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Large language models (LLMs)-based chatbots are increasingly being adopted in the financial domain, particularly in digital banking, to handle customer inquiries about products such as deposits, savings, and loans. However, these models…

Computation and Language · Computer Science 2026-02-27 Yunseung Lee , Subin Kim , Youngjun Kwak , Jaegul Choo

Large Language Models (LLM), which have developed in recent years, enable credit risk assessment through the analysis of financial texts such as analyst reports and corporate disclosures. This paper presents the first systematic review and…

Risk Management · Quantitative Finance 2025-06-10 Muhammed Golec , Maha AlabdulJalil

Accurate forecasting in financial markets requires integrating diverse data sources, from historical prices to macroeconomic indicators and financial news. However, existing models often fail to align these modalities effectively, limiting…

Machine Learning · Computer Science 2025-11-04 Yunhua Pei , John Cartlidge , Anandadeep Mandal , Daniel Gold , Enrique Marcilio , Riccardo Mazzon

Multilingual understanding is crucial for the cross-cultural applicability of Large Language Models (LLMs). However, evaluation benchmarks designed for Hong Kong's unique linguistic landscape, which combines Traditional Chinese script with…

Computation and Language · Computer Science 2025-05-06 Chuxue Cao , Zhenghao Zhu , Junqi Zhu , Guoying Lu , Siyu Peng , Juntao Dai , Weijie Shi , Sirui Han , Yike Guo

Understanding the relationship between textual news and time-series evolution is a critical yet under-explored challenge in applied data science. While multimodal learning has gained traction, existing multimodal time-series datasets fall…

Computation and Language · Computer Science 2026-02-12 Jialin Chen , Aosong Feng , Ziyu Zhao , Juan Garza , Gaukhar Nurbek , Cheng Qin , Ali Maatouk , Leandros Tassiulas , Yifeng Gao , Rex Ying

Existing MLLM benchmarks face significant challenges in evaluating Unified MLLMs (U-MLLMs) due to: 1) lack of standardized benchmarks for traditional tasks, leading to inconsistent comparisons; 2) absence of benchmarks for mixed-modality…

Computer Vision and Pattern Recognition · Computer Science 2025-04-08 Wulin Xie , Yi-Fan Zhang , Chaoyou Fu , Yang Shi , Bingyan Nie , Hongkai Chen , Zhang Zhang , Liang Wang , Tieniu Tan

Large Language Models (LLMs), consisting of 100 billion or more parameters, have demonstrated remarkable ability in complex multi-step reasoning tasks. However, the application of such generic advancements has been limited to a few fields,…

Computation and Language · Computer Science 2023-06-27 Guijin Son , Hanearl Jung , Moonjeong Hahm , Keonju Na , Sol Jin

FCMBench is the first large-scale and privacy-compliant multimodal benchmark for real-world financial credit applications, covering tasks and robustness challenges from domain specific workflows and constraints. The current version of…

Computer Vision and Pattern Recognition · Computer Science 2026-03-16 Yehui Yang , Dalu Yang , Fangxin Shang , Wenshuo Zhou , Jie Ren , Yifan Liu , Haojun Fei , Qing Yang , Yanwu Xu , Tao Chen

Spoken Language Understanding (SLU) has progressed from traditional single-task methods to large audio language model (LALM) solutions. Yet, most existing speech benchmarks focus on single-speaker or isolated tasks, overlooking the…

Audio and Speech Processing · Electrical Eng. & Systems 2025-08-12 Shuai Wang , Zhaokai Sun , Zhennan Lin , Chengyou Wang , Zhou Pan , Lei Xie

Multimodal Large Language Models (MLLMs) have made significant advancements, demonstrating powerful capabilities in processing and understanding multimodal data. Fine-tuning MLLMs with Federated Learning (FL) allows for expanding the…

Machine Learning · Computer Science 2025-03-11 Binqian Xu , Xiangbo Shu , Haiyang Mei , Guosen Xie , Basura Fernando , Jinhui Tang

Being able to thoroughly assess massive multi-task language understanding (MMLU) capabilities is essential for advancing the applicability of multilingual language models. However, preparing such benchmarks in high quality native language…

Machine learning-based classifiers are commonly evaluated by metrics like accuracy, but deeper analysis is required to understand their strengths and weaknesses. MLMC is a visual exploration tool that tackles the challenge of multi-label…

Machine Learning · Computer Science 2025-01-27 Aleksandar Doknic , Torsten Möller

This paper introduces MMMU-Pro, a robust version of the Massive Multi-discipline Multimodal Understanding and Reasoning (MMMU) benchmark. MMMU-Pro rigorously assesses multimodal models' true understanding and reasoning capabilities through…

Computation and Language · Computer Science 2025-05-23 Xiang Yue , Tianyu Zheng , Yuansheng Ni , Yubo Wang , Kai Zhang , Shengbang Tong , Yuxuan Sun , Botao Yu , Ge Zhang , Huan Sun , Yu Su , Wenhu Chen , Graham Neubig

Recent advances in Code Large Language Models (CodeLLMs) have primarily focused on open-ended code generation, often overlooking the crucial aspect of code understanding and reasoning. To bridge this gap, we introduce CodeMMLU, a…

Software Engineering · Computer Science 2025-04-10 Dung Nguyen Manh , Thang Phan Chau , Nam Le Hai , Thong T. Doan , Nam V. Nguyen , Quang Pham , Nghi D. Q. Bui

In the financial industry, credit scoring is a fundamental element, shaping access to credit and determining the terms of loans for individuals and businesses alike. Traditional credit scoring methods, however, often grapple with challenges…

Machine Learning · Computer Science 2024-02-20 Duanyu Feng , Yongfu Dai , Jimin Huang , Yifang Zhang , Qianqian Xie , Weiguang Han , Zhengyu Chen , Alejandro Lopez-Lira , Hao Wang

Multimodal Large Language Models (MLLMs) have shown strong performance in visual and audio understanding when evaluated in isolation. However, their ability to jointly reason over omni-modal (visual, audio, and textual) signals in long and…

Large language models (LLMs) are increasingly being applied to financial analysis, reporting, investment decision support, risk management, compliance, and professional training. However, robust evaluation of their domain competence in…

Finance decision-making often relies on in-depth data analysis across various data sources, including financial tables, news articles, stock prices, etc. In this work, we introduce FinTMMBench, the first comprehensive benchmark for…

Computational Finance · Quantitative Finance 2025-08-05 Fengbin Zhu , Junfeng Li , Liangming Pan , Wenjie Wang , Fuli Feng , Chao Wang , Huanbo Luan , Tat-Seng Chua

Tables are among the most widely used tools for representing structured data in research, business, medicine, and education. Although LLMs demonstrate strong performance in downstream tasks, their efficiency in processing tabular data…

Computation and Language · Computer Science 2025-08-27 Ekaterina Borisova , Fabio Barth , Nils Feldhus , Raia Abu Ahmad , Malte Ostendorff , Pedro Ortiz Suarez , Georg Rehm , Sebastian Möller

Despite the superior capabilities of Multimodal Large Language Models (MLLMs) across diverse tasks, they still face significant trustworthiness challenges. Yet, current literature on the assessment of trustworthy MLLMs remains limited,…

Computation and Language · Computer Science 2024-12-09 Yichi Zhang , Yao Huang , Yitong Sun , Chang Liu , Zhe Zhao , Zhengwei Fang , Yifan Wang , Huanran Chen , Xiao Yang , Xingxing Wei , Hang Su , Yinpeng Dong , Jun Zhu
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