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Related papers: Foundation Models for Credit Risk Prediction: A Ga…

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Spatio-temporal deep learning models aims to utilize useful patterns in such data to support tasks like prediction. However, previous deep learning models designed for specific tasks typically require separate training for each use case,…

Tabular foundation models represent a growing paradigm in structured data learning, extending the benefits of large-scale pretraining to tabular domains. However, their adoption remains limited due to heterogeneous preprocessing pipelines,…

Machine Learning · Computer Science 2025-12-03 Aditya Tanna , Pratinav Seth , Mohamed Bouadi , Utsav Avaiya , Vinay Kumar Sankarapu

Foundation models are large-scale machine learning models that are pre-trained on massive amounts of data and can be adapted for various downstream tasks. They have been extensively applied to tasks in Natural Language Processing and…

Predicting stroke risk is a complex challenge that can be enhanced by integrating diverse clinically available data modalities. This study introduces a self-supervised multimodal framework that combines 3D brain imaging, clinical data, and…

Computer Vision and Pattern Recognition · Computer Science 2025-07-09 Camille Delgrange , Olga Demler , Samia Mora , Bjoern Menze , Ezequiel de la Rosa , Neda Davoudi

Time series foundation models (TSFMs) offer strong zero-shot forecasting via large-scale pre-training, yet fine-tuning remains critical for boosting performance in domains with limited public data. With the growing number of TSFMs,…

Machine Learning · Computer Science 2025-09-30 Qingren Yao , Ming Jin , Chengqi Zhang , Chao-Han Huck Yang , Jun Qi , Shirui Pan

Modelling claim frequency and severity for non-life insurance pricing predominantly relies on generalised linear models, with gradient-boosted machines as the leading machine learning alternative. Tabular foundation models (TFMs) present a…

Risk Management · Quantitative Finance 2026-05-26 Bruno Deprez , Wouter Verbeke , Tim Verdonck

Current regulations on powerful AI capabilities are narrowly focused on "foundation" or "frontier" models. However, these terms are vague and inconsistently defined, leading to an unstable foundation for governance efforts. Critically,…

Computers and Society · Computer Science 2024-09-27 Ritwik Gupta , Leah Walker , Rodolfo Corona , Stephanie Fu , Suzanne Petryk , Janet Napolitano , Trevor Darrell , Andrew W. Reddie

Domain-adaptive pretraining (DAPT) offers a practical path to specializing large language models for high-value domains without full retraining. We conduct an early-stage scaling-law analysis of continued pretraining on U.S. SEC filings,…

Machine Learning · Computer Science 2025-12-16 Jesse Ponnock

This study focuses on the problem of credit default prediction, builds a modeling framework based on machine learning, and conducts comparative experiments on a variety of mainstream classification algorithms. Through preprocessing, feature…

Machine Learning · Computer Science 2026-02-24 Shiqi Yang , Ziyi Huang , Wengran Xiao , Xinyu Shen

Foundational vision transformer models have shown impressive few shot performance on many vision tasks. This research presents a novel investigation into the application of parameter efficient fine-tuning methods within an active learning…

Computer Vision and Pattern Recognition · Computer Science 2024-06-17 Athmanarayanan Lakshmi Narayanan , Ranganath Krishnan , Amrutha Machireddy , Mahesh Subedar

Tabular data serves as the backbone of modern data analysis and scientific research. While Large Language Models (LLMs) fine-tuned via Supervised Fine-Tuning (SFT) have significantly improved natural language interaction with such…

Foundation models have received much attention due to their effectiveness across a broad range of downstream applications. Though there is a big convergence in terms of architecture, most pretrained models are typically still developed for…

Computation and Language · Computer Science 2022-06-14 Yaru Hao , Haoyu Song , Li Dong , Shaohan Huang , Zewen Chi , Wenhui Wang , Shuming Ma , Furu Wei

Prior-data fitted networks (PFNs) have recently been proposed as a promising way to train tabular foundation models. PFNs are transformers that are pre-trained on synthetic data generated from a prespecified prior distribution and that…

Machine Learning · Computer Science 2026-02-25 Yuchen Ma , Dennis Frauen , Emil Javurek , Stefan Feuerriegel

Machine learning algorithms can now outperform classic economic models in predicting quantities ranging from bargaining outcomes, to choice under uncertainty, to an individual's future jobs and wages. Yet this predictive accuracy comes at a…

Theoretical Economics · Economics 2025-08-27 Annie Liang

Tabular foundation models with different architectures converge in accuracy across a range of classification and regression tasks. This raises questions a leaderboard cannot answer: (i) whether the models execute the same in-context…

Machine Learning · Computer Science 2026-05-21 Marin Biloš , James T. Wilson , Anderson Schneider , Yuriy Nevmyvaka

Causal discovery from time series data encompasses many existing solutions, including those based on deep learning techniques. However, these methods typically do not endorse one of the most prevalent paradigms in deep learning: End-to-end…

Machine Learning · Computer Science 2024-02-15 Gideon Stein , Maha Shadaydeh , Joachim Denzler

Foundation models have revolutionized general-purpose problem-solving, offering rapid task adaptation through pretraining, meta-training, and finetuning. Recent crucial advances in these paradigms reveal the importance of challenging task…

Machine Learning · Computer Science 2025-10-21 Qi Wang , Zehao Xiao , Yixiu Mao , Yun Qu , Jiayi Shen , Yiqin Lv , Xiangyang Ji

Foundation models (FMs) are a popular topic of research in AI. Their ability to generalize to new tasks and datasets without retraining or needing an abundance of data makes them an appealing candidate for applications on specialist…

Computer Vision and Pattern Recognition · Computer Science 2024-09-06 Marga Don , Stijn Pinson , Blanca Guillen Cebrian , Yuki M. Asano

Foundation vision or vision-language models are trained on large unlabeled or noisy data and learn robust representations that can achieve impressive zero- or few-shot performance on diverse tasks. Given these properties, they are a natural…

Computer Vision and Pattern Recognition · Computer Science 2024-06-26 Sanket Rajan Gupte , Josiah Aklilu , Jeffrey J. Nirschl , Serena Yeung-Levy

Many real-world applications of tabular data involve using historic events to predict properties of new ones, for example whether a credit card transaction is fraudulent or what rating a customer will assign a product on a retail platform.…

Machine Learning · Computer Science 2024-11-04 Alex Stein , Samuel Sharpe , Doron Bergman , Senthil Kumar , C. Bayan Bruss , John Dickerson , Tom Goldstein , Micah Goldblum