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Large Language Models (LLM), which have developed in recent years, enable credit risk assessment through the analysis of financial texts such as analyst reports and corporate disclosures. This paper presents the first systematic review and…

Risk Management · Quantitative Finance 2025-06-10 Muhammed Golec , Maha AlabdulJalil

Large language models (LLMs) hold great promise for business applications, yet business analysis remains inherently complex, demanding rigorous reasoning and the integration of diverse knowledge sources. Existing benchmarks typically target…

Computational Engineering, Finance, and Science · Computer Science 2026-04-21 Jianing Hao , Yuhe Wu , Yuanjian Xu , Shichang Meng , Shuai Yuan , Wei Zeng , Zixuan Wang , Guang Zhang

Selecting language models in business contexts requires a careful analysis of the final financial benefits of the investment. However, the emphasis of academia and industry analysis of LLM is solely on performance. This work introduces a…

Artificial Intelligence · Computer Science 2024-05-29 Geraldo Xexéo , Filipe Braida , Marcus Parreiras , Paulo Xavier

Explainable reinforcement learning (XRL) is an emerging subfield of explainable machine learning that has attracted considerable attention in recent years. The goal of XRL is to elucidate the decision-making process of learning agents in…

Machine Learning · Computer Science 2022-02-18 Stephanie Milani , Nicholay Topin , Manuela Veloso , Fei Fang

A multitude of interconnected risk events -- ranging from regulatory changes to geopolitical tensions -- can trigger ripple effects across firms. Identifying inter-firm risk relations is thus crucial for applications like portfolio…

Computation and Language · Computer Science 2025-12-01 Wei-Ning Chiu , Yu-Hsiang Wang , Andy Hsiao , Yu-Shiang Huang , Chuan-Ju Wang

Climate change is a far-reaching, global phenomenon that will impact many aspects of our society, including the global stock market \cite{dietz2016climate}. In recent years, companies have increasingly been aiming to both mitigate their…

Computation and Language · Computer Science 2020-11-18 Alexandra Luccioni , Emily Baylor , Nicolas Duchene

The rapid dissemination of information through digital platforms has revolutionized the way we access and consume news and information, particularly in the realm of finance. However, this digital age has also given rise to an alarming…

Computers and Society · Computer Science 2023-09-25 Aman Rangapur , Haoran Wang , Kai Shu

Practitioners and researchers trying to strike a balance between accuracy and transparency center Explainable Artificial Intelligence (XAI) at the junction of finance. This paper offers a thorough overview of the changing scene of XAI…

General Finance · Quantitative Finance 2025-11-12 Md Talha Mohsin , Nabid Bin Nasim

Real-world financial analysis involves information across multiple languages and modalities, from reports and news to scanned filings and meeting recordings. Yet most existing evaluations of LLMs in finance remain text-only, monolingual,…

Operations Research (OR) is vital for decision-making in many industries. While recent OR methods have seen significant improvements in automation and efficiency through integrating Large Language Models (LLMs), they still struggle to…

Artificial Intelligence · Computer Science 2025-02-17 Yansen Zhang , Qingcan Kang , Wing Yin Yu , Hailei Gong , Xiaojin Fu , Xiongwei Han , Tao Zhong , Chen Ma

XML has become the de-facto standard for data representation and exchange, resulting in large scale repositories and warehouses of XML data. In order for users to understand and explore these large collections, a summarized, bird's eye view…

Information Retrieval · Computer Science 2009-10-14 Maya Ramanath , Kondreddi Sarath Kumar , Georgiana Ifrim

Research capacity is critical in understanding systemic risk and informing new regulation. Banking regulation has not kept pace with all the complexities of financial innovation. The academic literature on systemic risk is rapidly…

Computational Engineering, Finance, and Science · Computer Science 2013-10-25 Antoaneta Sergueiva

Large Language Models (LLMs) are increasingly adopted in financial analysis for interpreting complex market data and trends. However, their use is challenged by intrinsic biases (e.g., risk-preference bias) and a superficial understanding…

Computation and Language · Computer Science 2024-07-02 Yuhang Zhou , Yuchen Ni , Yunhui Gan , Zhangyue Yin , Xiang Liu , Jian Zhang , Sen Liu , Xipeng Qiu , Guangnan Ye , Hongfeng Chai

The Belief Rule Base (BRB) system that adopts a hybrid approach integrating the precision of expert systems with the adaptability of data-driven models. Characterized by its use of if-then rules to accommodate various types of uncertainty…

Artificial Intelligence · Computer Science 2024-02-27 Karim Derrick

Today's database is associated with interoperability between different domains and applications. This consequently results in the importance of data portability in database. XML format fits the requirements and it has been increasingly used…

Databases · Computer Science 2010-10-07 Mikael Fernandus Simalango

Large Language Models (LLMs) are widely used for writing economic analysis reports or providing financial advice, but their ability to understand economic knowledge and reason about potential results of specific economic events lacks…

Computation and Language · Computer Science 2024-07-02 Yue Guo , Yi Yang

Enterprise financial risk analysis aims at predicting the future financial risk of enterprises. Due to its wide and significant application, enterprise financial risk analysis has always been the core research topic in the fields of Finance…

Risk Management · Quantitative Finance 2026-03-26 Huaming Du , Cancan Feng , Yuqian Lei , Chenyang Zhang , Guisong Liu , Gang Kou , Carl Yang , Yu Zhao

Institutional review boards (IRBs) play a crucial role in ensuring the ethical conduct of human subjects research, but face challenges including inconsistency, delays, and inefficiencies. We propose the development and implementation of…

Computation and Language · Computer Science 2025-09-26 Sebastian Porsdam Mann , Joel Seah Jiehao , Stephen R. Latham , Julian Savulescu , Mateo Aboy , Brian D. Earp

Numerical reasoning is an important task in the analysis of financial documents. It helps in understanding and performing numerical predictions with logical conclusions for the given query seeking answers from financial texts. Recently,…

Computation and Language · Computer Science 2026-01-13 Aryan Mishra , Akash Anil

Answering questions within business and finance requires reasoning, precision, and a wide-breadth of technical knowledge. Together, these requirements make this domain difficult for large language models (LLMs). We introduce BizBench, a…

Computation and Language · Computer Science 2024-03-13 Rik Koncel-Kedziorski , Michael Krumdick , Viet Lai , Varshini Reddy , Charles Lovering , Chris Tanner