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This paper studies the optimal dividend for a multi-line insurance group, in which each subsidiary runs a product line and is exposed to some external credit risk. The default contagion is considered such that one default event may increase…

Risk Management · Quantitative Finance 2020-10-30 Zhuo Jin , Huafu Liao , Yue Yang , Xiang Yu

The Tweedie GLM is a widely used method for predicting insurance premiums. However, the structure of the logarithmic mean is restricted to a linear form in the Tweedie GLM, which can be too rigid for many applications. As a better…

Methodology · Statistics 2016-04-22 Yi Yang , Wei Qian , Hui Zou

We study the tail behavior of the distribution of the sum of asymptotically independent risks whose marginal distributions belong to the maximal domain of attraction of the Gumbel distribution. We impose conditions on the distribution of…

Probability · Mathematics 2009-06-29 Abhimanyu Mitra , Sidney I. Resnick

In actuarial practice the dependency between contract limitations (deductibles, copayments) and health care expenditures are measured by the application of the Monte Carlo simulation technique. We propose, for the same goal, an alternative…

Methodology · Statistics 2020-11-19 Fabio Baione , Davide Biancalana , Paolo De Angelis

The classical Cramer-Lundberg model was the first attempt to describe the financial condition of the insurance company. The incomes were approximated by a steady stream of money, insurance payments were not limited and could take any value…

Probability · Mathematics 2022-02-09 B. H. Jasiulis-Gołdyn , A. Lechańska , J. K. Misiewicz

In this paper, we study the robust optimal investment and risk control problem for an insurer who owns the insider information about the financial market and the insurance market under model uncertainty. Both financial risky asset process…

Numerical Analysis · Mathematics 2022-07-15 Chao Yu , Yuhan Cheng , Yilun Song

Learning the joint dependence of discrete variables is a fundamental problem in machine learning, with many applications including prediction, clustering and dimensionality reduction. More recently, the framework of copula modeling has…

Machine Learning · Statistics 2013-11-15 Alfredo Kalaitzis , Ricardo Silva

We analyze the problem of the analytical characterization of the probability distribution of financial returns in the exponential Ornstein-Uhlenbeck model with stochastic volatility. In this model the prices are driven by a Geometric…

Computational Finance · Quantitative Finance 2009-11-13 Giacomo Bormetti , Valentina Cazzola , Guido Montagna , Oreste Nicrosini

Aiming for more realistic optimal dividend policies, we consider a stochastic control problem with linearly bounded control rates using a performance function given by the expected present value of dividend payments made up to ruin. In a…

Probability · Mathematics 2020-07-14 Jean-François Renaud , Clarence Simard

In ruin theory, the net profit condition intuitively means that the incurred random claims on average do not occur more often than premiums are gained. The breach of the net profit condition causes guaranteed ruin in few but simple cases…

Probability · Mathematics 2024-01-08 Andrius Grigutis , Arvydas Karbonskis , Jonas Šiaulys

We derive bounds on the distribution function, therefore also on the Value-at-Risk, of $\varphi(\mathbf X)$ where $\varphi$ is an aggregation function and $\mathbf X = (X_1,\dots,X_d)$ is a random vector with known marginal distributions…

Risk Management · Quantitative Finance 2018-11-20 Thibaut Lux , Antonis Papapantoleon

We study portfolio selection in a complete continuous-time market where the preference is dictated by the rank-dependent utility. As such a model is inherently time inconsistent due to the underlying probability weighting, we study the…

Mathematical Finance · Quantitative Finance 2020-06-04 Ying Hu , Hanqing Jin , Xun Yu Zhou

In this paper we review Bernstein and grid-type copulas for arbitrary dimensions and general grid resolutions in connection with discrete random vectors possessing uniform margins. We further suggest a pragmatic way to fit the dependence…

Methodology · Statistics 2020-10-30 Dietmar Pfeifer , Doreen Strassburger , Joerg Philipps

This study models the monopoly pricing of weather index insurance as a Bowley-type sequential game involving a profit-maximizing insurer (leader) and a farmer (follower). The farmer chooses an insurance payoff to minimize a convex…

Risk Management · Quantitative Finance 2025-12-02 Tim J. Boonen , Wenyuan Li , Zixiao Quan

Over the last decade, dividends have become a standalone asset class instead of a mere side product of an equity investment. We introduce a framework based on polynomial jump-diffusions to jointly price the term structures of dividends and…

Mathematical Finance · Quantitative Finance 2020-05-26 Damir Filipović , Sander Willems

Important models in insurance, for example the Carm{\'e}r--Lundberg theory and the Sparre Andersen model, essentially rely on the Poisson process. The process is used to model arrival times of insurance claims. This paper extends the…

Statistics Theory · Mathematics 2019-04-16 Arun Kumar , Nikolai Leonenko , Alois Pichler

Dependent generalized extreme value (dGEV) models have attracted much attention due to the dependency structure that often appears in real datasets. To construct a dGEV model, a natural approach is to assume that some parameters in the…

Methodology · Statistics 2017-03-06 Bo Ning , Peter Bloomfield

This paper considers an insurer with two collaborating business lines that must make three critical decisions: (1) dividend payout, (2) a combination of proportional and excess-of-loss reinsurance coverage, and (3) capital injection between…

Optimization and Control · Mathematics 2025-11-17 Tim J. Boonen , Engel John C. Dela Vega

We consider a risk-sensitive optimization of consumption-utility on infinite time horizon where the one-period investment gain depends on an underlying economic state whose evolution over time is assumed to be described by a discrete-time,…

Optimization and Control · Mathematics 2021-11-19 Anindya Goswami , Nimit Rana , Tak Kuen Siu

This paper introduces a unified micro-level stochastic framework for the joint modeling of loss reserves (RBNS), incurred but not reported (IBNR) reserves, and unearned premium risk under dependence, inflation, and discounting. The proposed…

Applications · Statistics 2025-12-15 Emmanuel Hamel , Anas Abdallah , Ghislain Léveillé