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Within the framework of maximum entropy principle we show that the finite-size long-range Ising model is the adequate model for the description of homogeneous credit portfolios and the computation of credit risk when default correlations…

Other Condensed Matter · Physics 2016-08-31 Jordi Molins , Eduard Vives

This paper presents a convenient framework for modeling default process and pricing derivative securities involving credit risk. The framework provides an integrated view of credit valuation adjustment by linking distance-to-default,…

Pricing of Securities · Quantitative Finance 2023-09-08 David Xiao

The modeling of the probability of joint default or total number of defaults among the firms is one of the crucial problems to mitigate the credit risk since the default correlations significantly affect the portfolio loss distribution and…

Risk Management · Quantitative Finance 2022-08-08 Puneet Pasricha , Dharmaraja Selvamuthu , Selvaraju Natarajan

We show how to analyze and interpret the correlation structures, the conditional expectation values and correlation coefficients of exchangeable Bernoulli random variables. We study implied default distributions for the iTraxx-CJ tranches…

Physics and Society · Physics 2008-12-02 S. Mori , K. Kitsukawa , M. Hisakado

This paper describes a flexible and tractable bottom-up dynamic correlation modelling framework with a consistent stochastic recovery specification. The stochastic recovery specification only models the first two moments of the spot…

Pricing of Securities · Quantitative Finance 2010-04-22 Yadong Li

In the paper [Hainaut, D. and Colwell, D.B., {\rm A structural model for credit risk with switching processes and synchronous jumps}, The European Journal of Finance 22(11) (2016): 1040-1062], the authors exploit a synchronous-jump…

Numerical Analysis · Mathematics 2021-12-14 Davood Damircheli , Mohsen Razzaghi , Seyed-Mohammad-Mahdi Kazemi , Ali Foroush Bastani

We consider a structural default model in an interconnected banking network as in Lipton [International Journal of Theoretical and Applied Finance, 19(6), 2016], with mutual obligations between each pair of banks. We analyse the model…

Computational Finance · Quantitative Finance 2017-01-03 Vadim Kaushansky , Alexander Lipton , Christoph Reisinger

This paper examines the valuation and hedging of standard equity protection swap (EPS) products proposed by Xu et al.. To account for financial crises and counterparty default risk, we develop pricing frameworks based on Merton's…

Mathematical Finance · Quantitative Finance 2026-05-26 Marek Rutkowski , Huansang Xu

We propose a hybrid model of portfolio credit risk where the dynamics of the underlying latent variables is governed by a one factor GARCH process. The distinctive feature of such processes is that the long-term aggregate return…

Pricing of Securities · Quantitative Finance 2010-01-07 Arthur M. Berd , Robert F. Engle , Artem Voronov

The present paper provides a multi-period contagion model in the credit risk field. Our model is an extension of Davis and Lo's infectious default model. We consider an economy of n firms which may default directly or may be infected by…

Risk Management · Quantitative Finance 2010-02-01 Didier Rullière , Diana Dorobantu , Areski Cousin

In this work, we study a dynamic portfolio optimization problem related to pairs trading, which is an investment strategy that matches a long position in one security with a short position in another security with similar characteristics.…

Portfolio Management · Quantitative Finance 2018-10-24 Sühan Altay , Katia Colaneri , Zehra Eksi

We introduce a model for the loss distribution of a credit portfolio considering a contagion mechanism for the default of names which is the result of two independent components: an infection attempt generated by defaulting entities and a…

Pricing of Securities · Quantitative Finance 2026-01-22 Gabriele Torri , Rosella Giacometti , Gianluca Farina

We consider the one-dimensional random field Ising model, where the spin-spin coupling, $J$, is ferromagnetic and the external field is chosen to be $+h$ with probability $p$ and $-h$ with probability $1-p$. At zero temperature, we…

High Energy Physics - Theory · Physics 2009-10-22 Edward Farhi , Sam Gutmann

In recent years research on credit risk modelling has mainly focused on default probabilities. Recovery rates are usually modelled independently, quite often they are even assumed constant. Then, however, the structural connection between…

Risk Management · Quantitative Finance 2015-03-06 Alexander F. R. Koivusalo , Rudi Schäfer

The stability of the financial system is associated with systemic risk factors such as the concurrent default of numerous small obligors. Hence it is of utmost importance to study the mutual dependence of losses for different creditors in…

Risk Management · Quantitative Finance 2017-06-30 Andreas Mühlbacher , Thomas Guhr

Diffusion in a linear potential in the presence of position-dependent killing is used to mimic a default process. Different assumptions regarding transport coefficients, initial conditions, and elasticity of the killing measure lead to…

Computational Finance · Quantitative Finance 2015-05-30 Yuri A. Katz

In this paper we propose a new nonparametric approach to interacting failing systems (FS), that is systems whose probability of failure is not negligible in a fixed time horizon, a typical example being firms and financial bonds. The main…

Applications · Statistics 2010-10-19 Pasquale Cirillo , Jürg Hüsler , Pietro Muliere

The current research on credit risk is primarily focused on modeling default probabilities. Recovery rates are often treated as an afterthought; they are modeled independently, in many cases they are even assumed constant. This is despite…

Risk Management · Quantitative Finance 2012-10-16 Rudi Schäfer , Alexander F. R. Koivusalo

We discuss the parameter estimation of the probability of default (PD), the correlation between the obligors, and a phase transition. In our previous work, we studied the problem using the beta-binomial distribution. A non-equilibrium phase…

Risk Management · Quantitative Finance 2020-11-17 Masato Hisakado , Shintaro Mori

We propose two structural models for stochastic losses given default which allow to model the credit losses of a portfolio of defaultable financial instruments. The credit losses are integrated into a structural model of default events…

Risk Management · Quantitative Finance 2015-03-20 Simone Farinelli , Mykhaylo Shkolnikov
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