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Internet banking is changing the banking industry, having the major effects on banking relationships. Banking is now no longer confined to the branches were one has to approach the branch in person, to withdraw cash or deposit a cheque or…
With the proliferation of various online and mobile payment systems, credit card fraud has emerged as a significant threat to financial security. This study focuses on innovative applications of the latest Transformer models for more robust…
This paper presents the development of an online procurement system and the integration of blockchain technology. Various tools such as PHP, JavaScript, HTML, CSS, and jQuery were used in designing the graphical, programming logic, and…
Technical security is only part of E-Commerce security operations; human usability and security perception play major and sometimes dominating factors. For instance, slick websites with impressive security icons but no real technical…
The blockchain technology empowers secure, trustless, and privacy-preserving trading with cryptocurrencies. However, existing blockchain-based trading platforms only support trading cryptocurrencies with digital assets (e.g., NFTs).…
Web based e-banking is becoming an important aspect of worldwide commerce. The United Nations predicts 17% of purchases by firms and individuals will be conducted online by 2006. The future of Web-based e-banking in developed areas appears…
The proliferation of blockchain-backed cryptocurrencies has sparked the need for cross-chain exchanges of diverse digital assets. Unfortunately, current exchanges suffer from high on-chain verification costs, weak threat models of central…
Electronic systems tend to simplify the tedious traditional scheme and basically focuses on the platform design and process organization. The integrity of the output of an automated system is not left behind but the possibility of internal…
As the Internet of Things (IoT) continues to expand, data security has become increasingly important for ensuring privacy and safety, especially given the sensitive and, sometimes, critical nature of the data handled by IoT devices. There…
The registration, transfer, clearing and settlement of equities represents a significant part of economic activity currently underserved by modern technological innovation. In addition, recent events have revealed problems of transparency,…
EMV is the international protocol standard for smartcard payment and is used in over 9 billion cards worldwide. Despite the standard's advertised security, various issues have been previously uncovered, deriving from logical flaws that are…
Motivated by the great success and adoption of Bitcoin, a number of cryptocurrencies such as Litecoin, Dogecoin, and Ethereum are becoming increasingly popular. Although existing blockchain-based cryptocurrency schemes can ensure reasonable…
Today, with the development of blockchain and Internet of Things technologies, we need authentication protocols and key exchanges to communicate with these different technologies. Symmetric and asymmetric encryption methods are used to…
Modern electronic systems become evermore complex, yet remain modular, with integrated circuits (ICs) acting as versatile hardware components at their heart. Electronic design automation (EDA) for ICs has focused traditionally on power,…
The onward development of information and communication technology has led to a new industrial revolution called Industry 4.0. This revolution involves Cyber-Physical Production Systems (CPPS), which consist of intelligent Cyber-Physical…
In current era, the involvement of technologies like virtualization, consolidation and cloud computing, and adoption of free and open source software in designing and deploying e-governance that can reduce the total cost associated with and…
To mitigate the scalability problem of decentralized cryptocurrencies such as Bitcoin and Ethereum, the payment channel, which allows two parties to perform secure coin transfers without involving the blockchain, has been proposed. The…
Digital payments traditionally rely on online communications with several intermediaries such as banks, payment networks, and payment processors in order to authorize and process payment transactions. While these communication networks are…
Today, almost all banks have adopted ICT as a means of enhancing their banking service quality. These banks provide ICT based electronic service which is also called electronic banking, internet banking or online banking etc to their…
In this paper we discuss how conventional business contracts can be converted into smart contracts---their electronic equivalents that can be used to systematically monitor and enforce contractual rights, obligations and prohibitions at run…