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Credit card fraud has been a persistent issue since the last century, causing significant financial losses to the industry. The most effective way to prevent fraud is by contacting customers to verify suspicious transactions. However, while…

Machine Learning · Computer Science 2026-02-09 Menghao Huo , Kuan Lu , Qiang Zhu , Zhenrui Chen

The proliferation of malware variants poses a significant challenges to traditional malware detection approaches, such as signature-based methods, necessitating the development of advanced machine learning techniques. In this research, we…

Machine Learning · Computer Science 2024-12-30 Ritik Mehta , Olha Jureckova , Mark Stamp

The credit card has become the most popular payment method for both online and offline transactions. The necessity to create a fraud detection algorithm to precisely identify and stop fraudulent activity arises as a result of both the…

Artificial Intelligence · Computer Science 2023-03-14 AlsharifHasan Mohamad Aburbeian , Huthaifa I. Ashqar

We present a novel hybrid quantum-classical neural network architecture for fraud detection that integrates a classical Long Short-Term Memory (LSTM) network with a variational quantum circuit. By leveraging quantum phenomena such as…

Quantum Physics · Physics 2025-05-02 Rushikesh Ubale , Sujan K. K. , Sangram Deshpande , Gregory T. Byrd

Detection of a Fraud transaction on credit cards became one of the major problems for financial institutions, organizations and companies. As the global financial system is highly connected to non-cash transactions and online operations…

Machine Learning · Computer Science 2022-05-31 Dinara Rzayeva , Saber Malekzadeh

The rapid expansion of e-commerce and the widespread use of credit cards in online purchases and financial transactions have significantly heightened the importance of promptly and accurately detecting credit card fraud (CCF). Not only do…

Risk Management · Quantitative Finance 2025-02-25 Mehdi Hosseini Chagahi , Niloufar Delfan , Saeed Mohammadi Dashtaki , Behzad Moshiri , Md. Jalil Piran

This study addresses the actual behavior of the credit-card fraud detection environment where financial transactions containing sensitive data must not be amassed in an enormous amount to conduct learning. We introduce a new adaptive…

Machine Learning · Computer Science 2021-08-09 Armin Sadreddin , Samira Sadaoui

Advances in computer vision have brought us to the point where we have the ability to synthesise realistic fake content. Such approaches are seen as a source of disinformation and mistrust, and pose serious concerns to governments around…

Computer Vision and Pattern Recognition · Computer Science 2019-11-20 Tharindu Fernando , Clinton Fookes , Simon Denman , Sridha Sridharan

This paper addresses the problem of unsupervised approach of credit card fraud detection in unbalanced dataset using the ARIMA model. The ARIMA model is fitted on the regular spending behaviour of the customer and is used to detect fraud if…

Cryptography and Security · Computer Science 2020-09-17 Giulia Moschini , Régis Houssou , Jérôme Bovay , Stephan Robert-Nicoud

The credit cards' fraud transactions detection is the important problem in machine learning field. To detect the credit cards's fraud transactions help reduce the significant loss of the credit cards' holders and the banks. To detect the…

Machine Learning · Statistics 2019-09-02 Loc Tran , Tuan Tran , Linh Tran , An Mai

Money laundering is the crucial mechanism utilized by criminals to inject proceeds of crime to the financial system. The primary responsibility of the detection of suspicious activity related to money laundering is with the financial…

Machine Learning · Computer Science 2020-11-18 Utku Görkem Ketenci , Tolga Kurt , Selim Önal , Cenk Erbil , Sinan Aktürkoğlu , Hande Şerban İlhan

Addressing class imbalance is a central challenge in credit card fraud detection, as it directly impacts predictive reliability in real-world financial systems. To overcome this, the study proposes an enhanced workflow based on the…

Machine Learning · Computer Science 2026-02-09 Reza E. Fazel , Arash Bakhtiary , Siavash A. Bigdeli

Phishing detection on Ethereum has increasingly leveraged advanced machine learning techniques to identify fraudulent transactions. However, limited attention has been given to understanding the effectiveness of feature selection strategies…

Cryptography and Security · Computer Science 2025-04-28 Ahod Alghuried , Abdulaziz Alghamdi , Ali Alkinoon , Soohyeon Choi , Manar Mohaisen , David Mohaisen

The continuous growth of the e-commerce industry attracts fraudsters who exploit stolen credit card details. Companies often investigate suspicious transactions in order to retain customer trust and address gaps in their fraud detection…

Cryptography and Security · Computer Science 2025-06-16 Shaun Shuster , Eyal Zaloof , Asaf Shabtai , Rami Puzis

Credit scoring is vital in the financial industry, assessing the risk of lending to credit card applicants. Traditional credit scoring methods face challenges with large datasets and data imbalance between creditworthy and non-creditworthy…

Computational Engineering, Finance, and Science · Computer Science 2024-09-26 Kejian Tong , Zonglin Han , Yanxin Shen , Yujian Long , Yijing Wei

Credit card fraud imposes significant costs on both cardholders and issuing banks. Fraudsters often disguise their crimes, such as using legitimate transactions through several benign users to bypass anti-fraud detection. Existing graph…

Machine Learning · Computer Science 2025-03-04 Yao Zou , Dawei Cheng

This systematic literature review examines the role of machine learning in fraud detection within digital banking, synthesizing evidence from 118 peer-reviewed studies and institutional reports. Following the PRISMA guidelines, the review…

Machine Learning · Computer Science 2025-10-08 Md Zahin Hossain George , Md Khorshed Alam , Md Tarek Hasan

Various problems of any credit card fraud detection based on machine learning come from the imbalanced aspect of transaction datasets. Indeed, the number of frauds compared to the number of regular transactions is tiny and has been shown to…

Machine Learning · Computer Science 2022-06-28 François de la Bourdonnaye , Fabrice Daniel

In e-commerce industry, user behavior sequence data has been widely used in many business units such as search and merchandising to improve their products. However, it is rarely used in financial services not only due to its 3V…

Machine Learning · Computer Science 2021-01-13 Wei Min , Weiming Liang , Hang Yin , Zhurong Wang , Mei Li , Alok Lal

With the rapid growth of e-commerce, online payment fraud has become increasingly complex, posing serious threats to financial security and consumer trust. Traditional detection methods often struggle to capture the intricate relational…

Computational Engineering, Finance, and Science · Computer Science 2025-09-15 RuiHan Luo , Nanxi Wang , Xiaotong Zhu