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Related papers: Enhancing Credit Risk Prediction: A Multi-stage En…

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A data analysis pipeline is a structured sequence of steps that transforms raw data into meaningful insights by integrating various analysis algorithms. In this paper, we propose a novel statistical test to assess the significance of data…

Machine Learning · Statistics 2024-10-15 Tomohiro Shiraishi , Tatsuya Matsukawa , Shuichi Nishino , Ichiro Takeuchi

Addressing class imbalance is a central challenge in credit card fraud detection, as it directly impacts predictive reliability in real-world financial systems. To overcome this, the study proposes an enhanced workflow based on the…

Machine Learning · Computer Science 2026-02-09 Reza E. Fazel , Arash Bakhtiary , Siavash A. Bigdeli

The motivation of this work is to improve the performance of standard stacking approaches or ensembles, which are composed of simple, heterogeneous base models, through the integration of the generation and selection stages for regression…

Machine Learning · Statistics 2014-03-31 Roberto Aldave , Jean-Pierre Dussault

Data science relies on pipelines that are organized in the form of interdependent computational steps. Each step consists of various candidate algorithms that maybe used for performing a particular function. Each algorithm consists of…

Computer Vision and Pattern Recognition · Computer Science 2019-03-07 Aritra Chowdhury , Malik Magdin-Ismail , Bulent Yener

Data science relies on pipelines that are organized in the form of interdependent computational steps. Each step consists of various candidate algorithms that maybe used for performing a particular function. Each algorithm consists of…

Computer Vision and Pattern Recognition · Computer Science 2019-03-04 Aritra Chowdhury , Malik Magdon-Ismail , Bulent Yener

Ensemble learning is characterized by flexibility, high precision, and refined structure. As a critical component within computational finance, option pricing with machine learning requires both high predictive accuracy and reduced…

Machine Learning · Computer Science 2025-06-09 Zeyuan Li , Qingdao Huang

Multi-period portfolio optimization is important for real portfolio management, as it accounts for transaction costs, path-dependent risks, and the intertemporal structure of trading decisions that single-period models cannot capture.…

Computational Engineering, Finance, and Science · Computer Science 2025-12-16 Yuxuan Linghu , Zhiyuan Liu , Qi Deng

We build a 167-indicator comprehensive credit risk indicator set, integrating macro, corporate financial, bond-specific indicators, and for the first time, 30 large-scale corporate non-financial indicators. We use seven machine learning…

General Economics · Economics 2025-09-24 Yanran Wu , Xinlei Zhang , Quanyi Xu , Qianxin Yang , Chao Zhang

Corporate credit ratings issued by third-party rating agencies are quantified assessments of a company's creditworthiness. Credit Ratings highly correlate to the likelihood of a company defaulting on its debt obligations. These ratings play…

Machine Learning · Computer Science 2022-07-12 Han Yue , Steve Xia , Hongfu Liu

Machine learning (ML) offers powerful methods for detecting and modeling associations often in data with large feature spaces and complex associations. Many useful tools/packages (e.g. scikit-learn) have been developed to make the various…

Machine Learning · Computer Science 2022-06-27 Ryan J. Urbanowicz , Robert Zhang , Yuhan Cui , Pranshu Suri

In this work, we formulated a real-world problem related to sewer pipeline gas detection using the classification-based approaches. The primary goal of this work was to identify the hazardousness of sewer pipeline to offer safe and…

Neural and Evolutionary Computing · Computer Science 2017-07-04 Varun Kumar Ojha , Paramartha Dutta , Atal Chaudhuri

Modern machine learning models (such as deep neural networks and boosting decision tree models) have become increasingly popular in financial market prediction, due to their superior capacity to extract complex non-linear patterns. However,…

Machine Learning · Computer Science 2021-02-02 Chuheng Zhang , Yuanqi Li , Xi Chen , Yifei Jin , Pingzhong Tang , Jian Li

A plethora of research has been done in the past focusing on predicting student's performance in order to support their development. Many institutions are focused on improving the performance and the education quality; and this can be…

Computers and Society · Computer Science 2020-05-15 MohammadNoor Injadat , Abdallah Moubayed , Ali Bou Nassif , Abdallah Shami

Systemic risk is a rapidly developing area of research. Classical financial models often do not adequately reflect the phenomena of bubbles, crises, and transitions between them during credit cycles. To study very improbable events,…

Mathematical Finance · Quantitative Finance 2023-05-11 Kamil Fortuna , Janusz Szwabiński

It is increasingly common to encounter prediction tasks in the biomedical sciences for which multiple datasets are available for model training. Common approaches such as pooling datasets and applying standard statistical learning methods…

Machine Learning · Statistics 2021-10-05 Gabriel Loewinger , Rolando Acosta Nunez , Rahul Mazumder , Giovanni Parmigiani

The automated machine learning (AutoML) process can require searching through complex configuration spaces of not only machine learning (ML) components and their hyperparameters but also ways of composing them together, i.e. forming ML…

Machine Learning · Computer Science 2022-08-10 David Jacob Kedziora , Tien-Dung Nguyen , Katarzyna Musial , Bogdan Gabrys

Despite numerous research efforts in applying deep learning to time series forecasting, achieving high accuracy in multi-step predictions for volatile time series like crude oil prices remains a significant challenge. Moreover, most…

Machine Learning · Computer Science 2024-07-17 Mohammed Alruqimi , Luca Di Persio

Large Language Models (LLM), which have developed in recent years, enable credit risk assessment through the analysis of financial texts such as analyst reports and corporate disclosures. This paper presents the first systematic review and…

Risk Management · Quantitative Finance 2025-06-10 Muhammed Golec , Maha AlabdulJalil

Nowadays small and medium-sized enterprises have become an essential part of the national economy. With the increasing number of such enterprises, how to evaluate their credit risk becomes a hot issue. Unlike big enterprises with massive…

Risk Management · Quantitative Finance 2022-05-03 Marui Du , Yue Ma , Zuoquan Zhang

Classification is a fundamental task in machine learning. While conventional methods-such as binary, multiclass, and multi-label classification-are effective for simpler problems, they may not adequately address the complexities of some…

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