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Financial institutions and businesses face an ongoing challenge from fraudulent transactions, prompting the need for effective detection methods. Detecting credit card fraud is crucial for identifying and preventing unauthorized…

Machine Learning · Computer Science 2024-02-23 Md. Alamin Talukder , Rakib Hossen , Md Ashraf Uddin , Mohammed Nasir Uddin , Uzzal Kumar Acharjee

With the growth of using cell phones and the increase in diversity of smart mobile devices, a massive volume of data is generated continuously in the process of using these devices. Among these data, Call Detail Records, CDR, is highly…

Machine Learning · Computer Science 2019-12-24 Mohammad Saleh Mahdizadeh , Behnam Bahrak

This study proposes a credit card fraud detection method based on Heterogeneous Graph Neural Network (HGNN) to address fraud in complex transaction networks. Unlike traditional machine learning methods that rely solely on numerical features…

Machine Learning · Computer Science 2025-04-14 Qiuwu Sha , Tengda Tang , Xinyu Du , Jie Liu , Yixian Wang , Yuan Sheng

Fraudulent activities on digital banking services are becoming more intricate by the day, challenging existing defenses. While older rule driven methods struggle to keep pace, even precision focused algorithms fall short when new scams are…

Cryptography and Security · Computer Science 2026-01-21 Karthikeyan V. R. , Premnath S. , Kavinraaj S. , J. Sangeetha

The integration of IoT devices in healthcare introduces significant security and reliability challenges, increasing susceptibility to cyber threats and operational anomalies. This study proposes a machine learning-driven framework for (1)…

Machine Learning · Computer Science 2025-11-06 Mahek Desai , Apoorva Rumale , Marjan Asadinia

As the availability of financial services online continues to grow, the incidence of fraud has surged correspondingly. Fraudsters continually seek new and innovative ways to circumvent the detection algorithms in place. Traditionally, fraud…

Machine Learning · Computer Science 2024-11-25 Prashank Kadam

The credit card has become the most popular payment method for both online and offline transactions. The necessity to create a fraud detection algorithm to precisely identify and stop fraudulent activity arises as a result of both the…

Artificial Intelligence · Computer Science 2023-03-14 AlsharifHasan Mohamad Aburbeian , Huthaifa I. Ashqar

Machine learning has opened up new tools for financial fraud detection. Using a sample of annotated transactions, a machine learning classification algorithm learns to detect frauds. With growing credit card transaction volumes and rising…

Machine Learning · Computer Science 2022-08-26 Gayan K. Kulatilleke

Credit card fraud is an ongoing problem for almost all industries in the world, and it raises millions of dollars to the global economy each year. Therefore, there is a number of research either completed or proceeding in order to detect…

Machine Learning · Computer Science 2020-07-30 Yusuf Yazici

Traditional machine learning models often prioritize predictive accuracy, often at the expense of model transparency and interpretability. The lack of transparency makes it difficult for organizations to comply with regulatory requirements…

Machine Learning · Computer Science 2025-05-16 Fahad Almalki , Mehedi Masud

Standardized datasets and benchmarks have spurred innovations in computer vision, natural language processing, multi-modal and tabular settings. We note that, as compared to other well researched fields, fraud detection has unique…

Machine Learning · Computer Science 2023-09-26 Prince Grover , Julia Xu , Justin Tittelfitz , Anqi Cheng , Zheng Li , Jakub Zablocki , Jianbo Liu , Hao Zhou

Credit card fraud is a problem continuously faced by financial institutions and their customers, which is mitigated by fraud detection systems. However, these systems require the use of sensitive customer transaction data, which introduces…

Cryptography and Security · Computer Science 2022-11-15 David Nugent

In today's hyper-connected world, ensuring the reliability of telecom networks becomes increasingly crucial. Telecom networks encompass numerous underlying and intertwined software and hardware components, each providing different…

Machine Learning · Computer Science 2024-04-16 Mohamad Nabeel , Doumitrou Daniil Nimara , Tahar Zanouda

Card transaction fraud is a growing problem affecting card holders worldwide. Financial institutions increasingly rely upon data-driven methods for developing fraud detection systems, which are able to automatically detect and block…

Applications · Statistics 2020-05-07 Sebastiaan Höppner , Bart Baesens , Wouter Verbeke , Tim Verdonck

Credit card has become popular mode of payment for both online and offline purchase, which leads to increasing daily fraud transactions. An Efficient fraud detection methodology is therefore essential to maintain the reliability of the…

Machine Learning · Computer Science 2019-04-25 Xuetong Niu , Li Wang , Xulei Yang

As online fraud becomes more sophisticated and pervasive, traditional fraud detection methods are struggling to keep pace with the evolving tactics employed by fraudsters. This paper explores the transformative role of machine learning in…

Machine Learning · Computer Science 2024-10-29 Md Kamrul Hasan Chy

The rapid growth of messaging scams creates an escalating challenge for user security and financial safety. In this paper, we present the \textit{Anticipate, Simulate, Reason} (ASR) generative AI framework to enable users to proactively…

Human-Computer Interaction · Computer Science 2025-07-28 Xue Wen Tan , Kenneth See , Stanley Kok

Identity theft is a major problem for credit lenders when there's not enough data to corroborate a customer's identity. Among super-apps large digital platforms that encompass many different services this problem is even more relevant;…

Distributed Denial of Service attacks have become a significant threat to industries and governments leading to substantial financial losses. With the growing reliance on internet services, DDoS attacks can disrupt services by overwhelming…

Machine Learning · Computer Science 2025-01-27 Debashis Kar Suvra

Transformer-based neural networks, empowered by Self-Supervised Learning (SSL), have demonstrated unprecedented performance across various domains. However, related literature suggests that tabular Transformers may struggle to outperform…