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This paper explores the impact of banking fintech on reducing financial risks in the agricultural supply chain, focusing on the secondary allocation of commercial credit. The study constructs a three-player evolutionary game model involving…

Econometrics · Economics 2024-11-13 Qiang Wan , Jun Cui

Employing a comprehensive survey of micro and small enterprises (MSEs) and the Digital Financial Inclusion Index in China, this study investigates the influence of fintech on MSE innovation empirically. Our findings indicate that fintech…

General Economics · Economics 2024-07-25 Siyu Chen , Qing Guo

Using the Blue Ocean strategy as an underlying strategic element, this dissertation analyses whether this statement holds true for the rather more conservative banking sector in Germany and the overall risk-averse mindset of the German…

Computers and Society · Computer Science 2020-07-08 Christian Wischnewski

We study whether Fintech disrupts the banking sector by intensifying competition for scarce deposits funds and raising deposit rates. Using difference-in-difference estimation around the exogenous removal of marketplace platform investing…

General Economics · Economics 2026-01-30 Douglas Cumming , Hisham Farag , Santosh Koirala , Danny McGowan

This study investigates the relationship between bank efficiency and stock market valuation using an unbalanced panel dataset of 42 listed banks in China from 2006 to 2023. We employ a non-radial and non-oriented slack based…

Pricing of Securities · Quantitative Finance 2024-07-23 Yun Liao

Digital transformation challenges financial management while reducing costs and increasing efficiency for enterprises in various countries. Identifying the transmission paths of enterprise financial risks in the context of digital…

Statistical Finance · Quantitative Finance 2023-05-09 Jie Dong

Sustainable business models also offer banks competitive advantages such as increasing brand reputation and cost reduction. However, no framework is presented to evaluate the sustainability of banking business models. To bridge this…

General Finance · Quantitative Finance 2020-03-31 Saeed Nosratabadi , Gergo Pinter , Amir Mosavi , Sandor Semperger

This study employs the annual unbalanced panel data of 42 listed banks in China from 2006 to 2021, adopts the non-radial and non-oriented super-efficiency Data envelopment analysis (Super-SBM-UND-VRS based DEA) model considering NPL as…

General Finance · Quantitative Finance 2024-08-30 Yun Liao , Ruihui Xu

Carbon emissions significantly contribute to climate change, and carbon credits have emerged as a key tool for mitigating environmental damage and helping organizations manage their carbon footprint. Despite their growing importance across…

Computers and Society · Computer Science 2026-01-21 Qingwen Zeng , Hanlin Xu , Nanjun Xu , Zhenghao Zhao , Joakim Westerholm , Flora Salim , Junbin Gao , Huaming Chen

In this paper, we propose a dynamical model to capture cascading failures among interconnected organizations in the global financial system. Failures can take the form of bankruptcies, defaults, and other insolvencies. The network that…

Optimization and Control · Mathematics 2023-11-13 Leonardo Stella , Dario Bauso , Franco Blanchini , Patrizio Colaneri

Financial market resilience reflects the ability of a financial market to withstand external shocks and to recover from them, while its measurement has yet to be standardized. Accordingly, this paper quantifies the adaptability and…

Risk Management · Quantitative Finance 2025-11-13 Si-Yao Wei , Kun-Liang Jiang , Wei-Xing Zhou

The financial sustainability of a generic supply chain is a complex problem, which can be addressed through detailed monitoring of financial operations deriving from stakeholder interrelationships and consequent analysis of these financial…

Digital Financial Services continue to expand and replace the delivery of traditional banking services to the customers through innovative technologies to meet the growing complex needs and globalization challenges. These diversified…

General Finance · Quantitative Finance 2017-05-30 Tariq Abbasi , Hans Weigand

As economic entities become increasingly interconnected, a shock in a financial network can provoke significant cascading failures throughout the system. To study the systemic risk of financial systems, we create a bi-partite banking…

General Finance · Quantitative Finance 2013-03-11 Xuqing Huang , Irena Vodenska , Shlomo Havlin , H. Eugene Stanley

Against the backdrop of rapid technological advancement and the deepening digital economy, this study examines the causal impact of digital transformation on corporate financial asset allocation in China. Using data from A-share listed…

General Finance · Quantitative Finance 2025-09-12 Yundan Guo , Han Liang , Li Shen

Corporate insolvency can have a devastating effect on the economy. With an increasing number of companies making expansion overseas to capitalize on foreign resources, a multinational corporate bankruptcy can disrupt the world's financial…

Statistical Finance · Quantitative Finance 2018-02-16 Jacky C. K. Chow

Supply chain disruptions constitute an often underestimated risk for financial stability. As in financial networks, systemic risks in production networks arises when the local failure of one firm impacts the production of others and might…

Statistical Finance · Quantitative Finance 2025-02-25 Jan Fialkowski , Christian Diem , András Borsos , Stefan Thurner

Fintech business models based on distributed ledgers -- and their smart-contract variants in particular -- offer the prospect of democratizing access to faster, anywhere-accessible, lower cost, reliable-and-secure high-quality financial…

Computers and Society · Computer Science 2017-03-01 Kim Kaivanto , Daniel Prince

This paper examines the relationship between trade and financial openness, as well as the operational efficiency and growth of Turkish banks, from 2010 to 2023. Utilizing CAMELG-DEA and dynamic panel data analysis, the study finds that…

General Economics · Economics 2025-12-08 Haibo Wang , Lutfu Sua , Burak Dolar

In this paper, we assess how the stability of financial networks is affected by interconnectedness considering its tiniest variation: the edge. We compute the impact of edges as the percentage difference in the systemic risk (SR) of the…

Statistical Mechanics · Physics 2025-10-06 Michel Alexandre , Thiago Christiano Silva , Francisco A. Rodrigues
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