'mobile' networks, this paper addresses the mismatch of universalised reports on 'mobile' access and the experiences from digital health practice and cases in Zambia and Zimbabwe.…
The West African Economic and Monetary Union (WAEMU) states, characterized by widespread smartphone usage, have witnessed banks and financial institutions introducing mobile banking applications (MBAs). These apps empower users to perform…
The health needs of those living in resource-limited settings are a vastly overlooked and understudied area in the intersection of machine learning (ML) and health care. While the use of ML in health care is more recently popularized over…
mHealth (mobile health) be the blessing of ICT and is probably one of the most prominent services with noticeable effect on the development of healthcare sector. Given the potential benefits mHealth can bring to older people, it is…
We live in the Digital Age in which both economy and society have been transforming significantly. The Internet and the connected digital devices are inseparable parts of our daily life and the engine of the economic growth. In this paper,…
Whilst academic, commercial and policy literature on financial exclusion is extensive and wide-ranging, there have been very few attempts to quantify and measure localised financial exclusion anywhere in the world. This is a subject of…
Digital Financial Services continue to expand and replace the delivery of traditional banking services to the customers through innovative technologies to meet the growing complex needs and globalization challenges. These diversified…
Purpose. This paper examines the Internet security perception of Filipinos to establish a need and sense of urgency on the part of the government to create a culture of cybersecurity for every Filipino. Method. A quantitative survey was…
Employing a comprehensive survey of micro and small enterprises (MSEs) and the Digital Financial Inclusion Index in China, this study investigates the influence of fintech on MSE innovation empirically. Our findings indicate that fintech…
GSM-R is predicted to be obsoleted by 2030, and a suitable successor is needed. Defined by the International Union of Railways (UIC), the Future Railway Mobile Communication System (FRMCS) contains many future use cases with strict…
Providing connectivity to around half of the World population living in rural or underprivileged areas is a tremendous challenge, but also a unique opportunity. In this paper, a survey of technologies for providing connectivity to rural…
Mobility as a Service (MaaS) applies the everything-as-a-service paradigm of Cloud Computing to transportation: a MaaS provider offers to its users the dynamic composition of solutions of different travel agencies into a single, consistent…
Food market accessibility is a critical yet underexplored dimension of food systems, particularly in low- and middle-income countries. In this paper, we present a continent-wide assessment of spatial food market accessibility in Africa,…
The proliferation of mobile money in Uganda has been a cornerstone of financial inclusion, yet its security mechanisms remain a critical concern. This study investigates a significant public response to perceived security failures: the…
This study provides the first confirmation that individual employment status can be predicted from standard mobile phone network logs externally validated with household survey data. Individual welfare and households vulnerability to shocks…
Mobile phones are now widely adopted by most of the world population. Each time a call is made (or an SMS sent), a Call Detail Record (CDR) is generated by the telecom companies for billing purpose. These metadata provide information on…
The communications systems, terminals, software and deployment service, industries, have undergone the past ten years a significant technological internal evolution and external revolution at customer end (such as Internet, Mobile networks…
All over the world, the population in rural and semi-urban areas is a major concern for policy makers as they require technology enablement most to get elevated from their living conditions. Financial Inclusion projects are meant to work in…
In Mozambique there is no evidence of a bankruptcy prediction model developed in the national economic context, yet, back in 2016, the national banking sector suffered a financial shock that resulted in Mozambique Central Bank intervention…
This work introduces a new concept of functional areas called Mobility Functional Areas (MFAs), i.e., the geographic zones highly interconnected according to the analysis of mobile positioning data. The MFAs do not coincide necessarily with…