Related papers: OVO Fintech Application Analysis using The System …
Environmental sustainability in Systems-of-Systems (SoS) is an emerging field that seeks to integrate technological solutions to promote the efficient management of natural resources. While systematic reviews address sustainability in the…
The open source software (OSS) assessment has become important given the increased adoption of OSS in commercial product development. Researchers proposed many OSS assessment models. However, little is known about the industrial relevance…
After discussing the concept of DUKPT based symmetric encryption key management (e.g., for 3DES) and definition of cloud or remote wallet, the paper analyses applicability of DUKPT to different use cases like mobile banking, NFC payment…
The number of Sensor Observation Service (SOS) instances available online has been increasing in the last few years. The SOS specification standardises interfaces and data formats for exchanging sensor-related in-formation between…
Nowadays, the global booming of FinTech can be seen everywhere. FinTech has created innovative disruptions to traditional, long-established financial institutions (e.g., banks and insurance companies) in financial services markets. Despite…
This early work aims to allow organizations to diagnose their capacity to properly adopt microservices through initial milestones of a Microservice Maturity Model (MiMMo). The objective is to prepare the way towards a general framework to…
With the rise of cryptocurrency and NFTs in the past decade, blockchain technology has been an area of increasing interest to both industry and academic experts. In this paper, we discuss the feasibility of such systems through the lens of…
Internet of Things (IoT) systems are bundles of networked sensors and actuators that are deployed in an environment and act upon the sensory data that they receive. These systems, especially consumer electronics, have two main cooperating…
It is known that IT projects are high-risk. To achieve project success, the strategies to avoid and reduce risks must be designed meticulously and implemented accordingly. This paper presents methods for avoiding and reducing risks…
With the growth of digital monetary transactions and cashless payments, encouraged by the COVID-19 pandemic, use of e-payment applications is on the rise. It is thus imperative to understand and evaluate the current posture of e-payment…
We present a modified velocity-obstacle (VO) algorithm that uses probabilistic partial observations of the environment to compute velocities and navigate a robot to a target. Our system uses commodity visual sensors, including a mono-camera…
The digital economy implements complex incentive systems to retain users through point redemption. Understanding user behavior in such complex incentive structures presents a fundamental challenge, especially in estimating the value of…
With the advancement of the Internet of Things (IoT) and communication platform, large scale sensor deployment can be easily implemented in an urban city to collect various information. To date, there are only a handful of research studies…
The use of mobile payment services is an essential contributor to financial inclusion in emerging markets. Unfortunately, the service has become a platform for fraud. Mobile payment users need to be digitally resilient to continue using the…
Autonomous taxi services represent a transformative advancement in urban mobility, offering safety, efficiency, and round-the-clock operations. While existing literature has explored user acceptance of autonomous taxis through stated…
The Observatory Science Operations (OSO) subsystem of the SKAO consists of a range of complex tools which will be used to propose, design, schedule and execute observations. Bridging the gap between the science and telescope domains is the…
IoT emerges as an unprecedented paradigm with great potential for changing how people interact, think and live. It is making existing Internet services feasible in ways that were previously impossible, as well as paving the way for new…
Most of current Software-as-a-Service (SaaS) applications are developed as customizable service-oriented applications that serve a large number of tenants (users) by one application instance. The current rapid evolution of SaaS applications…
The vision encompassing Smart and Software-defined Buildings (SSDB) is becoming more and more popular and its implementation is now more accessible due to the widespread adoption of the IoT infrastructure. Some of the most important…
Rules are widely used in Fintech institutions to make fraud prevention decisions, since rules are highly interpretable thanks to their intuitive if-then structure. In practice, a two-stage framework of fraud prevention decision rule set…