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Online leading has disrupted the traditional consumer banking sector with more effective loan processing. Risk prediction and monitoring is critical for the success of the business model. Traditional credit score models fall short in…

Risk Management · Quantitative Finance 2017-07-18 Xiaojiao Yu

A common assumption exists according to which machine learning models improve their performance when they have more data to learn from. In this study, the authors wished to clarify the dilemma by performing an empirical experiment utilizing…

Machine Learning · Computer Science 2021-12-20 Antti Kariluoto , Arto Pärnänen , Joni Kultanen , Jukka Soininen , Pekka Abrahamsson

Background: Data collected in controlled settings typically results in high-quality datasets. However, in real-world applications, the quality of data collection is often compromised. It is well established that the quality of a dataset…

Computation and Language · Computer Science 2025-02-14 Tabinda Sarwar , Antonio Jose Jimeno Yepes , Lawrence Cavedon

Machine learning (ML) models are only as good as the data they are trained on. But recent studies have found datasets widely used to train and evaluate ML models, e.g. ImageNet, to have pervasive labeling errors. Erroneous labels on the…

Machine Learning · Computer Science 2024-01-17 Mononito Goswami , Vedant Sanil , Arjun Choudhry , Arvind Srinivasan , Chalisa Udompanyawit , Artur Dubrawski

Classifying samples in incomplete datasets is a common aim for machine learning practitioners, but is non-trivial. Missing data is found in most real-world datasets and these missing values are typically imputed using established methods,…

While Machine Learning (ML) technologies are widely adopted in many mission critical fields to support intelligent decision-making, concerns remain about system resilience against ML-specific security attacks and privacy breaches as well as…

Machine Learning · Computer Science 2022-02-15 Pulei Xiong , Scott Buffett , Shahrear Iqbal , Philippe Lamontagne , Mohammad Mamun , Heather Molyneaux

Quality control is an essential operation in manufacturing, ensuring products meet the necessary standards of quality, safety, and reliability. Traditional methods, such as visual inspections, measurements, and statistical techniques, help…

Signal Processing · Electrical Eng. & Systems 2026-03-13 Sukumaran Rajasekaran , Ebru Turanoglu Bekar , Kanika Gandhi , Sabino Francesco Roselli , Mohan Rajashekarappa

The increasing deployment of advanced digital technologies such as Internet of Things (IoT) devices and Cyber-Physical Systems (CPS) in industrial environments is enabling the productive use of machine learning (ML) algorithms in the…

Machine Learning · Computer Science 2021-12-21 Nicolas Jourdan , Sagar Sen , Erik Johannes Husom , Enrique Garcia-Ceja , Tobias Biegel , Joachim Metternich

Machine Learning (ML) has become a ubiquitous tool for predicting and classifying data and has found application in several problem domains, including Software Development (SD). This paper reviews the literature between 2000 and 2019 on the…

The recent success of machine learning (ML) has been fueled by the increasing availability of computing power and large amounts of data in many different applications. However, the trustworthiness of the resulting models can be compromised…

Cryptography and Security · Computer Science 2024-03-11 Antonio Emanuele Cinà , Kathrin Grosse , Ambra Demontis , Battista Biggio , Fabio Roli , Marcello Pelillo

Accurate and robust trajectory predictions of road users are needed to enable safe automated driving. To do this, machine learning models are often used, which can show erratic behavior when presented with previously unseen inputs. In this…

Artificial Intelligence · Computer Science 2023-04-05 Manuel Muñoz Sánchez , Emilia Silvas , Jos Elfring , René van de Molengraft

The digitalization of credit scoring has become essential for financial institutions and commercial banks, especially in the era of digital transformation. Machine learning techniques are commonly used to evaluate customers'…

Machine Learning · Computer Science 2026-03-06 Huyen Giang Thi Thu , Thang Viet Doan , Ha-Bang Ban , Tai Le Quy

Automated machine learning (AutoML) systems aim at finding the best machine learning (ML) pipeline that automatically matches the task and data at hand. We investigate the robustness of machine learning pipelines generated with three AutoML…

Machine Learning · Computer Science 2020-07-24 Tuomas Halvari , Jukka K. Nurminen , Tommi Mikkonen

Corporate insolvency can have a devastating effect on the economy. With an increasing number of companies making expansion overseas to capitalize on foreign resources, a multinational corporate bankruptcy can disrupt the world's financial…

Statistical Finance · Quantitative Finance 2018-02-16 Jacky C. K. Chow

Machine learning components are now central to AI-infused software systems, from recommendations and code assistants to clinical decision support. As regulations and governance frameworks increasingly require deleting sensitive data from…

Machine Learning · Computer Science 2026-04-21 Anna Mazhar , Sainyam Galhotra

Most machine learning techniques are based upon statistical learning theory, often simplified for the sake of computing speed. This paper is focused on the uncertainty aspect of mathematical modeling in machine learning. Regression analysis…

Machine Learning · Computer Science 2022-06-07 Valentin Arkov

Machine learning models are increasingly used for software security tasks. These models are commonly trained and evaluated on large Internet-derived datasets, which often contain duplicated or highly similar samples. When such samples are…

Cryptography and Security · Computer Science 2026-02-02 Farnaz Soltaniani , Mohammad Ghafari

Machine learning (ML) models are used in many safety- and security-critical applications nowadays. It is therefore important to measure the security of a system that uses ML as a component. This paper focuses on the field of ML,…

Cryptography and Security · Computer Science 2024-06-21 Jan Schröder , Jakub Breier

The reliability of machine learning (ML) software systems is heavily influenced by changes in data over time. For that reason, ML systems require regular maintenance, typically based on model retraining. However, retraining requires…

Machine Learning · Computer Science 2025-06-18 Lorena Poenaru-Olaru , June Sallou , Luis Cruz , Jan Rellermeyer , Arie van Deursen

Recent advancements in Large Language Models (LLMs) have demonstrated significant progress in various areas, such as text generation and code synthesis. However, the reliability of performance evaluation has come under scrutiny due to data…

Computation and Language · Computer Science 2025-06-06 Yuxing Cheng , Yi Chang , Yuan Wu