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This paper explores the journey of AI in finance, with a particular focus on the crucial role and potential of Explainable AI (XAI). We trace AI's evolution from early statistical methods to sophisticated machine learning, highlighting…

Statistical Finance · Quantitative Finance 2023-06-06 Barry Quinn

This paper applies eXplainable Artificial Intelligence (XAI) methods to investigate the socioeconomic disparities in COVID patient mortality. An Extreme Gradient Boosting (XGBoost) prediction model is built based on a de-identified Austin…

Machine Learning · Computer Science 2023-02-24 Li Shi , Redoan Rahman , Esther Melamed , Jacek Gwizdka , Justin F. Rousseau , Ying Ding

The field of eXplainable Artificial Intelligence faces challenges due to the absence of a widely accepted taxonomy that facilitates the quantitative evaluation of explainability in Machine Learning algorithms. In this paper, we propose a…

Information Retrieval · Computer Science 2023-11-07 Riccardo Porcedda

Research into explainable artificial intelligence (XAI) for data analysis tasks suffer from a large number of contradictions and lack of concrete design recommendations stemming from gaps in understanding the tasks that require AI…

Artificial Intelligence · Computer Science 2025-07-15 Hamzah Ziadeh , Hendrik Knoche

Smartphones are a crucial aspect of routine life in the modern world, and viewing information graphics such as charts becomes common practice for many unassuming tasks. However, for the vision impaired, accessing graphical material presents…

Human-Computer Interaction · Computer Science 2021-09-28 Ishan Amarkumar Joshi

Machine learning-based systems are rapidly gaining popularity and in-line with that there has been a huge research surge in the field of explainability to ensure that machine learning models are reliable, fair, and can be held liable for…

Machine Learning · Computer Science 2021-04-12 Rohit Saluja , Avleen Malhi , Samanta Knapič , Kary Främling , Cicek Cavdar

Explainable Artificial Intelligence (XAI) aims to improve the transparency of machine learning (ML) pipelines. We systematize the increasingly growing (but fragmented) microcosm of studies that develop and utilize XAI methods for defensive…

Cryptography and Security · Computer Science 2023-03-06 Azqa Nadeem , Daniël Vos , Clinton Cao , Luca Pajola , Simon Dieck , Robert Baumgartner , Sicco Verwer

Algorithmic solutions have significant potential to improve decision-making across various domains, from healthcare to e-commerce. However, the widespread adoption of these solutions is hindered by a critical challenge: the lack of…

Machine Learning · Computer Science 2025-03-11 Zuzanna Bączek , Michał Bizoń , Aneta Pawelec , Piotr Sankowski

As AI systems increasingly mediate decisions in domains such as credit scoring and financial forecasting, their lack of transparency and bias raises critical concerns for fairness and public trust. Existing explainable AI (XAI) approaches…

Artificial Intelligence · Computer Science 2026-01-28 Kausik Lakkaraju , Siva Likitha Valluru , Biplav Srivastava

The increasing reliance on Deep Learning models, combined with their inherent lack of transparency, has spurred the development of a novel field of study known as eXplainable AI (XAI) methods. These methods seek to enhance the trust of…

The evolving landscape of explainable artificial intelligence (XAI) aims to improve the interpretability of intricate machine learning (ML) models, yet faces challenges in formalisation and empirical validation, being an inherently…

Due to the sensitive nature of medicine, it is particularly important and highly demanded that AI methods are explainable. This need has been recognised and there is great research interest in xAI solutions with medical applications.…

Computer Vision and Pattern Recognition · Computer Science 2024-07-23 Luisa Gallée , Catharina Silvia Lisson , Christoph Gerhard Lisson , Daniela Drees , Felix Weig , Daniel Vogele , Meinrad Beer , Michael Götz

Explainable AI (XAI) systems are sociotechnical in nature; thus, they are subject to the sociotechnical gap--divide between the technical affordances and the social needs. However, charting this gap is challenging. In the context of XAI, we…

Human-Computer Interaction · Computer Science 2023-02-03 Upol Ehsan , Koustuv Saha , Munmun De Choudhury , Mark O. Riedl

eXplainable Artificial Intelligence (XAI) is a sub-field of Artificial Intelligence (AI) that is at the forefront of AI research. In XAI, feature attribution methods produce explanations in the form of feature importance. People often use…

Artificial Intelligence · Computer Science 2022-02-09 Jamie Duell , Monika Seisenberger , Gert Aarts , Shangming Zhou , Xiuyi Fan

Android malware detection based on machine learning (ML) and deep learning (DL) models is widely used for mobile device security. Such models offer benefits in terms of detection accuracy and efficiency, but it is often difficult to…

Cryptography and Security · Computer Science 2024-11-27 Maithili Kulkarni , Mark Stamp

We share observations and challenges from an ongoing effort to implement Explainable AI (XAI) in a domain-specific workflow for cybersecurity analysts. Specifically, we briefly describe a preliminary case study on the use of XAI for source…

Human-Computer Interaction · Computer Science 2024-08-12 Ashley Suh , Harry Li , Caitlin Kenney , Kenneth Alperin , Steven R. Gomez

The lack of interpretability is a major barrier that limits the practical usage of AI models. Several eXplainable AI (XAI) techniques (e.g., SHAP, LIME) have been employed to interpret these models' performance. However, users often face…

Software Engineering · Computer Science 2025-04-21 Saumendu Roy , Saikat Mondal , Banani Roy , Chanchal Roy

Despite its technological breakthroughs, eXplainable Artificial Intelligence (XAI) research has limited success in producing the {\em effective explanations} needed by users. In order to improve XAI systems' usability, practical…

Human-Computer Interaction · Computer Science 2024-03-22 Thu Nguyen , Alessandro Canossa , Jichen Zhu

There are concerns about the reliability and safety of artificial intelligence (AI) based on sub-symbolic neural networks because its decisions cannot be explained explicitly. This is the black box problem of modern AI. At the same time,…

Artificial Intelligence · Computer Science 2024-05-21 V. L. Kalmykov , L. V. Kalmykov

A core assumption of Explainable AI (XAI) is that explanations are useful to users -- that is, users will do something with the explanations. Prior work, however, does not clearly connect the information provided in explanations to user…

Human-Computer Interaction · Computer Science 2026-01-29 Gennie Mansi , Julia Kim , Mark Riedl