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In the past two decades, the number of mobile products being created by companies has grown exponentially. However, although these devices are constantly being upgraded with the newest features, the security measures used to protect these…

Cryptography and Security · Computer Science 2024-09-04 Laura Pryor , Rushit Dave , Naeem Seliya , Evelyn R Sowells Boone

Small and Medium Enterprises (SMEs) access to external finance is an issue of significant research interest to academicians. Commercial banks consider many SMEs not to be credit worthy because of their inability to meet some banking…

General Finance · Quantitative Finance 2020-10-26 David Haritone Shikumo , Mwangi Mirie

With the emergence of the Internet-of-Things (IoT), there is a growing need for access control and data protection on low-power, pervasive devices. Biometric-based authentication is promising for IoT due to its convenient nature and lower…

Cryptography and Security · Computer Science 2018-03-28 Nima Karimian , Zimu Guo , Fatemeh Tehranipoor , Damon Woodard , Mark Tehranipoor , Domenic Forte

Blockchain technology has evolved as a promising means to transform data management models in many domains including healthcare, agricultural research, tourism domains etc. In the research community, a usable blockchain-based system can…

Computers and Society · Computer Science 2025-10-29 Ajay Kumar Shrestha , Julita Vassileva

Organizations continue to invest in artificial intelligence, yet many struggle to ensure that employees adopt and engage with these tools. Drawing on research highlighting the interpersonal and learning demands of technology use, this study…

Computers and Society · Computer Science 2026-02-27 Aaron Reich , Diana Wolfe , Matt Price , Alice Choe , Fergus Kidd , Hannah Wagner

Security vulnerabilities of traditional single factor authentication has become a major concern for security practitioners and researchers. To mitigate single point failures, new and technologically advanced Multi-Factor Authentication…

Cryptography and Security · Computer Science 2019-08-19 Sanchari Das , Bingxing Wang , Zachary Tingle , L. Jean Camp

Financial management has been revolutionized by mobile banking, but increasing usefulness and satisfaction requires a better user experience. This study aims to provide an improved customer experience by offering user-friendly interfaces,…

Human-Computer Interaction · Computer Science 2026-04-09 Luniva Chitrakar , Ishan Panta , Biplov Paneru , Sangharsh Poudel , Lahana Kansakar

This paper presents an overview of the main topics related to biometric security technology, with the main purpose to provide a primer on this subject. Biometrics can offer greater security and convenience than traditional methods for…

Cryptography and Security · Computer Science 2022-02-24 Marcos Faundez-Zanuy

Cashless payment systems offer many benefits over cash, but also have some drawbacks. Fake terminals, skimming, wireless connectivity, and relay attacks are persistent problems. Attempts to overcome one problem often lead to another - for…

Cryptography and Security · Computer Science 2024-09-27 Jack Sturgess , Ivan Martinovic

Biometrics are widely used for authentication in consumer devices and business settings as they provide sufficiently strong security, instant verification and convenience for users. However, biometrics are hard to keep secret, stolen…

Cryptography and Security · Computer Science 2018-08-22 Mozhgan Azimpourkivi , Umut Topkara , Bogdan Carbunar

Rolling out a new security mechanism in an organisation requires planning, good communication, adoption from users, iterations of reflection on the challenges experienced and how they were overcome. Our case study elicited users'…

Cryptography and Security · Computer Science 2020-11-06 Abideen Tetlay , Helen Treharne , Tom Ascroft , Sotiris Moschoyiannis

Biometric recognition is a trending technology that uses unique characteristics data to identify or verify/authenticate security applications. Amidst the classically used biometrics, voice and face attributes are the most propitious for…

This paper is targeted in the area of biometric data enabled security system based on the machine learning for the digital health. The disadvantages of traditional authentication systems include the risks of forgetfulness, loss, and theft.…

Cryptography and Security · Computer Science 2019-12-03 Amang Song-Kyoo Kim , Chan Yeob Yeun , Paul D. Yoo

The study analyzed the impact of financial inclusion on the effectiveness of monetary policy in developing countries. By using a panel data set of 10 developing countries during 2004-2020, the study revealed that the financial inclusion…

General Economics · Economics 2023-08-25 Gautam Kumar Biswas , Faruque Ahamed

Today, almost all banks have adopted ICT as a means of enhancing their banking service quality. These banks provide ICT based electronic service which is also called electronic banking, internet banking or online banking etc to their…

General Finance · Quantitative Finance 2021-05-28 Esther Enoch Yusuf , Abubakar Bala

Passwords remain a widely-used authentication mechanism, despite their well-known security and usability limitations. To improve on this situation, next-generation authentication mechanisms, based on behavioral biometric factors such as eye…

Cryptography and Security · Computer Science 2025-05-06 Matin Fallahi , Patricia Arias Cabarcos , Thorsten Strufe

Biometric data contains distinctive human traits such as facial features or gait patterns. The use of biometric data permits an individuation so exact that the data is utilized effectively in identification and authentication systems. But…

Cryptography and Security · Computer Science 2024-07-10 Simon Hanisch , Julian Todt , Jose Patino , Nicholas Evans , Thorsten Strufe

The prevalence of biometric authentication has been on the rise due to its ease of use and elimination of weak passwords. To date, most biometric authentication systems have been designed for on-device authentication of the device owner…

Cryptography and Security · Computer Science 2026-04-29 Alexander Bienstock , Daniel Escudero , Antigoni Polychroniadou , Zhen Zeng , Pranav Bhat , Ashok Singal , Prashant Sharma , Manuela Veloso

Biometric-based verification is widely employed on the smartphones for various applications, including financial transactions. In this work, we present a new multimodal biometric dataset (face, voice, and periocular) acquired using a…

Computer Vision and Pattern Recognition · Computer Science 2019-12-06 Raghavendra Ramachandra , Martin Stokkenes , Amir Mohammadi , Sushma Venkatesh , Kiran Raja , Pankaj Wasnik , Eric Poiret , Sébastien Marcel , Christoph Busch

The security of private information is becoming the bedrock of an increasingly digitized society. While the users are flooded with passwords and PINs, these gold-standard explicit authentications are becoming less popular and valuable.…

Signal Processing · Electrical Eng. & Systems 2020-08-26 William Cheung , Sudip Vhaduri
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