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Credit risk assessment of a company is commonly conducted by utilizing financial ratios that are derived from its financial statements. However, this approach may not fully encompass other significant aspects of a company. We propose the…

Computational Engineering, Finance, and Science · Computer Science 2024-01-29 Xinlin Wang , Mats Brorsson

Advanced metering infrastructure systems record a high volume of residential load data, opening up an opportunity for utilities to understand consumer energy consumption behaviors. Existing studies have focused on load profiling and…

Signal Processing · Electrical Eng. & Systems 2019-07-15 Wen-Jun Tang , Xian-Long Lee , Hao Wang , Hong-Tzer Yang

Tracking financial investments in climate adaptation is a complex and expertise-intensive task, particularly for Early Warning Systems (EWS), which lack standardized financial reporting across multilateral development banks (MDBs) and…

Computation and Language · Computer Science 2025-05-29 Saeid Ario Vaghefi , Aymane Hachcham , Veronica Grasso , Jiska Manicus , Nakiete Msemo , Chiara Colesanti Senni , Markus Leippold

In the age of the Internet, people's lives are increasingly dependent on today's network technology. Maintaining network integrity and protecting the legitimate interests of users is at the heart of network construction. Threat detection is…

Cryptography and Security · Computer Science 2024-02-20 Yulu Gong , Mengran Zhu , Shuning Huo , Yafei Xiang , Hanyi Yu

This study is part of a larger project focused on measuring, understanding, and improving student engagement in programming education. We investigate whether synthetic data generation can help identify at-risk students earlier in a small,…

Computers and Society · Computer Science 2025-05-26 Daniel Flood , Matthew England , Beate Grawemeyer

The smart meter data analysis contributes to better planning and operations for the power system. This study aims to identify the drivers of residential energy consumption patterns from the socioeconomic perspective based on the consumption…

Machine Learning · Computer Science 2021-11-03 Wenjun Tang , Hao Wang , Xian-Long Lee , Hong-Tzer Yang

Recent industrial credit scoring models remain heavily reliant on manually tuned statistical learning methods. Despite their potential, deep learning architectures have struggled to consistently outperform traditional statistical models in…

Computational Engineering, Finance, and Science · Computer Science 2026-04-21 Yu Lei , Zixuan Wang , Yiqing Feng , Junru Zhang , Yahui Li , Chu Liu , Tongyao Wang , Dongyang Li

This project investigates the interplay of technical, market, and statistical factors in predicting stock market performance, with a primary focus on S&P 500 companies. Utilizing a comprehensive dataset spanning multiple years, the analysis…

Statistical Finance · Quantitative Finance 2024-12-18 Jiajun Gu , Zichen Yang , Xintong Lin , Sixun Chen , YuTing Lu

We explore the use of deep learning hierarchical models for problems in financial prediction and classification. Financial prediction problems -- such as those presented in designing and pricing securities, constructing portfolios, and risk…

Machine Learning · Computer Science 2018-01-16 J. B. Heaton , N. G. Polson , J. H. Witte

The advent of the era of big data provides new ideas for financial distress prediction. In order to evaluate the financial status of listed companies more accurately, this study establishes a financial distress prediction indicator system…

Applications · Statistics 2024-04-22 Yi Ding , Chun Yan

The realization that complex systems such as ecological communities can collapse or shift regimes suddenly and without rapid external forcing poses a serious challenge to our understanding and management of the natural world. The potential…

Populations and Evolution · Quantitative Biology 2013-05-30 Carl Boettiger , Noam Ross , Alan Hastings

We build a 167-indicator comprehensive credit risk indicator set, integrating macro, corporate financial, bond-specific indicators, and for the first time, 30 large-scale corporate non-financial indicators. We use seven machine learning…

General Economics · Economics 2025-09-24 Yanran Wu , Xinlei Zhang , Quanyi Xu , Qianxin Yang , Chao Zhang

A broad range of natural and social systems from human microbiome to financial markets can go through critical transitions, where the system suddenly collapses to another stable configuration. Critical transitions can be unexpected, with…

Applications · Statistics 2022-05-17 Ville Laitinen , Leo Lahti

Detecting early warning indicators for abrupt dynamical transitions in complex systems or high-dimensional observation data is essential in many real-world applications, such as brain diseases, natural disasters, and engineering…

Machine Learning · Statistics 2024-04-08 Lingyu Feng , Ting Gao , Wang Xiao , Jinqiao Duan

In financial field, a robust software system is of vital importance to ensure the smooth operation of financial transactions. However, many financial corporations still depend on operators to identify and eliminate the system failures when…

Machine Learning · Computer Science 2019-12-20 Jingwen Wang , Jingxin Liu , Juntao Pu , Qinghong Yang , Zhongchen Miao , Jian Gao , You Song

This systematic review examines how machine learning (ML) and deep learning (DL) have transformed forecasting, decision-making, and financial modelling, promoting innovation and efficiency in financial systems. Following PRISMA 2020…

General Mathematics · Mathematics 2026-01-26 Soufiane El Amine El Alami , Abderazzak Mouiha , Abdelatif Hafid , Ahmed El Hilali Alaoui

With increasing competition and pace in the financial markets, robust forecasting methods are becoming more and more valuable to investors. While machine learning algorithms offer a proven way of modeling non-linearities in time series,…

Computational Finance · Quantitative Finance 2019-07-09 Lukas Ryll , Sebastian Seidens

Financial markets are difficult to predict due to its complex systems dynamics. Although there have been some recent studies that use machine learning techniques for financial markets prediction, they do not offer satisfactory performance…

Statistical Finance · Quantitative Finance 2022-01-31 Jia Wang , Tong Sun , Benyuan Liu , Yu Cao , Degang Wang

The rise of digital payments has accelerated the need for intelligent and scalable systems to detect fraud. This research presents an end-to-end, feature-rich machine learning framework for detecting credit card transaction anomalies and…

Financial crises emerge when structural vulnerabilities accumulate across sectors, markets, and investor behavior. Predicting these systemic transitions is challenging because they arise from evolving interactions between market…

Risk Management · Quantitative Finance 2025-12-22 Sandeep Neela