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In this paper, we present "Graph Feature Preprocessor", a software library for detecting typical money laundering patterns in financial transaction graphs in real time. These patterns are used to produce a rich set of transaction features…

Money laundering detection faces challenges due to excessive false positives and inadequate adaptation to sophisticated multi-stage schemes that exploit modern financial networks. Graph analytics and AI are promising tools, but they…

Distributed, Parallel, and Cluster Computing · Computer Science 2026-04-15 Haojie Ye , Arjun Laxman , Yichao Yuan , Krisztian Flautner , Nishil Talati

Money laundering is not only about moving illicit funds, but about hiding the money's origin and traces to complicate detection. Financial criminals resort to many methods to avoid regulators and legal thresholds. But analysts investigating…

Human-Computer Interaction · Computer Science 2026-05-12 Salomé Esteves , Rita Costa , Louise Fallon , Pedro Bizarro

The use of cryptocurrencies has led to an increase in illicit activities such as money laundering, with traditional rule-based approaches becoming less effective in detecting and preventing such activities. In this paper, we propose a novel…

Machine Learning · Computer Science 2024-10-10 Hrushyang Adloori , Vaishnavi Dasanapu , Abhijith Chandra Mergu

In this paper, we focused on using deep learning methods for detecting money laundering in financial transaction networks, in order to demonstrate that it can be used as a complement or instead of the more commonly used rule-based systems…

Machine Learning · Computer Science 2025-09-25 Mashkhal Abdalwahid Sidiq , Yimamu Kirubel Wondaferew

The complexity and interconnectivity of entities involved in money laundering demand investigative reasoning over graph-structured data. This paper explores the use of large language models (LLMs) as reasoning engines over localized…

Machine Learning · Computer Science 2026-05-12 Erfan Pirmorad

In the context of globalization and the rapid expansion of the digital economy, anti-money laundering (AML) has become a crucial aspect of financial oversight, particularly in cross-border transactions. The rising complexity and scale of…

Machine Learning · Computer Science 2024-12-11 Qian Yu , Zhen Xu , Zong Ke

We employ network embedding to detect money laundering in financial transaction networks. Using real anonymized banking data, we model over one million accounts as a directed graph and use it to refine previously detected suspicious cycles…

Social and Information Networks · Computer Science 2025-09-16 Anthony Bonato , Adam Szava

Money laundering is a profound global problem. Nonetheless, there is little scientific literature on statistical and machine learning methods for anti-money laundering. In this paper, we focus on anti-money laundering in banks and provide…

Machine Learning · Statistics 2023-03-22 Rasmus Jensen , Alexandros Iosifidis

Objectives: To combat money laundering, banks raise and review alerts on transactions that exceed confidential thresholds. However, the thresholds may be leaked to criminals, allowing them to break up large transactions into amounts under…

General Economics · Economics 2025-07-22 Rasmus Ingemann Tuffveson Jensen , Joras Ferwerda , Christian Remi Wewer

How can we spot money laundering in large-scale graph-like accounting datasets? How to identify the most suspicious period in a time-evolving accounting graph? What kind of accounts and events should practitioners prioritize under time…

Social and Information Networks · Computer Science 2020-11-03 Meng-Chieh Lee , Yue Zhao , Aluna Wang , Pierre Jinghong Liang , Leman Akoglu , Vincent S. Tseng , Christos Faloutsos

Anti-money laundering (AML) research is constrained by the lack of publicly shareable, regulation-aligned transaction datasets. We present AMLNet, a knowledge-based multi-agent framework with two coordinated units: a regulation-aware…

Artificial Intelligence · Computer Science 2025-09-16 Sabin Huda , Ernest Foo , Zahra Jadidi , MA Hakim Newton , Abdul Sattar

Recent advancements in money laundering detection have demonstrated the potential of using graph neural networks to capture laundering patterns accurately. However, existing models are not explicitly designed to detect the diverse patterns…

Cryptography and Security · Computer Science 2025-08-19 Yasaman Samadi , Hai Dong , Xiaoyu Xia

For different factors/reasons, ranging from inherent characteristics and features providing decentralization, enhanced privacy, ease of transactions, etc., to implied external hardships in enforcing regulations, contradictions in data…

Cryptography and Security · Computer Science 2025-01-03 Dinesh Srivasthav P , Manoj Apte

Money laundering is a financial crime that poses a serious threat to financial integrity and social security. The growing number of transactions makes it necessary to use automatic tools that help law enforcement agencies detect such…

Cryptography and Security · Computer Science 2025-06-10 Marco Di Gennaro , Francesco Panebianco , Marco Pianta , Stefano Zanero , Michele Carminati

Purpose: We introduce GARG-AML, a fast and transparent graph-based method to catch `smurfing', a common money-laundering tactic. It assigns a single, easy-to-understand risk score to every account in both directed and undirected networks.…

Social and Information Networks · Computer Science 2026-04-24 Bruno Deprez , Bart Baesens , Tim Verdonck , Wouter Verbeke

Financial cybercrime prevention is an increasing issue with many organisations and governments. As deep learning models have progressed to identify illicit activity on various financial and social networks, the explainability behind the…

Machine Learning · Computer Science 2023-10-24 Jack Nicholls , Aditya Kuppa , Nhien-An Le-Khac

Current anti-money laundering (AML) systems, predominantly rule-based, exhibit notable shortcomings in efficiently and precisely detecting instances of money laundering. As a result, there has been a recent surge toward exploring…

Machine Learning · Computer Science 2023-07-26 Fredrik Johannessen , Martin Jullum

Organized crime inflicts human suffering on a genocidal scale: the Mexican drug cartels have murdered 150,000 people since 2006, upwards of 700,000 people per year are "exported" in a human trafficking industry enslaving an estimated 40…

Social and Information Networks · Computer Science 2018-12-04 Mark Weber , Jie Chen , Toyotaro Suzumura , Aldo Pareja , Tengfei Ma , Hiroki Kanezashi , Tim Kaler , Charles E. Leiserson , Tao B. Schardl

Money laundering is a critical global issue for financial institutions. Automated Anti-money laundering (AML) models, like Graph Neural Networks (GNN), can be trained to identify illicit transactions in real time. A major issue for…

Machine Learning · Computer Science 2025-09-24 Rachel Chung , Pratyush Nidhi Sharma , Mikko Siponen , Rohit Vadodaria , Luke Smith