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Related papers: Fluctuation Analysis for the Loss From Default

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We develop a dynamic point process model of correlated default timing in a portfolio of firms, and analyze typical default profiles in the limit as the size of the pool grows. In our model, a firm defaults at a stochastic intensity that is…

Risk Management · Quantitative Finance 2013-02-13 Kay Giesecke , Konstantinos Spiliopoulos , Richard B. Sowers

We propose two structural models for stochastic losses given default which allow to model the credit losses of a portfolio of defaultable financial instruments. The credit losses are integrated into a structural model of default events…

Risk Management · Quantitative Finance 2015-03-20 Simone Farinelli , Mykhaylo Shkolnikov

As it is known in the finance risk and macroeconomics literature, risk-sharing in large portfolios may increase the probability of creation of default clusters and of systemic risk. We review recent developments on mathematical and…

Risk Management · Quantitative Finance 2015-02-20 Konstantinos Spiliopoulos

We prove a law of large numbers for the loss from default and use it for approximating the distribution of the loss from default in large, potentially heterogenous portfolios. The density of the limiting measure is shown to solve a…

Risk Management · Quantitative Finance 2015-02-20 Kay Giesecke , Konstantinos Spiliopoulos , Richard B. Sowers , Justin A. Sirignano

We present the qGaussian generalization of the Merton framework, which takes into account slow fluctuations of the volatility of the firms market value of financial assets. The minimal version of the model depends on the Tsallis entropic…

Risk Management · Quantitative Finance 2014-10-28 Yuri A. Katz

In structural credit risk models, default events and the ensuing losses are both derived from the asset values at maturity. Hence it is of utmost importance to choose a distribution for these asset values which is in accordance with…

Risk Management · Quantitative Finance 2016-01-13 Thilo A. Schmitt , Rudi Schäfer , Thomas Guhr

This article deals with the problem of optimal allocation of capital to corporate bonds in fixed income portfolios when there is the possibility of correlated defaults. Using a multivariate normal Copula function for the joint default…

Adaptation and Self-Organizing Systems · Physics 2008-12-02 Mark B. Wise , Vineer Bhansali

We consider a system of multiscale stochastic differential equations whose slow component is drivenby a fractional Brownian motion with Hurst parameter H greater than 1/2. Under ergodic assumptions ensuring the applicability of the…

Probability · Mathematics 2025-12-10 Xue-Mei Li , Colin Piernot , Szymon Sobczak , Kexing Ying

The stability of the financial system is associated with systemic risk factors such as the concurrent default of numerous small obligors. Hence it is of utmost importance to study the mutual dependence of losses for different creditors in…

Risk Management · Quantitative Finance 2017-06-30 Andreas Mühlbacher , Thomas Guhr

In this short paper, we study the simulation of a large system of stochastic processes subject to a common driving noise and fast mean-reverting stochastic volatilities. This model may be used to describe the firm values of a large pool of…

Numerical Analysis · Mathematics 2021-10-13 Andrei Cozma , Christoph Reisinger

The impact of a stress scenario of default events on the loss distribution of a credit portfolio can be assessed by determining the loss distribution conditional on these events. While it is conceptually easy to estimate loss distributions…

Risk Management · Quantitative Finance 2016-01-11 Dirk Tasche

This article deals with the problem of optimal allocation of capital to corporate bonds in fixed income portfolios when there is the possibility of correlated defaults. Under fairly general assumptions for the distribution of the total net…

Adaptation and Self-Organizing Systems · Physics 2008-12-10 Mark B. Wise , Vineer Bhansali

The fluctuation theorem characterizes the distribution of the dissipation in nonequilibrium systems and proves that the average dissipation will be positive. For a large system with no external source of fluctuation, fluctuations in…

Statistical Mechanics · Physics 2018-12-18 Guillaume Michel , Debra J. Searles

The classical Luria-Delbr\"uck model for fluctuation analysis is extended to the case where cells can either divide or die at the end of their generation time. This leads to a family of probability distributions generalizing the…

Populations and Evolution · Quantitative Biology 2013-05-30 Bernard Ycart

Returning a system to a desired state under a force field involves a thermodynamic cost, i.e., {\it work}. This cost fluctuates for a small-scale system from one experimental realization to another. We introduce a general framework to…

Statistical Mechanics · Physics 2022-12-07 Deepak Gupta , Carlos A. Plata

Regression models for limited continuous dependent variables having a non-negligible probability of attaining exactly their limits are presented. The models differ in the number of parameters and in their flexibility. Fractional data being…

Applications · Statistics 2012-05-31 Fabio Sigrist , Werner A. Stahel

In the aftermath of the global financial crisis, much attention has been paid to investigating the appropriateness of the current practice of default risk modeling in banking, finance and insurance industries. A recent empirical study by…

Computational Finance · Quantitative Finance 2013-06-28 Jia-Wen Gu , Bo Jiang , Wai-Ki Ching , Harry Zheng

This study proposes a stochastic model for loss-given-default (LGD) which provides the LGD distribution based on credit market and company-specific financial conditions. The model utilizes last passage time of a linear diffusion…

Risk Management · Quantitative Finance 2025-11-04 Masahiko Egami , Rusudan Kevkhishvili

We consider the out-of-equilibrium, purely relaxational dynamics of a weakly diluted Ising model in the aging regime at criticality. We derive at first order in a $\sqrt{\epsilon}$ expansion the two-time response and correlation functions…

Statistical Mechanics · Physics 2011-07-19 Pasquale Calabrese , Andrea Gambassi

We study fluctuations in diffusion-limited reaction systems driven out of their stationary state. Using a numerically exact method, we investigate fluctuation ratios in various systems which differ by their level of violation of microscopic…

Statistical Mechanics · Physics 2009-11-13 Sven Dorosz , Michel Pleimling
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