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Artificial Intelligence (AI) has created the single biggest technology revolution the world has ever seen. For the finance sector, it provides great opportunities to enhance customer experience, democratize financial services, ensure…

Risk Management · Quantitative Finance 2021-03-02 Branka Hadji Misheva , Joerg Osterrieder , Ali Hirsa , Onkar Kulkarni , Stephen Fung Lin

Customer temporal behavioral data was represented as images in order to perform churn prediction by leveraging deep learning architectures prominent in image classification. Supervised learning was performed on labeled data of over 6…

Machine Learning · Statistics 2016-04-20 Artit Wangperawong , Cyrille Brun , Olav Laudy , Rujikorn Pavasuthipaisit

The successful application of machine learning (ML) methods becomes increasingly dependent on their interpretability or explainability. Designing explainable ML systems is instrumental to ensuring transparency of automated decision-making…

Machine Learning · Computer Science 2022-07-04 L. Zhang , G. Karakasidis , A. Odnoblyudova , L. Dogruel , A. Jung

Prediction of a machine's Remaining Useful Life (RUL) is one of the key tasks in predictive maintenance. The task is treated as a regression problem where Machine Learning (ML) algorithms are used to predict the RUL of machine components.…

Machine Learning · Computer Science 2022-05-03 Talhat Khan , Kashif Ahmad , Jebran Khan , Imran Khan , Nasir Ahmad

Explainable machine learning (XML) has emerged as a major challenge in artificial intelligence (AI). Although black-box models such as Deep Neural Networks and Gradient Boosting often exhibit exceptional predictive accuracy, their lack of…

Methodology · Statistics 2024-06-18 Evgenii Kuriabov , Jia Li

The financial industry faces a significant challenge modeling and risk portfolios: balancing the predictability of advanced machine learning models, neural network models, and explainability required by regulatory entities (such as Office…

Machine Learning · Computer Science 2025-11-10 Rongbin Ye , Jiaqi Chen

Deep clustering uncovers hidden patterns and groups in complex time series data, yet its opaque decision-making limits use in safety-critical settings. This survey offers a structured overview of explainable deep clustering for time series,…

Machine Learning · Computer Science 2025-10-21 Udo Schlegel , Gabriel Marques Tavares , Thomas Seidl

In today's competitive scenario in corporate world, "Customer Retention" strategy in Customer Relationship Management (CRM) is an increasingly pressed issue. Data mining techniques play a vital role in better CRM. This paper attempts to…

Databases · Computer Science 2012-05-08 Md. Rashid Farooqi , Khalid Raza

Customer churn prediction is a challenging domain of research that contributes to customer retention strategy. The predictive performance of existing machine learning models, which are often adopted by churn communities, appear to be at a…

Machine Learning · Computer Science 2022-06-06 Haotian Wu

Customer loyalty is crucial for internet services since retaining users of a service to ensure the staying time of the service is of significance for increasing revenue. It demands the retention of customers to be high enough to meet the…

Social and Information Networks · Computer Science 2017-10-20 Junhua Chen , Wei Zeng , Ge Fan , Junmin Shao

Recently, peoples awareness of online purchases has significantly risen. This has given rise to online retail platforms and the need for a better understanding of customer purchasing behaviour. Retail companies are pressed with the need to…

Machine Learning · Computer Science 2024-02-07 Jeen Mary John , Olamilekan Shobayo , Bayode Ogunleye

Automated decision making is used routinely throughout our everyday life. Recommender systems decide which jobs, movies, or other user profiles might be interesting to us. Spell checkers help us to make good use of language. Fraud detection…

Machine Learning · Computer Science 2020-07-15 Alexander Jung , Pedro H. J. Nardelli

The use of machine learning algorithms to model user behavior and drive business decisions has become increasingly commonplace, specifically providing intelligent recommendations to automated decision making. This has led to an increase in…

Cryptography and Security · Computer Science 2021-06-30 Tabish Maniar , Alekhya Akkinepally , Anantha Sharma

Click-through rate (CTR) prediction is a critical problem in web search, recommendation systems and online advertisement displaying. Learning good feature interactions is essential to reflect user's preferences to items. Many CTR prediction…

Information Retrieval · Computer Science 2021-05-13 Yuan Cheng , Yanbo Xue

Classification and patterns extraction from customer data is very important for business support and decision making. Timely identification of newly emerging trends is very important in business process. Large companies are having huge…

Databases · Computer Science 2011-12-13 Dr. Sankar Rajagopal

Modern predictive analytics underpinned by machine learning techniques has become a key enabler to the automation of data-driven decision making. In the context of business process management, predictive analytics has been applied to making…

Machine Learning · Computer Science 2020-06-09 Renuka Sindhgatta , Chun Ouyang , Catarina Moreira

In the global economy, credit companies play a central role in economic development, through their activity as money lenders. This important task comes with some drawbacks, mainly the risk of the debtors not being able to repay the provided…

Machine Learning · Computer Science 2021-01-01 Giorgio Visani , Federico Chesani , Enrico Bagli , Davide Capuzzo , Alessandro Poluzzi

User churn is an important issue in online services that threatens the health and profitability of services. Most of the previous works on churn prediction convert the problem into a binary classification task where the users are labeled as…

Machine Learning · Computer Science 2019-09-17 Ali Khodadadi , Seyed Abbas Hosseini , Ehsan Pajouheshgar , Farnam Mansouri , Hamid R. Rabiee

A multitude of explainability methods and associated fidelity performance metrics have been proposed to help better understand how modern AI systems make decisions. However, much of the current work has remained theoretical -- without much…

Computer Vision and Pattern Recognition · Computer Science 2023-02-01 Julien Colin , Thomas Fel , Remi Cadene , Thomas Serre

The use of wearables in medicine and wellness, enabled by AI-based models, offers tremendous potential for real-time monitoring and interpretable event detection. Explainable AI (XAI) is required to assess what models have learned and build…

Signal Processing · Electrical Eng. & Systems 2026-03-16 Maurice Kuschel , Solveig Vieluf , Claus Reinsberger , Tobias Loddenkemper , Tanuj Hasija