Related papers: A Framework for the Adoption of Biometric ATM Auth…
This paper develops a unified framework for analyzing technology adoption in financial networks that incorporates spatial spillovers, network externalities, and their interaction. The framework characterizes adoption dynamics through a…
This study investigates whether demographic factors shape adoption and attitudes among employees toward artificial intelligence (AI) technologies at work. Building on an extended Unified Theory of Acceptance and Use of Technology (UTAUT),…
Traditional authentication systems that rely on simple passwords, PIN numbers or tokens have many security issues, like easily guessed passwords, PIN numbers written on the back of cards, etc. Thus, biometric authentication methods that…
"The output of a computerised system can only be as accurate as the information entered into it." This rather trivial statement is the basis behind one of the driving concepts in biometric recognition: biometric quality. Quality is nowadays…
Biometric payment, i.e., biometric authentication implemented in digital payment systems, can reduce memory demands and streamline payment for older adults. However, older adults' perceptions and practices regarding biometric payment remain…
Over the past two decades, biometric recognition has exploded into a plethora of different applications around the globe. This proliferation can be attributed to the high levels of authentication accuracy and user convenience that biometric…
Traditional authentication systems use alphanumeric or graphical passwords, or token-based techniques that require "something you know and something you have". The disadvantages of these systems include the risks of forgetfulness, loss, and…
Mobile devices and technologies have become increasingly popular, offering comparable storage and computational capabilities to desktop computers allowing users to store and interact with sensitive and private information. The security and…
Technology adoption research aims to determine the reasons why and how individuals, corporations, and industries start using new technology. Furthermore, technology adoption itself is decomposed into underlying sub-processes which are…
Active authentication is the problem of continuously verifying the identity of a person based on behavioral aspects of their interaction with a computing device. In this study, we collect and analyze behavioral biometrics data from…
Authentication in financial systems remains a uniquely high-stakes security challenge, where even marginal increases in false acceptance can result in catastrophic monetary loss. Existing deployments of adaptive authentication, which…
This paper addresses the evaluation of the performance of the decision support system that utilizes face and facial expression biometrics. The evaluation criteria include risk of error and related reliability of decision, as well as their…
BIOMETRICS are an important and widely used class of methods for identity verification and access control. Biometrics are attractive because they are inherent properties of an individual. They need not be remembered like passwords, and are…
Automatically verifying the identity of a person by means of biometrics is an important application in day-to-day activities such as accessing banking services and security control in airports. To increase the system reliability, several…
The biometric system is an automatic identification and authentication system that uses unique biological traits, such as fingerprint, face, iris, voice, retina, etc. of an individual. Of all these systems, fingerprint biometric system is…
Mobile applications are widely used for online services sharing a large amount of personal data online. One-time authentication techniques such as passwords and physiological biometrics (e.g., fingerprint, face, and iris) have their own…
Wallet may be described as container application used for configuring, accessing and analysing data from underlying payment application(s). There are two dominant types of digital wallet applications, proximity wallet and remote wallet. In…
Biometrics is the science and technology of measuring and analyzing biological data of human body, extracting a feature set from the acquired data, and comparing this set against to the template set in the database. Experimental studies…
Internet banking (IB) continues to face security concerns arising from illegal access to users accounts. Use of personal identification numbers (PIN) as a single authentication method for IB users is prone to insecurities such as phishing,…
As market wearables are becoming popular with a range of services, including making financial transactions, accessing cars, etc. that they provide based on various private information of a user, security of this information is becoming very…