Related papers: Aadhaar-Based Unified Payment Solution
In the present day, the requirement of securing electronic cash flow system are increasing significantly. Todays life is so busy that spending a valuable second cost so much. In, such situation if money flow is possible swiftly by just one…
The Internet of Things (IoT) has caused a revolutionary paradigm shift in computer networking. After decades of human-centered routines, where devices were merely tools that enabled human beings to authenticate themselves and perform…
With the innovation of distributed ledger technology (DLT), often known as blockchain technology, there has been significant growth of digital tokens in the form of cryptocurrencies, stablecoins, and central bank digital currencies. As the…
The no-cloning theorem can be used as a basis for quantum money constructions which guarantee unconditionally unforgeable currency. Existing schemes, however, either (i) require long-term quantum memory and quantum communication between the…
Digital wallet as a software program or a digital device allows users to conduct various transactions. Hot and cold digital wallets are considered as two types of this wallet. Digital wallets need an online connection fall into the first…
Money transfer is an abstraction that realizes the core of cryptocurrencies. It has been shown that, contrary to common belief, money transfer in the presence of Byzantine faults can be implemented in asynchronous networks and does not…
Humanitarian organizations distribute aid to people affected by armed conflicts or natural disasters. Digitalization has the potential to increase the efficiency and fairness of aid-distribution systems, and recent work by Wang et al. has…
Aiming to support a cross-sector and cross-border eGovernance paradigm for sharing common public services, this paper introduces an AI-enhanced solution that enables beneficiaries to participate in a decenntralized network for effective big…
As the killer application of blockchain technology, blockchain-based payments have attracted extensive attention ranging from hobbyists to corporates to regulatory bodies. Blockchain facilitates fast, secure, and cross-border payments…
The cloud computing platform gives people the opportunity for sharing resources, services and information among the people of the whole world. In private cloud system, information is shared among the persons who are in that cloud. For this,…
Income verification is the problem of validating a person's stated income given basic identity information such as name, location, job title and employer. It is widely used in the context of mortgage lending, rental applications and other…
This article builds upon the protocol for digital transfers described by Goodell, Toliver, and Nakib, which combines privacy by design for consumers with strong compliance enforcement for recipients of payments and self-validating assets…
Many mobile systems and wearable devices, such as Virtual Reality (VR) or Augmented Reality (AR) headsets, lack a keyboard or touchscreen to type an ID and password for signing into a virtual website. However, they are usually equipped with…
Electronic tickets (e-tickets) are electronic versions of paper tickets, which enable users to access intended services and improve services' efficiency. However, privacy may be a concern of e-ticket users. In this paper, a…
Blockchain is an innovative distributed ledger technology which has attracted a wide range of interests for building the next generation of applications to address lack-of-trust issues in business. Blockchain as a service (BaaS) is a…
The citizenship identities of a nation's occupants enable the state to identify and authenticate them unquestionably. These documents help individuals in recognizing themselves and to profit from the rights and advantages given to them by…
Payment platforms have significantly evolved in recent years to keep pace with the proliferation of online and cashless payments. These platforms are increasingly aligned with online social networks, allowing users to interact with each…
Account abstraction allows a contract wallet to initiate transaction execution. Thus, account abstraction is useful for preserving the privacy of externally owned accounts (EOAs) because it can remove a transaction issued from an EOA to the…
The project envisages the implementation of an e-payment system utilizing FIPS-201 Smart Card. The system combines hardware and software modules. The hardware module takes data insertions (e.g. currency notes), processes the data and then…
Authentication and authorization are two key elements of a software application. In modern day, OAuth 2.0 framework and OpenID Connect protocol are widely adopted standards fulfilling these requirements. These protocols are implemented into…