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Microfinance, despite its significant potential for poverty reduction, is facing sustainability hardships due to high default rates. Although many methods in regular finance can estimate credit scores and default probabilities, these…

General Finance · Quantitative Finance 2022-12-13 Christian Kurniawan , Xiyu Deng , Adhiraj Chakraborty , Assane Gueye , Niangjun Chen , Yorie Nakahira

Training and evaluation of fair classifiers is a challenging problem. This is partly due to the fact that most fairness metrics of interest depend on both the sensitive attribute information and label information of the data points. In many…

Machine Learning · Computer Science 2021-02-18 Pranjal Awasthi , Alex Beutel , Matthaeus Kleindessner , Jamie Morgenstern , Xuezhi Wang

A widespread approach in machine learning to evaluate the quality of a classifier is to cross -- classify predicted and actual decision classes in a confusion matrix, also called error matrix. A classification tool which does not assume…

Machine Learning · Computer Science 2019-10-02 Ivo Düntsch , Günther Gediga

A fundamental challenge in developing data-driven approaches to ecological systems for tasks such as state estimation and prediction is the paucity of the observational or measurement data. For example, modern machine-learning techniques…

Quantitative Methods · Quantitative Biology 2024-10-11 Zheng-Meng Zhai , Bryan Glaz , Mulugeta Haile , Ying-Cheng Lai

One of the core applications of machine learning to knowledge discovery consists on building a function (a hypothesis) from a given amount of data (for instance a decision tree or a neural network) such that we can use it afterwards to…

Machine Learning · Computer Science 2007-05-23 Carlos Domingo , Ricard Gavalda , Osamu Watanabe

With exponential growth in the human population, it is vital to conserve natural resources without compromising on producing enough food to feed everyone. Doing so can improve people's livelihoods, health, and ecosystems for the present and…

Machine Learning · Computer Science 2022-09-16 Fiona Victoria Stanley Jothiraj

Intuitively, unfamiliarity should lead to lack of confidence. In reality, current algorithms often make highly confident yet wrong predictions when faced with relevant but unfamiliar examples. A classifier we trained to recognize gender is…

Computer Vision and Pattern Recognition · Computer Science 2020-09-09 Zhizhong Li , Derek Hoiem

Millions of people worldwide are absent from their country's census. Accurate, current, and granular population metrics are critical to improving government allocation of resources, to measuring disease control, to responding to natural…

Computer Vision and Pattern Recognition · Computer Science 2019-05-08 Wenjie Hu , Jay Harshadbhai Patel , Zoe-Alanah Robert , Paul Novosad , Samuel Asher , Zhongyi Tang , Marshall Burke , David Lobell , Stefano Ermon

As one of the most commonly seen data challenges, missing data, in particular, multiple, non-monotone missing patterns, complicates estimation and inference due to the fact that missingness mechanisms are often not missing at random, and…

Methodology · Statistics 2025-04-21 Jianing Dong , Raymond K. W. Wong , Kwun Chuen Gary Chan

In many regions of the world, sparse data on key economic outcomes inhibits the development, targeting, and evaluation of public policy. We demonstrate how advancements in satellite imagery and machine learning can help ameliorate these…

General Economics · Economics 2023-01-11 Nathan Ratledge , Gabe Cadamuro , Brandon de la Cuesta , Matthieu Stigler , Marshall Burke

Though neural network models demonstrate impressive performance, we do not understand exactly how these black-box models make individual predictions. This drawback has led to substantial research devoted to understand these models in areas…

Machine Learning · Computer Science 2020-01-10 Serena Booth , Ankit Shah , Yilun Zhou , Julie Shah

Many modern methods for prediction leverage nearest neighbor search to find past training examples most similar to a test example, an idea that dates back in text to at least the 11th century and has stood the test of time. This monograph…

Machine Learning · Computer Science 2025-02-25 George H. Chen , Devavrat Shah

Community detection is one of the most important problems in network analysis. Among many algorithms proposed for this task, methods based on statistical inference are of particular interest: they are mathematically sound and were shown to…

Social and Information Networks · Computer Science 2019-02-25 Liudmila Prokhorenkova , Alexey Tikhonov

In this paper, we examine the problem of missing data in high-dimensional datasets by taking into consideration the Missing Completely at Random and Missing at Random mechanisms, as well as theArbitrary missing pattern. Additionally, this…

Artificial Intelligence · Computer Science 2016-07-04 Collins Leke , Tshilidzi Marwala

Social contexts -- such as families, schools, and neighborhoods -- shape life outcomes. The key question is not simply whether they matter, but rather for whom and under what conditions. Here, we argue that prediction gaps -- differences in…

Social and Information Networks · Computer Science 2025-07-01 Javier Garcia-Bernardo , Eva Jaspers , Weverthon Machado , Samuel Plach , Erik Jan van Leeuwen

This paper studies the probability of error associated with the social machine learning framework, which involves an independent training phase followed by a cooperative decision-making phase over a graph. This framework addresses the…

Machine Learning · Computer Science 2024-07-10 Ping Hu , Virginia Bordignon , Mert Kayaalp , Ali H. Sayed

We propose a novel adaptive approximation approach for test-time resource-constrained prediction. Given an input instance at test-time, a gating function identifies a prediction model for the input among a collection of models. Our…

Machine Learning · Statistics 2017-05-30 Feng Nan , Venkatesh Saligrama

Slums, informal settlements, and deprived areas are urban regions characterized by poverty. According to the United Nations, over one billion people reside in these areas, and this number is projected to increase. Additionally, these…

General Economics · Economics 2024-12-19 Katharina Henn , Michaela Lestakova , Kevin Logan , Jakob Hartig , Stefanos Georganos , John Friesen

Nowadays, many decisions are made using predictive models built on historical data.Predictive models may systematically discriminate groups of people even if the computing process is fair and well-intentioned. Discrimination-aware data…

Computers and Society · Computer Science 2015-11-23 Indre Zliobaite

Many machine learning algorithms are based on the assumption that training examples are drawn independently. However, this assumption does not hold anymore when learning from a networked sample because two or more training examples may…

Artificial Intelligence · Computer Science 2017-06-06 Yuyi Wang , Jan Ramon , Zheng-Chu Guo